The Home Buyer's Korner

Information presented should be used for educational purposes only.

September 24th, 2015

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CREATING THE DREAM OF HOME OWNERSHIP

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Whiteville, Tennessee

Whtieville

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Whiteville is a very small town located Hardeman County, in the State of Tennessee, and due east of Memphis, Shelby and Fayette Counties, with a population of 4,573 people and just one neighborhood, Whiteville is the 127th largest community in Tennessee.

When you are in Whiteville, you’ll notice that it is a proud blue-collar community in America. In fact, 38.20 percent of Whiteville’s employed work in blue-collar jobs, while America averages only 27.7 percent that do. Overall, Whiteville is a town of service providers, production and manufacturing workers and sales and office workers. There are especially a lot of people living in Whiteville who work in law enforcement and fire fighting at 16.09 percent, office and administrative support at 7.94 percent and sales jobs at 7.30 percent.

The town is relatively quiet, having a combination of lower population density and few of those groups of people who have a tendency to be noisy. For example, Whiteville has relatively few families with younger children, or college students. Combined, this makes Whiteville a pretty quiet place to live overall. If you like quiet, you will probably enjoy it here.

One of the benefits of Whiteville is that there is very little traffic. The average commute to work is 18.07 minutes, which is substantially less than the national average. Not only does this mean that the drive to work is less aggravating, but noise and pollution levels are lower as a result.

Whiteville is a small town, and as such doesn’t have a public transit system that people use to get to and from their jobs every day.

The population of Whiteville has one of the lowest overall levels of education in the country: only 2.24 percent of people over 25 hold a college degree. The national average for all municipalities is 21.84 percent.

The per capita income in Whiteville in 2010 was $5,557, which is quite modest relative to Tennessee and the nation. This equates to an annual income of $22,228 for a family of four.

Whiteville is an extremely ethnically-diverse town. The people who call Whiteville home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Whiteville residents reports their race to be Black or African-American, followed by White. Important ancestry of people in Whiteville includes African, Irish, German and English.

The most common language spoken in Whiteville is English and some people also speak Spanish.

VISIT OUR GREATER WHITEVILLE AREA

HOMES FOR SALE LISTINGS

Livingston Homes for Sale

TENNESSEE HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.

