The Home Buyer's Korner

Information presented should be used for educational purposes only.

September 29th, 2015

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CREATING THE DREAM OF HOME OWNERSHIP

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Union City, Tennessee

CREATING THE DEARM OF HOME OWNERSHIP

Union City

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Union City is a somewhat small city located in the state of Tennessee. With a population of 10,749 people and four constituent neighborhoods, Union City is the 54th largest community in Tennessee.

Unlike some cities where white-collar or blue-collar occupations dominate the local economy, Union City is neither predominantly one nor the other. Instead, it has a mixed workforce of both white and blue-collar jobs. Overall, Union City is a city of sales and office workers, service providers, and professionals. There are especially a lot of people living in Union City who works in office and administrative support at 16.26 percent, sales jobs at 14.44 percent and food service at 8.38 percent.

Compared to the rest of the country, citizens of Union City spend much less time in their cars: on average, their commute to work is only 14.88 minutes. This also means that noise and pollution levels in the city are less than they would otherwise be.

The percentage of adults in Union City with college degrees are slightly lower than the national average of 21.84 percent for all communities, with just 16.44 percent of adults in Union City have a bachelor’s or advanced.

The per capita income in Union City in 2010 was $20,380, which is middle income relative to Tennessee, and lower middle income relative to the rest of the US. This equates to an annual income of $81,520 for a family of four.

Union City is a very ethnically-diverse city. The people who call Union City home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Union City residents reports their race to be White, followed by Black or African-American. Important ancestries of people in Union City include English, Irish, German and Dutch.

The most common language spoken in Union City is English while some households speak Spanish.

Livingston Homes for Sale

TENNESSEE HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.

START YOUR PATH TO HOME OWNERSHIP TODAY

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