The Home Buyer's Korner

Information presented should be used for educational purposes only.

October 10th, 2015

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CREATING THE DREAM OF HOME OWNERSHIP

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Oxford City Center Neighborhood

Oxford, Mississippi

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The median real estate price in the City Center of Oxford is $225,826, which is more expensive than 97.2 percent of the neighborhoods in Mississippi and 61.7 percent of the neighborhoods in the U.S.

The average rental price in the Oxford City Center is currently $1,033, and the average rental cost in this neighborhood is higher than 80.8 percent of the neighborhoods in Mississippi.

Oxford City Center is a suburban neighborhood located in Oxford, Mississippi, primarily made up of medium sized three or four bedroom to small studio to two bedroom single-family homes. Most of the residential real estate is renter occupied. Many of the residences in the City Center neighborhood are newer, and were built between 2000 and present day, with a number of residences built between 1970 and 1999.

Vacant real estate is a major fact of life in the Oxford City Center. The current real estate vacancy rate here is 45.0 percent. This is higher than the rate of vacancies in 98.1 percent of all U.S. neighborhoods. A relatively large percentage of housing here is seasonally occupied at 22.8 percent and due largely in part to enrollment at Old Miss. This can occur in vacation areas, and occasionally it is also found in neighborhoods that are primarily filled with college students, as some apartments could be vacant when school is not in session. If you live here year round, you may find that a number of buildings in your neighborhood are actually empty.

The way a neighborhood looks and feels when you walk or drive around it, from its setting, its buildings, and its flavor, can make all the difference. This neighborhood has some really cool things about the way it looks and feels.

An extraordinary 32.1 percent of the residents of the Oxford City Center neighborhood are currently enrolled in college. This is such a large part of life in this neighborhood that the neighborhood changes a great deal with the change of semesters and is far quieter during the summer when many students are away.

In addition, the Oxford City Center neighborhood stands out within Mississippi for its college student friendly environment. This neighborhood is home to a number of college students, is relatively walkable, and above average in safety. In combination, this makes it stand out for a good place for college students to consider. Because a number of college students live here, this neighborhood may be close to a college campus and offer certain amenities nearby geared towards the student body. While it’s not an environment for everyone, ambitious scholars can enjoy the seasonal excitement between semesters and school breaks, and parents can rest easy knowing that the area has an above average safety rating. For each of these reasons, the neighborhood is rated among the top 9 percent of college-friendly places to live in Mississippi.

Many of those attracted to Oxford City Center neighborhood are families with an interest in higher education for their children. Many home buyers coming to the area are affiliated with Ole Miss. If you have a college bound child check out my blog post on Kiddie Condos to see if it’s something that’s right for you.

Your future neighbors in the City Center neighborhood in Oxford earn modest incomes, and due largely in part to their focus on academia. This neighborhood has an income lower than 87.6 percent of U.S. neighborhoods.

What we choose to do for a living reflects who we are. Each neighborhood has a different mix of occupations represented, and together these tell you about the neighborhood and help you understand if this neighborhood may fit your lifestyle.

In the Oxford City Center neighborhood, 42.7 percent of the working population is employed in executive, management, and professional occupations. The second most important occupational group in this neighborhood is sales and service jobs, from major sales accounts, to working in fast food restaurants, with 29.2 percent of the residents employed. Other residents here are employed in manufacturing and laborer occupations at 15.1 percent, and 12.9 percent in clerical, assistant, and tech support occupations.

Each neighborhood has its own culture derived primarily from the ancestry and culture of the residents who call these neighborhoods home. Likewise, each neighborhood in America has its own culture, some more unique than others, based on lifestyle, occupations, the types of households, and importantly, on the ethnicity and ancestry of the people who live in the neighborhood. Understanding where people came from, who their grandparents or great-grandparents were can help you understand how a neighborhood is today.

In the City Center neighborhood of Oxford, Mississippi, residents most commonly identify their ethnicity or ancestry as English at 11.5 percent. There are also a number of people of Irish ancestry at 9.8 percent, and residents who report German roots at 6.7 percent. Some of the residents are also of Scots-Irish ancestry at 2.9 percent, along with some French ancestry residents at 2.8 percent and 1.0 percent having Lebanese ancestry, among others.

The most common language spoken in the Oxford City Center neighborhood is English, spoken by 99.2 percent of households.