START YOUR PATH TO HOME OWNERSHIP TODAY

FNMA HomeStyle FNMA My Community Mortgage FHA One-Time Close Construction Portfolio or VA home loan Homes for Sale REO Short Sales FNMA HomePath Properties HUD Homes USDA Homes Condominiums Co-Ops Townhomes Manufactured Homes Modular Homes Mobile Homes Log Homes Second Homes Investment Property 2-4 Family Custom Home Builders Custom Built Homes Luxury Homes General Contractors Home Improvement Experts Kitchen & Bathroom Renovations Real Estate Brokers & Agents Mortgage Lenders Federal Credit Unions Community Bankers Real Estate Listings Jumbo Investor Hard Money HARP HECM Equity Zero 3% 3.5% Portfolio Non-Warrantable Down Payment Assistance Memphis Fayette County 38008 COUNTRY CLUB LN JONES ST N JONES ST S Ervin Ln Tiffany Cv MEADOW OAK LN Old Highway 64 JANICE RD MEADOW OAKS LN Ridgeway Dr TODD LN LOCKWOOD WAY Brook Ln MARKET ST RAILROAD ST Water St Hillcrest Cv River Rd Lauderdale St Fitts Ross Rd Lake St CEDAR ST Morrow Dr Orange St Burnett Mills Rd Jones St Country Club Ln Margin St HIGHWAY 125 CEDAR GROVE LN MAMA ADDIE WAY MARKET ST E Cedar Grove Loop MARKET ST W Highway 18 N HIGHWAY 18 S Deming Way Union St Main St Dixon Rd Barrett St Fairgrounds St Johnson St BURNETTE MILL RD El Capitan Dr 3rd St El Capitan Dr LUTHER LN Munford Rd MARGIN ST E MADISON AVE Bradley St Highway 64 Hoby St Market St McNeal St WOODS CEMETERY ROAD E OF Jackson St Locust Dr James Rd Greenview Cir Davis Way Cherry St HORNSBY LOOP Elnora Cir HORNSBY LP Tem St TATE RD West Jackson Street HWY 64 Neely St Green Rd ROCKY HILL WAY Cora Ln Oak Cv Oak St Walnut Grove Rd ROSS ST HWY 125 Lazarus Way HWY 125 N HWY 125 S HWY 125N Elm St CHRIS RIDGE RD OLD HWY 64 George Walter Rd LUCY BLACK LN Lucy Black Rd Woods Hill Way Fern St Chriss Rdg Blake Cv VIRGINIA DR Jefferson St Maxwell Rd JAMES ST Sharon St Lee St Fairlawn Cv MATILDA ST Whistle Way Thomas Cv Marion Creekmore Dr Martindale Cv Fairlawn Dr SILL RD MARTINDALE RD GATES WAY Lake Circle Dr MICHAEL DR HIGHWAY 18 Blossom Ln Hannis Rd Miller Rd Pruitt St Sills Rd UNION ST Campbell Way HWY 125 Carole St JEFF ST Ashley Ln Weaver Ln Sandy Ln Vale Rd MARIANNE ST Walton Rd Edwin St Levoid Rd PEBBLE SPRINGS DR Karen Dr Pebble Springs Rd HERRON LN Terrace St WATER ST UNION ST N Wright St Hines Blvd Russell Rd Maple Dr Cross St Shady Lane Dr McNeal St Diane Ln SANDY NOOK  SANDY NOOK RD SANDY NOOK ST Locust St MADISON ST Edgewood St Jackson St Michael St Breeden Ln BREEDEN RD LAFAYETTE ST Madison St MILLER ST Middleton Loop Rogers Ave Casey Ln Hope St Linda Vista St HIGHWAY 64 E HWY 64 Woodland Cv HADDIX WAY Oakview Loop ALAMO CV SV SIDEWINDER ROAD SV Autumn Way Baker Blvd Tisdale St WATER ST N SAIN RD LAUDERDALE ST Clifft Rd Clifft St Country Club Ln Clifftview Rd ROWLAND LN Naylor St Moma Addie Way Central St Van Buren Rd EBENEZER RD Nails Rd Harris Rd Newstead Dr Baker Hill Ln Murphy Way Rocky Top Way Sugar Hill Loop Doddville Way DELLINGER LN Owen Way Parham Loop Hazelgrove Ln HAZELGROVE ST TENN ST Pleasant Creek Ln Young Rd Sycamore St Summit Dr Jefferson St Fish Ln HWY 18 Judy Dr MEADOWBROOK DR HWY 18 N Morocco Rd Sky Top Way Pecan Dr Harris St BLUE BONNET RD Goff Loop BUTLER ST Blue Bonnett Ln Melbourne Dr PORTER ST Washington St Lauderdale St Marvin Rd WOODBERRY ST Taylor Cv Sycamore St KELLER ST MARGIN ST MCNEAL ST MCNEAL ST E MCNEAL ST W HIGHWAY 64 N Tennessee St North Loop Old Hwy Shelby Ln Knepp Rd Knepp Way WALLER LN Jones St WATER ST Kristi Ln Moore Rd LUCK BLACK LN Nuckolls Rd Joes Cir Scott Way WHT VLE NEWCASTLE