The Home Buyer's Korner

Information presented should be used for educational purposes only.

September 11th, 2015

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CREATING THE DREAM OF HOME OWNERSHIP

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HVAC/Air Conditioner Maintenance

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Get Pre-Approved for a Buy It, Fix It Home Loan

Once you purchase a home, you’ll need to perform some regularly inspections just like the maintenance man did at your apartment. Doing so helps to prevent unexpected repairs and keeps your home’s equipment in good working order. At least annually, take a moment to inspect your HVAC unit.

Heat Pumps have become common in many newer homes and many more have air conditioning units with auxiliary heating. Whatever it is, take a few minutes to check yours out and make sure it’s in good working order.

A heat pumps if you have one is great equipment since it has a reversing valve and can go from heat to air conditioning when needed and an energy efficient item. The most commonly installed equipment is a condensing unit, which is often located outside and a furnace inside with an evaporation coil and elements for your heat.

Whichever unit you have, there are simple checks you can do when to keep your unit working properly. On any outside unit make sure it’s level, free of any debris and have the coils cleaned at least every two years. When you do, it will it keep the Freon circulating at maximum efficiency and allow the unit to run cooler. When the coils are clogged it creates high head pressure and restricts the Freon from moving between the coils can and not only can damage your equipment but will increase your energy bill.

Don’t forget to inspect the unit inside the home. It might be in the garage mounted on the ceiling, attic, or maybe a closet, depending when the home was built. If it’s a new model it should have an audible alarm in case the drip pan drain is clogged and if it’s an older unit perform a regular inspection to ensure it isn’t clogged and any excess water has a free flow to the exterior of your home.

Change your filter about every three months or whatever is recommended by the manufacturer. If the previous home owner didn’t leave a copy of the maintenance guide with the unit, check for a manufacturer guide online. The filter is a source of allergen collections, keeping it clean also helps to eliminate dust from collecting on the motor or the swirl cage blower. When you’re purchasing a home, hopefully, you’ll have a home inspection. If you do, ask the inspector to pay close attention to the equipment and provide you with general maintenance instruction in their report. Finally, consider hiring a reputable professional to perform regular maintenance checks to make sure everything is in good working order and to vacuum the ducts every so often.

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TENNESSEE HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.

START YOUR PATH TO HOME OWNERSHIP TODAY

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