Livingston Homes for Sale

MISSISSIPPI HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace a deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document, click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

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START YOUR PATH TO HOME OWNERSHIP TODAY

FNMA HomeStyle FNMA My Community Mortgage FHA One-Time Close Construction Portfolio or VA home loan Homes for Sale REO Short Sales FNMA HomePath Properties HUD Homes USDA Homes Condominiums Co-Ops Townhomes Manufactured Homes Modular Homes Mobile Homes Log Homes Second Homes Investment Property 2-4 Family Custom Home Builders Custom Built Homes Luxury Homes General Contractors Home Improvement Experts Kitchen & Bathroom Renovations Real Estate Brokers & Agents Mortgage Lenders Federal Credit Unions Community Bankers Real Estate Listings Jumbo Investor Hard Money HARP HECM Equity Zero 3% 3.5% Portfolio Non-Warrantable Down Payment Assistance 38655 LEE HORN ST HOUSTON County Road 434 County Road 350 County Road 206 County Road 493 County Road 478 County Road 442 County Road 436 County Road 430 County Road 438 County Road 444 County Road 388 Acre Cr County Road 487 Acres Cr County Road 466 County Road 208 County Road 488 County Road 446 County Road 333 County Road 264 WISE ST Hunters Ct Hwy 6 W Price Hill Cv Price Hill Rd County Road 140 Bristol Cv County Road 3030 Pinecliff Cv Molly Barr Cv Snowmass Cv Molly Barr Rd Rosemont Loop Meadowview Dr County Road 141 PIERCE AVE Summerset Dr County Road 480 Twin Oaks Cv County Road 142 County Road 300 Ridgewood Manor Dr Westbrook Dr Daniella Ln Faith Cv 19th St County Road 143 County Road 482 Charleston Court Dr County Road 301 Indy Ln Private Road 3057 Peyton Cir County Road 484 County Road 3013 Keri Cv County Road 144 COUNTY ROAD 3015 PR 1084 Lark Run County Road 302 Berkeley Ct Promenade Pkwy County Road 145 County Road 3024 County Road 3026 COUNTY ROAD 3029 County Road 303 Price St Lamar Blvd County Road 304 County Road 489 Stonebridge Rd County Road 305 County Road 147 Morgan Cv Williamsburg Cv County Road 3052 9th St Nelly Ln Westbury Cir County Road 3055 Hayat Loop Lewis Ln County Road 3056 County Road 306 Audubon Ln County Road 148 County Road 3061 Pinecrest Dr County Road 3062 Old Lake Cv County Road 3064 Vail Dr County Road 149 County Road 3066 County Road 3068 Pam St County Road 307 Glen Eagle Rd Joel Ln County Road 3070 County Road 494 Patti Ln Tanner Dr County Road 308 Forrest Cir Pelican Loop Smallwood Dr County Road 3080 County Road 496 County Road 3082 County Road 3088 Pin Oak Dr County Road 309 Chestnut St Capitol St Pr 3049 Azalea Cv Ridley Bnd Pr 3057 Pr 3057 B1 County Road 150 County Road 3092 County Road 3094 Whispering Valley Cv Yorkshire Ct Clubhouse Dr Saddle Tree Cv Pinecrest Dr Rhett”s Ave Kristi Cv Nelson Cir Lee Cv Midland Cv Elmore Dr Woodland Pride St Choctaw Dr County Road 311 County Road 273 Grove Forest Way County Road 153 Grove Hill Dr Herman Dr Thacker Loop County Road 154 Mockingbird Rdg Washington Ave Beanland Dr County Road 313 Hillard Dr Hayes Ave Halliburton Cv County Road 255 1302 Fillmore Avenue Grayson St County Road 156 Mary Ann Cv Mallard Pt Cr 170 Cloverleaf Cove Turnberry Cir 15th St Wilkes Ave County Road 157 Cumberland Pl Greer Cv County Road 158 Blair Cv Bridle Cv Galleria Dr Turnberry Ct Pleasant Dr Twin Valley Cv County Road 316 Winners Cir Highlands Cir Wilson Cv Cumberland Rdg County Road 317 Burney Branch Dr Tanglewood Dr Wellsgate Brentwood Cv Highland Pl Highway 7 North( Hwy Augusta Dr County Road 160 Lee Loop Whippoorwill Ln