RD Main St Meadowbrook Rd WELCOME USSERY DR N WASHINGTON ST Polk St Deer View Ln Enon Rd End St POLK ST Morgan St MITCHELL LN Commerce Ln Main St Vaughn Rd PUGH WAY Bethlehem Ln Stallings Ln Union St LOCKETT LN OAK VIEW LOOP Fisher St POLK ST WEBSTER LN North Loop Hollywood Acres Ln Mecklinburg Dr Penny Ln ENGLISH ST JEFFERSON ST Highway 125 N Highway 125 S Poplar St Forrest Hill Rd Porter St Ermon Rd OAK HILL RD AIRPORT LN BEAVER DR N FERN ST RAILROAD ST FITTS-ROSS RD FLAG CV N FLAG CV GVL N FOX DR N HAZELGROVE ST HIGHWAY HWY MAXWELL RD JAY DEE CV N KELLER CIR MCNEAL ST S MECKLINGBURG DR MIDDLETON LOOP Madison St OAKCLIFF ST OAKCLIFFT ST Marvin Rd RR ST SQUIRREL CV N SQUIRREL DR N WAYNE SMITH RD N WELCOM USSERY DR N WELCOME USSERY N SYCAMORE ST Main St Mitchell St MCTIZIC LN McTizic St BIG BEND LN Ruby Ln Barham Ln OAK HILL RD MARKET ST Porter St HATCHIE RIV HATCHIE WAY MAIN ST Paula St MAYFIELD WAY Newcastle Dr Old Highway 125 Calhoun St JACKSON ST Elmview St Janet Rd Roper Rd Enon Ln Bryant St Dixie Hill Rd Daisy Cir Enon Way Lake Hardeman Rd JEFFERSON ST W MALONE ST Bills St Chapleau Rd Lafayette St Wiggins Ln Washington St Warren St Peach St Roger Ave Dixie Ln Stevens Rd Hwy 18 S VILDO RD 38075 NEWCASTLE DR MAIN ST OLD HWY 64 Sellars Ave Old Highway 64 Mount Moriah Dr OAK ST ROBINS HILL LN Pecan Dr Mount Moriah St BOTTOM RD Cross Ln SELLERS AVE Church Ave Green Way WOODS ST Somerville Rd U S WAY MAIN ST Thompson Bottom Rd WOODS AVE Lander Ln Norman St JACKSON ST Cross Ave TRAILER WAY HIGHWAY 64 Laverne Davis Rd Simmons St Webb St JOHNSTON AVE College St PALO AVE Oak Ave US Highway 64 Shelton Ave Allen Ave NEWSON RD Brewer St MECKLENGBURG DR N OF FARRIS RD WHIT VLE NEWCASTLE RD ELLIS AVE N WHITEVILLE LK Ermon Rd Jackson Ave Allen Avenue Ext City Rd Independence Dr BASS AVE DANCYVILLE-EUREKATON RD Us Way MARTIN LUTHER KING DR MAPLE ST Johnston St DRAKE AVE Cooper Cv MARTIN LUTHER KING DR SYCAMORE ST OAK AVE-PALO ST Minerva Ave MAIN ST W Harris St Apple Tree Cv Main St WHITEVILLE LAKE LN Whiteville Ln WHITEVILLE NEW CASTLE RD Highway 100 Whiteville Newcastle Rd MARTIN LUTHER KING JR DR APPLE CV UNION SPRINGS RD Ebony Way MURPHY LANE S HWY 100 WHITEVILLE-NEW CASTLE RD Murphy Ln Ferguson Rd WHT VLE NEWCASTLE RD APPLE VALLEY CV ALLEN WHITE SCHOOL RD Vine St Cross Ave Cross St Norment Ln Griffin St Morrison Ln Bishop Rd SCHOOL ST Sammons St Woodland Ave Wiley St 1900-WHTVLE / N CASTLE HWY 64 ALLEN AVE E US Highway 64 Jarret Ave MITCHELL AVE E Mount Moriah St MT MORIAH ROAD – GRIFFIN ST Oak Ave OAK ST  W WHT VLE NEW CASTLE RD WHT VLE NEWCASTLE RD-DINK WHT VLE-NEW CASTLE RD J T Hunt Ln MORRISON RD Bass St Whiteville Newcastle Rd INA RD Quarter Rd TRAINER DR Thomas Powell Rd MAY RD PARKER CEMETERY LN Old Jackson Rd Ray Hardister Rd Buddy Haase Ln BOYD ST Jim Hardister Rd Armour Ln FAYETTE CORNER DR Fayette Corner Rd Paul Stuart Rd HUGH CROWDER RD OLD JACKSON ROAD S Temple Way Morris Rd Walker Ln AVENT RD MT CARMEL RD MOUNT TABOR RD OLD JACKSON RD HWY 179 HWY 64 Highway 179 White Ln Chandler Ln Francis Dr HUGH CROWDER LN HUGH CROWDER RD MONROE AVE Walter Stuart Loop Newsom Rd MONROE RD Charlie Edmonds Rd SAMMONS RD MONROE ST N Mount Tabor Rd DVILLE EUREKATON RD MT PLEASANT RD Mount Carmel Rd PERRY RD Mount Pleasant Rd Carmel Rd Bruce Rd Hillville Loop GILLIAM RD Hillville Rd Hillville Vildo Rd Country Rd Robinson Ln DANCYVILLE EUREKATON RD Goodman Rd WALKER DR Eurekaton Rd Walker Rd Douglass Way Sonny Fletcher Rd Vildo Rd MT MORIAH DR

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