The Home Buyer's Korner

Information presented should be used for educational purposes only.

September 1st, 2015

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CREATING THE DREAM OF HOME OWNERSHIP

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Oakland, Tennessee

Oakland TN

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Oakland is a somewhat small town located in the state of Tennessee with a population of 7,107 people and three constituent neighborhoods. It’s the 93rd largest community in Tennessee. Oakland has seen a significant amount of newer housing growth in recent years. Quite often, new home construction is the result of new residents moving in that enjoys middle class income or well-to-do, attracted by jobs, a healthy local economy, or other amenities as they leave nearby or far away areas for greener pastures. This seems to be the case in Oakland, where the median household income is $65,286.

Oakland real estate is some of the most expensive in Tennessee, although Oakland house values don’t compare to the most expensive real estate in the U.S.

Unlike some towns where white-collar or blue-collar occupations dominate the local economy, Oakland is neither predominantly one nor the other. Instead, it has a mixed workforce of both white- and blue-collar jobs. Overall, Oakland is a town of professionals, sales and office workers and service providers. There are especially a lot of people living in Oakland who work in sales jobs at 11.16 percent, office and administrative support at 9.68 percent and healthcare at 8.86 percent. Also of interest is that Oakland has more people living here who work in the computer industry and fields related to math than 95 percent of the places in the US.

Because of many things, Oakland is a great place for families with children to consider. First of all, many other families with children live here, making Oakland a place where both parents and children are more likely to develop social ties with other families, as well as find family-oriented services and community. The town’s good public school district and large population of college-educated adults provide an environment conducive to academic values. The education level of Oakland citizens is substantially higher than the typical US community, as 29.12 percent of adults in Oakland have at least a bachelor’s degree.

With regard to real estate, Oakland has a high rate of owner-occupied single family homes, which tends to reflect stability in the local community. Finally, Oakland’s overall crime rate is lower than average for the country.

The per capita income in Oakland in 2010 was $32,529, which is well-to-do relative to Tennessee and the nation. This equates to an annual income of $130,116 for a family of four.

Oakland is a very ethnically-diverse town. The people who call Oakland home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Oakland residents reports their race to be White, followed by Black or African-American. Important ancestries of people in Oakland include Irish, English, German and Polish. The most common language spoken in Oakland is English.

Livingston Homes for Sale

TENNESSEE HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.

START YOUR PATH TO HOME OWNERSHIP TODAY

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