Woodlawn Dr Washington Avenue Ext County Road 319 Woodside Cv Woodview County Road 161 Anchorage Rd Old Taylor Rd County Road 162 Lakeview Ct Cedar Hill Dr County Road 164 County Road 321 Southcreek Dr James Cir Centerpointe Cv Virginia St County Road 165 Hot Spur Ln County Road 322 Meadow Ln Aspen Loop Siena Ln Globe Loop Flanders St  Tbd County Road 103 Woodview Cv Woodview Dr County Road 274 Van Buren Ave County Road 324 County Road 169 Hathorn Rd Carrage Cv Alexa Dr County Road 325 Colonial Rd County Road 326 Cr 1032 Shelbi Pl Oak Hill Dr Blair Cove Oxford Ms County Road 170 Buchanan Ave County Road 327 Britton Dr 9th St Aspen Ridge Dr County Road 1084 County Road 171 Maplewood Cv Lachlan St COUNTY ROAD 172 County Road 173 Tuscan Vw County Road 175 Huntington Pl Maplewood Dr Highway 6 E Highway 6 W County Road 177 Crane Dr Arbor Trl County Road 178 151 garden terrace Hwy 278 Pinehurst Cv Lawson St Larhonda Dr Thomas St Franklin Cv Rikard Cv News Hill Cv Van Dorn St Steeplechase Dr Lake Cv County Road 335 Avent St Harris Dr Franklin Dr Spring Lake Cv Webb St County Road 181 County Road 182 Shady Oaks Cir County Road 337 Deer Run N Deer Run S Deer Run W Jackson Ave E Jackson Ave W Thrash Cir Segrest Pointe County Road 4008 County Road 4085 County Road 184 County Road 338 Whitetail Dr Pr 3057 County Road 186 County Road 339 Wolfe St Oak Hollow Dr COUNTY ROAD 187 Eagle Cv Franklin St Quail Creek Dr Andalusia Dr Penny Ln Molly Barr Highlands Dr Brandywine Dr Glen Wood Cv County Road 191 Sadie Cv Highway 7 N Saint Remy Blvd Highway 7 S Quiet Valley Cv Hickory St County Road 193 County Road 194 Pr 3057 Harlan Dr Bluff Cv Luther St County Road 196 Douglas Dr County Road 198 Deer Run N County Road 199 Orchid Cv Bluff Ln Lamar Blvd University Ave Dell Dr Tyler Ave Sage Cv David St Kennedy St Eura Cv Pr 3089 County Road 200 MelanieDr Idyllwild County Road 352 County Road 2003 County Road 2004 Bickerstaff Ln Forest Glen Dr Austin Cv 800 College Hill Rd Sienna Ln County Road 353 County Road 2011 County Road 2015 County Road 2017 County Road 354 County Road 2018 Downing Tyler Cv County Road 202 10th St Avalon Ln Philip Rd Pine Needle Ests 5th St Ross Ave County Road 356 Jeff Davis Dr Ext Hyatt Loop Christman Dr County Road 205 County Road 2051 Rhetts Dr County Road 2054 County Road 2055 Little St Jeff St Jessica Cv Forest Grove Rd Country Club Rd Ward Cv County Road 359 Notting Hill Dr Cantebury Dr County Road 2060 Davidson Ln County Road 2063 County Road 2065 Crawford Cir Prairie View Rd County Road 2067 County Road 2068 County Road 207 Skyline Dr Fox Trail Run County Road 360 Grant Cir Zane Gray Cv Woodglenn Cv Windsor Dr N McLaurin Dr Karen Dr County Road 209 Windsor Falls Blvd County Road 361 Turtle Creek Blvd County Road 2091 Garden Terrace Dr County Road 362 Pr 3097 Oxmoor Rock Springs Dr County Road 363 Stable Run County Road 364 Maple Cv County Road 365 5th St Anderson Rd Nottingham Dr Chickasaw Rd County Road 367 Scarlett Dr County Road 211 Highway 9 W Olde Castle Loop County Road 368 County Road 369 Bradford Cv Blair Cv Oxford Way Olde Creek Ln Victoria Cv Rayner Rd County Road 212 Lamar Pr 3085 Mondrian Pl Jefferson Ave County Road 370 Battle Ln Williams Ave Lakeway Dr Valley Cv Kyra Dr Greystone Blvd Jackson Ave E Lake Cv University Ave Oxmoor Rdg Jackson Ave Unt 25 Jackson Ave W Eagle Point Loop County Road 213 Donna Cv Lyles 11th St Lyles Dr Ridgeway Dr Inverness Ln Rhetts Pl Gardenia Cv Tam O Shanter Price Hl Park Dr Shebli Dr Tynings End County Road 215 Wood Duck Cv Lincoln Ave Royal Oaks Dr Sandy Cv Nash Cir Jamie Cv Salem Rd County