The Home Buyer's Korner

Information presented should be used for educational purposes only.

October 13th, 2015

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CREATING THE DREAM OF HOME OWNERSHIP

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Stateline Rd W/U.S. Route 51 Neighborhood

Southaven, Mississippi

Whitehead Dr

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Stateline Rd W/U.S. Route 51 area median real estate price is $88,429, which is more expensive than 51.9 percent of the neighborhoods in Mississippi and 14.3 percent of the neighborhoods in the U.S.

The average rental price in Stateline Rd W/U.S. Route 51 is currently $1,143, and the average rental cost in this neighborhood is higher than 88.6 percent of the neighborhoods in Mississippi. If you live and rent a home in this neighborhood you would likely reduce your house cost by owning a home. When you rent, you’re helping your landlord build equity and you aren’t creating your own wealth.

Stateline Rd W/U.S. Route 51 has a 11.8 percent vacancy rate, which is well above average compared to other U.S. neighborhoods and higher than 62.0 percent of American neighborhoods.

Stateline Rd W/U.S. Route 51 is a suburban neighborhood located in Southaven, Mississippi, and primarily made up of medium sized three or four bedroom to large four, five or more bedroom single-family and manufactured homes. Most of the residential real estate is owner occupied. Many of the residences in the Stateline Rd W/U.S. Route 51 neighborhood are older, well-established, built between 1940 and 1969, with a number of residences built between 1970 and 1999.

Many things matter about a neighborhood, but the first thing most people notice is the way a neighborhood looks and its particular character. For example, one might notice whether the buildings all date from a certain time. This particular neighborhood in Southaven, the Stateline Rd W/U.S. Route 51 neighborhood has some outstanding things about the way it looks and its way of life that are worth highlighting.

Most neighborhoods have a mixture of ages of homes in them, from new to old, but this neighborhood stands out due to its concentration of residential real estate built in one time frame: from 1940 through 1969, generally considered older, well-established homes. This was a busy time in America for home construction. After the end of World War II, as GIs came home, bought newly built homes on the edges of cities with the help of the GI Bill, and began their families. This housing era generally coincides with the ‘Baby Boom’ generation (1945 – 1964), and many baby boomers grew up in homes built in this era. But what is so interesting about the Stateline Rd W/U.S. Route 51 neighborhood, is that an incredible 81.5 percent of the homes here were built in this era. When you walk its streets or drive around this neighborhood you get a look and feel that harkens to that era in American life, and a very important slice of Americana.

Your future neighbors in the Stateline Rd W/U.S. Route 51 neighborhood in Southaven earn modest incomes, and this neighborhood has an income lower than 61.6 percent of U.S. neighborhoods.

In the Stateline Rd W/U.S. Route 51 neighborhood, 33.8 percent of the working population is employed in sales and service jobs, from major sales accounts, to working in fast food restaurants. The second most important occupational group in this neighborhood is manufacturing and laborer occupations, with 24.1 percent of the residents employed. Other residents here are employed in clerical, assistant, and tech support occupations at 22.7 percent, and 16.9 percent in executive, management, and professional occupations.

Culture is the shared and learned behavior of peoples. Undeniably, different ethnicity and ancestry have different cultural traditions, and as a result, neighborhoods with concentrations of residents of one or another ethnicity or ancestry will express those cultures.

In the Stateline Rd W/U.S. Route 51 neighborhood of Southaven, Mississippi, residents most commonly identify their ethnicity or ancestry as Italian at 12.9 percent. There are also a number of people of English ancestry at 10.6 percent, and residents who report Irish roots at 7.1 percent. Some of the residents are also of German ancestry at 6.6 percent, along with some Mexican ancestry residents at 5.6 percent, among others.

The most common language spoken in the Stateline Rd W/U.S. Route 51 neighborhood is English, spoken by 94.6 percent of households and 3.5 percent of household speak Vietnamese.

Livingston Homes for Sale

MISSISSIPPI HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace a deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document, click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.

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