The Home Buyer's Korner

Information presented should be used for educational purposes only.

January 22nd, 2016

Guy looking up in color

NASHVILLE, TENNESSEE

Home Buyer’s Korner

Real Estate G+

Mortgage Lender

General Contractor G+

Log Home Living

Log Home

Get Pre-Approved for a Second Home Loan

This past few winters gave Tennessee and many parts of the south received a real jolt with record low temperatures, but many stayed comfortable in their log cabins all season burning just a cord of wood and using radiant floor heat.

It’s a myth that log homes never get a good energy rating, if built tight these homes can be some of the best eco-friendly structures around, and are known to get Five-Star Plus Energy Rating through the U.S. Environmental Protection Agency’s Energy Star program.

Energy efficiency isn’t the only reason many home buyers and second home buyers can’t wait to own their log home. Some of us simply want more land to exercise our horses and had always wanted a log home to eventually retire in. Often we start off buying several acres on dead-end roads, with spectacular views for weekend getaways, and the idea of making the spot a full-time residence someday.

Building a second or log home often takes time and a little effort. Often times there is land to clear, countless models to consider and you’ll want to work with your home builders design staff to make some modifications to any stock plan by adding more windows, expanded the kitchen or opening up a floor plan. And it simply goes without saying that we want a new home to be as energy efficient as we can get it.

When looking for a log home builder the first things to confirm is all the company’s materials are eligible for a five-star energy rating. The logs are pre-cut, lettered and numbered at the factory and then taken to the site to be stacked into exterior walls.

It’s better to position your log home for maximum sunlight and consider a deep open deck ringing the front and sides, which are perfect for entertaining. A log home on or near Pickwick Lake is a great place where we can have a few people over and not worry about the neighbors or keep a horse in a barn on the property, hike, or walk your dog in the nearby woods.

To get the energy efficiency you want to make sure those areas where air can leak out or in—corners and between the logs—are sealed. I recommend using a stick framing in the roof and use a lot of spray foam in the corners, rafters and floor joists. The basement should be built with reinforced ICF (insulated concrete forms)—basically 2 1/2-inch-thick Styrofoam panels filled with concrete. And consider having the basement flooring complete with radiant heat floors like the rest of the home, which are fueled by propane.

According to the EPA, to achieve the highest energy rating, a new home has to have comprehensive air sealing, properly installed insulation, high-performance windows, a high-efficiency heating and cooling system, comprehensive water management system, and energy-efficient lighting and appliances. To achieve this many home buyers purchase Energy Star appliances, LED lighting and an air-exchange system and if your log home is really tight, consider installing a heat recovery ventilator (HRV) in the basement to bring fresh air in from the outside.

When building your log home be sure to get familiar with the Home Energy Rating Score (HERS), which shows all the extra steps taken in construction will pay off. The HERS index is a number between 0 and 100 that represents a home’s energy use compared to homes of similar size and shape that were built to the minimum energy code. For example, a home with an index of 80 means that it uses 80 percent of the energy consumed by a similar home built to minimum code.

After a home is built, a third-party rater or local utility company collects data from tests such as the blower door, which measures air infiltration, to come up with a rating. A friend of mine just completed building their new home and came in at 47, which got a five-plus rating and they were pretty proud of that. Because the score was so good the people who did the test thought their machine was broken. Not only will my friends save energy and see savings on their utility bills, but they also received several energy efficient rebates offered by local, federal and even utility companies.

For a log home to be truly wonderful, it should be beautiful as well as functional. I’m a fan of knotty cedar for the interior of the pine log house. It makes a great contrast with a kitchen’s that has blackish granite counters and gray slate tile as well as the teak hardwood floors used in the rest of the home. Teak floors are really durable for a dog’s claw and work well with the radiant heat, which can fluctuate with the temperature and humidity.

If you’re thinking about that second or retirement home, consider log cabin living, on any of Tennessee’s landings were the horses, dogs and you have plenty of trails to roam as well as a cozy, warm home and barn. It’s quiet and relaxing and the views are phenomenal. What more could anyone ask for?

RE marketing logo

WE GET YOUR LISTINGS HIGHLY RANKED ON A GOOGLE SEARCH

LET US BACK LINK TO YOUR LISTING WEBSITE

Livingston Homes for Sale

VISIT OUR NASHVILLE “HOMES FOR SALE” BOARDS

FIND HOMES THROUGHOUT NASHVILLE

HUD FORECLOSED HOMES IN & AROUND DAVIDSON COUNTY TENNESSEE

USDA FORECLOSED HOMES IN & AROUND DAVIDSON COUNTY TENNESSEE

FIND FORECLOSURES AND SHORT SALES IN DAVIDSON COUNTY TENNESSEE

FIND MORE FORECLOSURES IN DAVIDSON COUNTY TENNESSEE

TENNESSEE HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace a deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document, click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.

START YOUR PATH TO HOME OWNERSHIP TODAY

FNMA HomeStyle FNMA My Community Mortgage FHA One-Time Close Construction Portfolio or VA home loan Homes for Sale REO Short Sales FNMA HomePath Properties HUD Homes USDA Homes Condominiums Co-Ops Townhomes Manufactured Homes Modular Homes Mobile Homes Log Homes Second Homes Investment Property 2-4 Family Custom Home Builders Custom Built Homes Luxury Homes General Contractors Home Improvement Experts Kitchen & Bathroom Renovations Real Estate Brokers & Agents Mortgage Lenders Federal Credit Unions Community Bankers Real Estate Listings Jumbo Investor Hard Money HARP HECM Equity Zero 3% 3.5% Portfolio Non-Warrantable Down Payment Assistance Hazard Flood Insurance Nashville Belle Meade Bellevue Berry Hill Forest Hills Green.Hills Midtown Newsom Oak Hill Pasquo Linton West End West Meade Davidson County Tennessee 37027 37201 37203 37204 37205 37209 37210 37211 37212 37215 37220 37221

Join us at Real Estate Social

Comments are closed.