The Home Buyer's Korner

Information presented should be used for educational purposes only.

October 20th, 2015

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Humboldt, Tennessee


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Humboldt is a small city located in the state of Tennessee and just north of Jackson, with a population of 8,402 people and two constituent neighborhoods, Humboldt is the 68th largest community in Tennessee.

Humboldt is neither predominantly blue-collar nor white-collar, instead having a mixed workforce of both blue-collar and white-collar jobs. Overall, Humboldt is a city of service providers, sales and office workers and production and manufacturing workers. There are especially a lot of people living in Humboldt, who work in office and administrative support at 15.87 percent, sales jobs at 9.81 percent and health care support services at 9.11 percent.

The city is a quiet community, having a combination of lower population density and few of those groups of people who have a tendency to be noisy. For example, Humboldt has relatively few families with younger children, or college students. Combined, this makes Humboldt a pretty quiet place to live overall and if you like quiet, you will probably enjoy it here.

Being a small city, Humboldt does not have a public transit system.

The population of Humboldt has a low percentage of residents with a bachelor’s or advanced degree and coming in at 9.97 percent of the population, compared to 21.84 percent nationally of cities with residents over 25 holding a 4-year college degree or higher.

The per capita income in Humboldt in 2010 was $18,403, which is middle income relative to Tennessee, and modest income relative to the rest of the US. This equates to an annual income of $73,612 for a family of four.

Humboldt is an extremely ethnically-diverse city. The people who call Humboldt home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Humboldt residents reports their race to be White, followed by Black or African-American. Important ancestries of people in Humboldt include English, Irish, German and African. The most common language spoken in Humboldt is English.

Livingston Homes for Sale


Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase


The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase


Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you


Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.