Road 1061 Notting Hill Dr Van Buren Avenue Ext County Road 217 Salem Road Ext King St Tuscan Hills Dr Jefferson Davis Dr Wedgewood Dr 11th St County Road 218 Dove Holw Starling Cir Eagle Pointe Loop Starling Crst Quinton Cv Davis Dr Hillmont Dr Vinci Ln Russell Dr Fieldstone St Whispering Bnd Cooksteen Dr Woodland Hills Dr Birch Tree Loop Bristol Cv CR 369 Whitney Cv CHARLESTON COURT DR County Road 220 1100 Augusta Dr Augusta Dr Front St Links Cv Shakespeare Ln Johnson Ave Tbd Clear Creek Rd 1300 Van Buren Oxford Creek Dr County Road 221 Reeves Dr River Run Rd Windstone Dr Ohara Dr County Road 222 Johnson Ave Ext Cleveland Ave County Road 223 Tuscan Valley Dr A Cr County Road 224 Academy Cv Bradley Cv Centerpointe Cv Centerpointe Dr County Road 4001 Eagle Spring Rd County Road 4002 Long Meadow Dr Oak Pl County Road 4005 Davis Pointe County Road 225 County Road 4007 Davis Pt Ole Miss Dr County Road 4009 County Road 401 Cliff Cv Elizabeth Ct Beauregard Cir County Road 4015 County Road 100 County Road 226 Deerfield Dr Highway 30 Frontage Rd Lacadian Dr County Road 227 County Road 1001 Happy Ln County Road 1002 County Road 1003 Heights Dr County Road 403 County Road 1005 County Road 1006 Kingfisher Ln County Road 228 County Road 101 Cherrybark St Centerpointe Dr Wells Gate Dr Wellsgate Dr Pr 3057 County Road 229 County Road 405 American Eagle Way County Road 1015 County Road 4053 Water Ridge Dr County Road 4059 County Road 102 County Road 406 Taylor Bnd County Road 4062 County Road 4063 Pecan Cv County Road 4064 County Road 4066 Poplar Hts County Road 407 County Road 1022 Victory Hill Ln Southpointe Commons Loop County Road 4070 County Road 1026 County Road 4072 Cedar St County Road 4074 County Road 1029 County Road 230 White Oak Ln County Road 408 Prescott Cv County Road 103 Corley Beth Cv Bailey Patricia Ave County Road 409 Clubview Rd Corley Ln Bonnie Blue Dr County Road 231 Park Ln County Road 104 Mockingbird Rd Murray St Kates Cv 13th St County Road 410 Dundee St Hwy 6 & Cr 164 Slack Rd Chandler Ave Garfield Ave Several Cr Sterling Dr Brooksberry Cv County Road 105 College Hill Rd Eastwind Dr COUNTY ROAD 411 Sweet Bay Dr County Road 233 COUNTY ROAD 1054 6th St County Road 1057 County Road 1058 Tuscan Ridge Dr Holly Bluff Cv County Road 412 Saint Andrews Cir Vivian St Sheila Dr County Road 1061 County Road 1065 County Road 1067 County Road 107 County Road 235 Briarfield Cv County Road 413 County Road 1072 County Road 1074 Cross Creek Dr County Road 236 Fieldstone Dr County Road 414 Cherokee Dr Oak Ridge Cv Palmer Dr Shelbi Pl County Road 1082 County Road 237 County Road 1083 Eagle Pointe Loop County Road 415 County Road 109 C4 401 Cotton Rd COUNTRYVIEW COVE CR 202 CR 517 Cut Off Rd Old River Rd Pear Tree Ln PR 2055 PR 3059 Tatum Ln Library Ct Thirkfield Dr County Road 1094 County Road 416 County Road 1099 Access Rd Red Rose Ln County Road 239 County Road 130 County Road 473 GRAFTON COVE Mimosa Dr County Road 417 Grace Lynn Rose Cir 13th St County Road 418 Lakes Dr N Lakes Dr S County Road 419 Fern Cv Westend St County Road 2052 Norbury Dr Majestic Oaks Dr Meadowlake Cv 14th St Canterbury Dr Scott St Fillmore Ave Saucer Ln County Road 1106 County Road 241 Barron St County Road 420 County Road 111 Northpointe Blvd Forest Ridge Dr Northpointe Cv Northpointe Dr County Road 421 Dede Dr Northpointe Lake Dr County Road 271 Northpointe Loop Carol Ln Woodland Cv Eagles Nest Ln Edgewood Blvd Taylor Cir Logan Lee Loop Private Road 1037 Private Road 1064 County Road 423 Dogwood Dr Breckenridge Dr Eagles Point Dr Arenberg Ln CR 386 Southridge Dr