The Home Buyer's Korner

Information presented should be used for educational purposes only.

October 13th, 2015

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CREATING THE DREAM OF HOME OWNERSHIP

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Horn Lake City Center Neighborhoods

Horn Lake, Mississippi

Kentwood Dr

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The median real estate price in the City Center of Horn Lake is $73,189, which is less expensive than 69.9 percent of Mississippi neighborhoods and 92.4 percent of all U.S. neighborhoods.

The average rental price in Horn Lake City Center is currently $1,075, and the average rental cost in this neighborhood is higher than 84.3 percent of the neighborhoods in Mississippi. If you live and rent in this neighborhood, it’s likely you would reduce your housing expenses and build equity by owning your own home. When you rent you’re helping your landlord to build equity and not creating your own wealth.

Real Estate vacancy rates are 10.6 percent in Horn Lake City Center. This rate is lower than 43.2 percent of the neighborhoods in the nation, and near the middle range of vacancies.

Horn Lake City Center is a suburban neighborhood located in Horn Lake, Mississippi, and primarily made up of medium sized three or four bedroom to large four, five or more bedroom single-family homes and townhouses. Most of the residential real estate is occupied by a mixture of owners and renters. Many of the residences in the City Center neighborhood are established, but not old, having been built between 1970 and 1999, with a number of residences built between 1940 and 1969.

When you see a neighborhood for the first time, the most important thing is often the way it looks, like its homes and its setting. Some places look the same, but they only reveal their true character after living in them for a while because they contain a unique mix of occupational or cultural groups. This neighborhood is very unique in some important ways.

Some neighborhoods are made up of apartments. Some consist of row houses, and most, by far, consist of a mixture of housing types. But the Horn Lake City Center neighborhood stands out due to the total dominance of detached, single-family homes here. There are nearly no other types of residential real estate in the neighborhood. In fact, this neighborhood has a higher proportion of single-family homes in its real estate stock than 99.0 percent of all American neighborhoods.

Residents in the City Center neighborhood of Horn Lake earn modest incomes and lower than 67.0 percent of U.S. neighborhoods.

What we choose to do for a living reflects who we are. Each neighborhood has a different mix of occupations represented, and together these tell you about the neighborhood and help you understand if this neighborhood may fit your lifestyle.

In the Horn Lake City Center neighborhood, 42.1 percent of the working population is employed in sales and service jobs, from major sales accounts, to working in fast food restaurants. The second most important occupational group in this neighborhood is manufacturing and laborer occupations, with 28.9 percent of the residents employed. Other residents here are employed in executive, management, and professional occupations at 19.2 percent, and 9.8 percent in clerical, assistant, and tech support occupations.

Each has its own culture derived primarily from the ancestry and culture of the residents who call these neighborhoods home. Likewise, each neighborhood in America has its own culture, some more unique than others, based on lifestyle, occupations, the types of households, and importantly, on the ethnicity and ancestry of the people who live in the neighborhood. Understanding where people came from, who their grandparents or great-grandparents were can help you understand how a neighborhood is today.

In the City Center neighborhood of Horn Lake, MS, residents most commonly identify their ethnicity or ancestry as Irish at 14.0 percent. There are also a number of people of Mexican ancestry at 13.1 percent, and residents who report German roots at 4.4 percent. Some of the residents are also of Dutch ancestry at 3.7 percent, along with some English ancestry residents at 2.4 percent, among others.

The most common language spoken in the Horn Lake City Center neighborhood is English, spoken by 90.7 percent of households and 7.6 percent of households speak Spanish.

Livingston Homes for Sale

MISSISSIPPI HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace a deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document, click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

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