FNMA HomeStyle FNMA My Community Mortgage FHA One-Time Close Construction Portfolio or VA home loan Homes for Sale REO Short Sales FNMA HomePath Properties HUD Homes USDA Homes Condominiums Co-Ops Townhomes Manufactured Homes Modular Homes Mobile Homes Log Homes Second Homes Investment Property 2-4 Family Custom Home Builders Custom Built Homes Luxury Homes General Contractors Home Improvement Experts Kitchen & Bathroom Renovations Real Estate Brokers & Agents Mortgage Lenders Federal Credit Unions Community Bankers Real Estate Listings Jumbo Investor Hard Money HARP HECM Equity Zero 3% 3.5% Portfolio Non-Warrantable Down Payment Assistance Hazard Insurance Flood Insurance Gibson County 38343 Elmer Rd FAWN RIDGE CV Rf Hardison Rd PRITCHARD LN Sanders Rd Forked Oak Ln THISTLEDOWN 19th Ave Patterson Pl Cox Rd Kay St Harder St SANDERS STORE MILAN RD Fawn Valley Cv 30TH AVE Fly Rd 18th Ave Barker Dr Madison Woods 9TH AVE N OFF MAPLE ST PATTON ST & 5TH AVE PENN ST & 5TH AVE Hunters Ridge Dr Lovelace Ln Oakview Dr 7TH AVE 7TH AVE S GUMFLAT HIGHWAY RD MAPLE ST W MITCHELL ST W OF PATTON PATTON ST W PLUM ORCHARD RD WEBB MANN RD MAPLE ST & 10TH OFF COXVILLE & SALEM RD Dollar Rd 8th Ave 19TH AVENUE & BURROW ST 4TH AVE S CRADDOCK ST & 9TH AVE E GM&O & L & N RR US Highway 79 OSBORNE ST & 10TH AVE OF MAPLE ST TO AVENUE ON RR Lewis Ln OF HWY 45 BYP Meadowwood Cir Honeysuckle Ln Billy Hays Rd Craig St CREEKWOOD RD Pleasant Hill Rd Ferrell St Dorthy Burns Rd A&L ELLISON LANE 71 19th Ave Saddle Tree Dr Central Ave Meals Rd MITCHELL ST Creekwood Cv Fairview Dr Westwood Cv Clinton Rd Shepard Dr MILL ST LEWIS RD NEAR HIGHWAY 152 Oak Grove Cir Hudson St Maplecreek Ln Pine Lake Dr 1ST AVE Lon Lett Rd Creekwood Rd 20TH AVE Clinton St Shady Lane Est BEN SANDERS RD Alecia Page Cv OFF HWY 152 9TH Ave St SE Patton St Lewis St Stansbury Cv 7TH AVE Forest & Beau Beth 4th Ave Main St 9TH AVE Augusta Dr Cypress Tree Rd FOX HUNTER RD MOORE RD MAG DUFFEY RD Mag Duffy Rd Mag Duffy St Tom Dunlap Rd INGRAM ST Fesmire Rd MALONE RD Pinehills Rd Crenshaw St Hayes St Nelson St OFF MASON GROVE RD Elmwood Dr ED SMITH RD Hickory Nut Trl 9th Ave 8TH AVE Paul Hale Rd Futrell Rd Country Oak Dr Mitchell St OLD MERIDIAN HWY Old Meridian Rd Paul Price Rd 20th Ave Pleasant Hill Rd Mary Key Dr Mape St Davenport Rd Habersham Cv PLEASANT HILL ST ELLIOTT LN Blueridge Dr Turner Loop Rd Webb Mann Rd US HIGHWAY 45 Old Turkey Creek Rd Us Highway 45 E Wexford Cv LA LATTA LN 29 Phillip Hale Road 11TH AVENUE N 13TH AVE N 14TH AVENUE & MAPLE 14TH MCKNIGHT ST & AVE 7TH AVENUE & PENN ST CENTRAL AVENUE & BURROW DUFFY BR OSBORNE ST & 16TH AVE 13th Ave Elliott St Clarence Norfleet Rd 21st Ave Kinner Rd 14TH Cole Dr Pleasant Oak Cv Turner Rd St Mary Dr Ray Dr CHALET PL Medina Humboldt Hwy 14TH AVE Mullins Ave CALHOUN ETHERIDGE & RR OSBORNE ST & CENTRAL George St S MULLINS RD MULLINS ST 650 US HWY 45W NORTH 10TH AVE Garden Gate Cv Eastend Dr Garden Gate Dr Old Mill Rd Doc Cox Rd Sunset St 22nd Ave JAMES RD Fawn Rdg Clover Run  Clover Run Redwood St Doe Trl Hunters Rdg Duke Rd Maple TURNERS LOOP RD 22ND AVE FOREST DR Nika Dr Stegall Rd WILLIAM BARNETT RD WHITE