Oxford Loop Williamsburg Ln County Road 247 County Road 425 Barry Cv Leggett Ln Brookside Dr County Road 114 Short St Glenn Cv Suncrest St Whippoorwill Ln County Road 427 Horne Rd Gum Tree Dr Chinkapin Loop Hwy 6 E County Road 250 Clubview Rd Mogridge LnCounty Road 429 14th St County Road 116 Timber Cv County Road 251 Orchid Loop Riverbirch Ln Elm St County Road 252 County Road 431 Longest Rd Ashley Way Holcomb St Lakepointe Cv McElroy Dr County Road 432 Ashleys Dr Booker Rd Bowie Dr Windy Oaks Dr Grand Oaks Blvd Wells Gate Dr Orrwood Dr Van Buren Ext Wellsgate Dr Private Road 3057 Private Road 3075 Private Road 3085 Private Road 3089 Hillside Dr Private Road 3097 Warren St Sisk Ave Martin Luther King Jr Cir County Road 435 Sleepy Hollow Cv Southwind Cv Cotton Creek Cv Martin Luther King Jr Dr Noah Loop Cedarbrook Dr Timber Hollow Ln Bobby St Shelia Dr County Road 437 County Road 120 Cotton Cv Vaughn Cir Cr143 County Road 439 Old Taylor Rd Cr 415 Punkin Rd Butler Dr Zilla Avent Dr Madison Ave Robin Way County Road 440 Cedarcrest Dr Cr279 Argyle Ln Faulkner Woods Pl Melanie Dr Pr 3075 County Road 441 Haley St Fazio Dr Rhett”s 17th St County Road 122 Tbd Cr 450 & Cr Castlehill Dr Sorano Cv County Road 263 Highway 346 Hobby Coop Rd Wishing Tree Ln Meadowlawn Dr County Road 443 County Road 348 Pierce Avenue Ext 16th St Overlook Cv County Road 445 Garner St Timber Ln  Greenway Cv Private Road 1107 Abbey Ln County Road 447 Shady Grove Loop County Road 448 Cannon Rd Creek Valley Cv Pr 1037 16th St Ext Belk Dr Ricky D Britt Blvd 15th St Birkdale Ct Ricky D Britt Sr Blvd Covington Way County Road 269 Combs St County Road 449 Woodland Hills Dr Redbud Ln County Road 125 Savannah Dr Shelley Cv County Road 450 Thrasher Pt County Road 270 106 Old Taylor Road Caroline Cir Unit 1 Waterstone Waterstone County Road 126 Emilee Ln Wills Trce Yocona Ridge Rd CYPRESS CIR County Road 271 Wildwood Ln Hwy 7 S County Road 272 Greenbriar Loop Eric Cv Woodland Ln County Road 453 Canvasback Dr County Road 128 Exbury Dr Sivley St Stone Rd County Road 454 Bay Springs Rd Martin St Downing St County Road 275 County Road 129 County Road 276 County Road 277 Twin Gates Dr Harris Dr Fawn Cv 17th St County Road 279 Pointe Loop Shiloh Dr Troon Rd Pintail Cv Kilsi Cv County Road 460 8th St County Road 280 Rachelle Dr Leighton Rd Edinburg Way County Road 461 County Road 281 Power Dr 16th St Countryview Ln County Road 282 Villa Cv County Road 132 County Road 283 Church St Twin Lakes Cv County Road 285 Piedmont Dr Deer Creek Dr County Road 465 Mary Sue St County Road 286 Eagle Dr Countrywood Cv County Road 2016 County Road 366 CR 139 FOREST GROVE WAY PRIVATE ROAD 3059 Private Road 4049 Refuge Springs Dr Scarlet Cv STATE HWY 7 County Road 287 Unit 5 27 Pr 3057 County Road 467 Highway 30 E Bramlett Blvd County Road 468 Starling Cres County Road 469 Cr 101 (Old 7 North) Muirfield Dr County Road 290 County Road 136 County Road 470 18th St Beacon Pt Sutherland Dr Pegues Rd County Road 471 Highway 314 County Road 137 Hwy 7 N County Road 472 Lexington Pt Saddle Creek Dr Parkview Ln Grafton Cv Avalon Ln Oak Hollow Dr Robinson Rd Charleston Court Dr Cullen Rd Longspur Pt Highway 328 Brentwood Ln Canter Cv County Road 1024 County Road 189 County Road 394 County Road 457 County Road 474 CR 210 County Road 299 Crooked Lake Cv Johnston Cv Josh St Meaders Ln Megan Ln County Road 1052 Ivy Rd PR 2052 Canvas Dr PR 3055 FALLS GROVE DR Edison St Saint Andrews Rd Highway 331 Highway 334 Wellington Ct Private Road 3049 Mulberry Ln Olive Branch Way 

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