BROS RD Circle Dr GILMORE LN Donald Beard Ln DONALD BEARD RD 23rd Ave Dukes Lake Rd North St Brown St Simmons Rd Gadsden Todd Levee Byrd Rd HOOVER LN Kevin Cox Rd Gadsden Todd Levee Rd Carriage Ln Esquire Lewis Rd Esquire Peek Rd Barr Street Tarkenton Dr Doc Cox Rd 24TH AVE ALAMO ALAMO & TATUM RD 5th Ave Chamberlain Dr Clark Ave Ellison Rd Emerson Rd McKnight Rd MCKNIGHT ST Jr Jones Rd Kinner Rd SCARBROUGH LOOP SCARBROUGH LOOP RD Cumberland Rd W Maple Cir HUMBLDT GIBSON WELLS 10TH Teri Leigh Cv Dade Ellington Rd 10th Ave WOODGATE DR Woodgate Ext HUMBOLDT 25th Ave HUNTER S RIDGE DR Mount Zion Road 2 MAPLE CREEK LN Sunnyslope Dr HUMBOLDT MEDINA RD WARD DR 18th 5th Ave Annie Brook Cv Annie Brooke Cv STATE ROUTE 152 State Route 152 W Quincy Rd 16TH AVE McLean Rd Woodhaven CLOVER RUN DR Chamblee Cv Salem Rd Franklin Turnage Rd Hamilton Ln Gadsden Rd Burrow St Gadsden Todd Levee Rd Michael Avery Rd Stockbridge Cv 27th Ave Old Humboldt Rd Main St STATE ROUTE 186 DODSON ST State Route 187 Pinehills Rd Salem Rd 10307 HWY W Emerson Rd Bradford Dr Emerson Rd ALAMO COXVILLE RD Salem Rd GADSDEN HIGHWAY 152W JOE BILL WILLIAMS RD Raines Cemetery Rd YOUNG COUNTY ROAD MASON GR RD Hadley Dr WOODHAVEN DR FREEMAN LN MCLIN ST EXT Whitman Rd 28th Ave WOODHAVEN EXT Beau Beth Dr HOMER CRAIG RD Debbie Ln Ginseng Rd BLEDSOE LN Pinacle Cv MEADOW WOOD CIR Bledsoe Rd Penn St 29th Ave Woodhaven St 5TH Main St Salem Rd 11TH AVE Calhoun St Stockton Cv BARR ST Mason Cemetery Rd Forest Lake Dr Madison Dr DOVE HOLLOW DR McCoy Rd CEMTARY ST HUMBOLDT GIBSON WELLS RD Maclin St Maclin Street Ext 32ND AVE Gadsden Rd McKnight St DOE TRAIL CV CLARK ST Forest Lk MASON GR GADSDEN RD Walnut Dr MASON GROVE RD Mason St Gadsden Todd Levee Rd HAZELWOOD DR Front St Phillip Hale Rd William Barnett BERRYWOOD DR State Route 187 5TH AVE Jackson Ln Pebblecreek Cv Cobblestone Dr Central Ave Laurel St 12TH W OF ST 13TH PENN ST & AVE 14TH AVENUE & MAPLE ST 17TH AVE N 17TH AVE S 17TH AVENUE N 18TH AVE S STALLINGS RD 19TH AVE N 2 WHITE ROSE RD 20TH AVENUE N 21ST AVE N 22ND AVENUE  N 22ND AVENUE N 30TH AVE N 3RD AVE S 6th Ave 5TH AVE N 6TH AVE N 8TH AVE N CALDWELL ST CENTRAL AVE N CRADDOCK ST W OF KILZER LOOP RD OF WARREN RD GIBSON WELLS HMBLDT RD GIBSON WELLS HUMBDT RD HUMBOLDT BYP HWY 79 A LESLIE SCRUGGS RD A MACLIN ST EXT MAIN ST W MEDINA HMBLDT HIGHWAY MEDINA HMBLDT HWY MEDINA HUMBOLDT HIGHWAY 197 MITCHELL ST E MITCHELL ST S MORRIS CIR W MASON RD 26th Ave 4th Ave RR ST MAIN ST GIBSON OF W MAPLE ST S/S OFF GADSDEN RD SISCO ST & BROWN ST Spangler Dr Mitchell St OF FLY RD Westhaven Dr WHITE BROTHERS RD Premier Ests BRAD NELSON RD ESQ PEEK RD MAIN ST E PINE LAKE ST Hazlewood Dr Barrett Ln LEEWOOD DR Emerald Downs HWY 45 Chere Carol CHERE CAROL RD Valley Hill Pl HWY 45 & TURNER LOOP RD Hwy 45 By-Pass Mason St HWY 45 W Warmath Cir Eastview Dr DAISY DONALDSON RD 12th Ave MOCKINGBIRD LN FLY RD Vine St Kate Porter Rd Moore Rd 13TH AVE Morris Cir HIGHWAY 152 MICHAEL AVERY RD WOODS RD OLD GIBSON RD Mcdearmon Ave 30th Ave Weeping Willow Way Lalatta Ln Sherwood Dr Jim Bob Scruggs Rd Woods Rd 31st Ave Country Oak Dr Esquire Hunt Rd Morris Moore Dr LONNIE BARBER RD DUNGAN ST 13th Ave Lesia Dr Brighton Dr Chandler Rd Windy City Rd Windy City Rd E CENTRAL AVE 14TH AVE KELLY DR Majestic Oak Cv Sweet Gum Dr Rozelle St FITZGERALD DR Churchill Downs 14TH ST ROZELLE ST ROZELLE ST Bob Hazelwood Rd Leanne Dr BRADY NELSON RD Plum Orchard St Walter Helms Rd HIGHWAY 45 N HIGHWAY 45 W HAWKS LOOP Barbeque Rd A&L ELLISON LANE 17 A&L ELLISON LANE 35 NEAR MASON GROVE RD 4TH ST BOBBIT RD ANTIOCH LUCKEY RD Woodhaven END DR Sherwood Pl Antioch Rd Campbell St LESLIE SCRUGGS 7th Ave Poplar St Short St Plantation Oaks 14th Ave WARREN RD PETER SMITH RD HORNER RD Mitchell St Rolling Oaks Dr Greenview Cv Elm St Etheridge St 28TH AVE Woodland Dr BOBBITT RD Breece Rd FOREST ST Green Rd Sisco Ave Hillside Dr SISCO ST Cooper Rd Emerson Rd STATE RTE 420 Holly Hill Rd Green Small Oak STALLINGS RD MT ZION RD PARKWAY CV Sanders Blf Doe Trl Highway 186 Dodson  Stallings/Viking Dr Turner Loop Twin Lk Jr Chandler Rd Luck Madden Rd Jr Jones Rd ASHPORT RD 16th Ave MAIN 3rd Ave Tract 4 Old Turkey Crk 19TH AVE 7th Ave Cotton St 3RD AVE CENTRAL ST VIKING DR Sablewood Cv Bethel Church Rd Westside Dr Moore Rd 3rd Ave Dawson Bottom Rd Wayne Porter Rd BOTTOM RD Graves Rd Wesley Duncan Rd 15TH AVE White Rose St Esquire Peek Windy City Rd OLD HUMBOLDT RD AVONDALE RD Buddy Hudson Rd Gibson Cemetery Rd Avondale St BLACKMON RD BETHEL RD 17TH AVE Lake of the Woods Cv Lake of the Woods Dr Westview Cv Hwy 45 E Harris Grove Rd 16th Ave Booth Rd Twin Lake Ests Countryview Ln Kilzer Loop Rd DOROTHY BURNS RD Longmire Rd Main St Esq Lewis Rd 6th Ave THIRTHEENTH AVE TODD LEVEE RD Todd Levee Rd N 17th ASHBERRY LN Tanglewood Dr CLOVEWOOD CV Dowsley Dr 12TH AVE Craddock St 17TH AVE Gibson Wells Rd 18th Ave LAKESIDE DR THREE WAY LN Osborne St Nicholas Rd BETHPAGE CHURCH RD Joe Bill Williams Rd Old Bells Rd 22ND AVE Dogwood Trl Hall Hay Loop Sanders Bluff Rd HWY 79 17th Ave Northwood Blvd 25TH AVE 32nd Ave Trenton Hwy Enger Rd Old Trenton Humboldt Rd Bill Edwards Rd 6TH AVE B, L EDWARDS RD, Gibson Wells Brazil Rd Jim Jackson Rd OF HWY 45 BYP N Milan Hwy HIGHWAY 45 Thelma Richardson Rd HIGHWAY 45 BYP Fruitland Edison Rd Fruitland Eldad Rd Fruitland Rd Hudson Rd PETER SMITH GRAVEL RD Sanders Store To Milan Rd HWY 186 Small Oak Dr Double Springs Rd CHURCH ST Lonnie Barber Rd HIGHWAY 152 Tj Scott Rd Newt Blackwell Bogle Loop FREEMAN RD Smith Scott Rd Bruce Hardaway Rd Cc Tucker Rd Bl Edwards Rd ST RTE Gibson Hwy MEDINA HWY State Route 420 RTE 186 POPLAR CORNER RD, Kyle Ln Esquire Bennett Rd, Leslie Scruggs Rd Esquire Estes Rd Esquire Hunt Rd Wilson Steel Rd Myrtle Mcree Rd Maple St Manus Rd Rc Mathews Rd Newt Blackwell Rd ALAMO HWY Little Scott Ln Janie Jones Rd Horners Loop Rd MAIN ST HWY 45 BYP HWY BYP Layman Rd SALLY T COOPER RD Humboldt Gibson Rd Humboldt Gibson Wells Rd Humboldt Hwy US HIGHWAY 45 BYP Raymond Walker Rd State Route 186 N State Route 186 S HUDSON RD B L EDWARDS RD S BOGLE LOOP RD Champion Rd US Highway 45 W ESQ BENNET RD ESQ ESTES RD R C MATHEWS RD RICHARDSON RD T J SCOTT RD HWY 152 State Route 186 N US Highway 79 S Us Highway 79 N MAPLE ST & 22ND

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