The Home Buyer's Korner

Information presented should be used for educational purposes only.

October 17th, 2015

Guy looking up in color


Real Estate G+

Mortgage Lender

General Contractor G+

Holly Springs, Mississippi

Holly Springs

Get Pre-Approved for a Home Loan

Holly Springs is a somewhat small city located in the state of Mississippi, with a population of 7,558 people and two constituent neighborhoods. Holly Springs is the 49th largest community in Mississippi.

Unlike some cities, Holly Springs isn’t mainly white or blue-collar. Instead, the most prevalent occupations for people in Holly Springs are a mix of both white and blue-collar jobs. Overall, Holly Springs is a city of sales and office workers, service providers and transportation and shipping workers. There are especially a lot of people living in Holly Springs who work in office and administrative support at 21.68 percent, sales jobs at 11.87 percent and food service at 6.40 percent.

Because there are quite a few people attending college in Holly Springs, it is thought of as a college town. To the benefit of the many students in the area, Holly Springs provides a number of services, amenities and opportunities geared towards their needs and activities.

In Holly Springs, just 12.04 percent of people have at least a bachelor’s degree, which is quite a bit lower than the national average for cities and towns at 21.84 percent, but that doesn’t mean the city isn’t supportive of getting an advanced education. Rust College is a historically black liberal arts college located here in Holly Springs, Mississippi. Located approximately 35 miles southeast of Memphis, Tennessee, it is the second-oldest private college in the state. Affiliated with the United Methodist Church, it is one of ten historically black colleges and universities (HBCUs) founded before 1868 that is still operating.

Many of those attracted to Holly Springs are families with an interest in higher education for their children. If you have a college bound child check out my blog post on Kiddie Condos to see if it’s something that’s right for you.

Being a small city, Holly Springs does not have a public transit system. 

The per capita income in Holly Springs in 2010 was $10,981, which is a modest income relative to Mississippi and the nation. This equates to an annual income of $43,924 for a family of four. 

Holly Springs is a somewhat ethnically-diverse city. The people who call Holly Springs home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Holly Springs residents reports their race to be Black or African-American, followed by White. The main ancestry of people in Holly Springs is English. The most common language spoken in Holly Springs is English.

Livingston Homes for Sale


Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase


The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase


Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you


Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document, click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.


FNMA HomeStyle FNMA My Community Mortgage FHA One-Time Close Construction Portfolio or VA home loan Homes for Sale REO Short Sales FNMA HomePath Properties HUD Homes USDA Homes Condominiums Co-Ops Townhomes Manufactured Homes Modular Homes Mobile Homes Log Homes Second Homes Investment Property 2-4 Family Custom Home Builders Custom Built Homes Luxury Homes General Contractors Home Improvement Experts Kitchen & Bathroom Renovations Real Estate Brokers & Agents Mortgage Lenders Federal Credit Unions Community Bankers Real Estate Listings Jumbo Investor Hard Money HARP HECM Equity Zero 3% 3.5% Portfolio Non-Warrantable Down Payment Assistance  Hazard Flood Insurance 38635 Shadowlane Dr Yarbrough Chapel Rd Yarbrough Loop Old Highway 7 S Hernando Rd Lake Dr Chulahoma Rd Perlena Ln Rosaland Dr Angus Dr Odell Rd Colonial Dr Tucker Rd Musgray Rd Martin Luther King Jr Dr Highway 178 E Highway 178 W Salem Ave Squirrel Hollow Rd McClatchy Rd Falconer Ave Tribble Rd Leonard Ln Steward Rd Chulahoma Ave Roberts Ave Tyro Rd Lower Gurley Rd Millwright Rd Palomino Run Pegues Rd Palomino Run Ambrose Dr Atway Rd Audie Todd Rd Avant Rd Belle Meade Rd Bicycle Rd Blackwater Rd Bonds Dr Bonner St Bullock Rd Burke St Burton Rd Butler St Charity Hill Rd Chickasaw Ln Clara Ave Clear Creek Rd Coleman Rd Collier Rd Coopwood Dr Cothern Rd Cottrell Ave Dollie Irene Dr Drew Rd CHATHAM DR Eddie Lee Smith Dr Foxfire Cv Elder Ave Enoch Rd Evergreen Ln Fant Ave Fire Tower Ln Flossie Rd Ford St Foxfire Cv Gaines St Gardner Rd George Mann Rd Govan Ave Gresham Cv Hardaway Cv Hickory Hill Cv Highland Ter Highway Holland Rd Honduras St Horace Rd Humphrey Rd Hurdle Dr Isom Dr Jamison Rd Jarrott St John Mac Rd Jones Brothers Rd Jones Grove Rd Josey St Joyner Rd Lawler Ln Lemac Ave Lester Rd Luton Cv Mahon Station Rd Marbury Dr MARTIN ST McAlexander Rd McAuley Rd MILLRIGHT RD Minor St Mitchell Rd Moss Ave Ms Betty Dr Murdock Rd Muse Rd Chesterman St Memphis St Neeley Ave Nelson Dr Newlin Ln BOUNDARY ST Old Highway 4 E Owens Dr Pauline Dr Peel Ln Pegues St Pinewood Dr Player Cv Pleasant Valley Dr Randall Dr Rhew Ave Richmond St Robbindale Ln Roosevelt Rd Rust Ave Maury St Mullins Rd Randolph St Slayden Rd West Boundary St Saddle Club Rd Sadie Manuel Rd West St Scales Tower Rd BOUNDARY ST Shoffner Ln Skyview Cv Slayden Rd Slayden St Southern Cir Spight Dr Stafford Ave Strickland Dr Sturdivant Rd Sunset Acres Rd Swaney Rd Treasure Dr Trice Dr Ventura Cv Elder Ave Foxfire Cv Gholson Ave Ridge Blvd Walthall St Waterford Mountain Rd Weaver Dr Wright St Zinn Dr Old Hudsonville Rd River Rhodes Rd Wilkins Chapel Rd Walthall St Ridgecrest Dr WILLIAMS RD Stinson Rd Hill St Walnut Ln Highway 7 N Sharon Hts Highway 7 S Bishop Rd Briarwood Dr Brick and Tile Rd Bryant St Buchanan Rd College Ave Cotton Ln Mason Ave Flora Cir Haven Acres Dr HONDURAS AVE Hopewell Dr Hub Cap Dr Jackson Rd Jones Bros Rd Mount Gilead Rd SPRING ST Pressie Rd Ruby Ln West Boundary St Market St West Boundary St Smith Trailer Park Rd Thomas Rd Tinner Davis Rd Tuttle Rd Mason Ave Waites Rd Walters Dr White Rd Mount Peel Rd Jimmy Ln Chewalla Lake Rd Park Ave Hoover Rd Powers Rd Maple St Lucas Rd Gardner Rd Randolph St Shipp Ln Whitten Rd Smith Grove Rd East Boundary St Beverly Ln CENTER ST Spring Ridge Cv Red Banks Rd SMART RD Raven Roost Rd Bolden Rd LAKE VIEW RD Little Snow Creek Rd Whites Crossing Rd Hubbard Rd Armour Cv Marianna Rd ROYSTON RD Karen Cv Harris Chapel Rd E PARK AVE PEYTON RD Valley Ave McKinney St Withers Ave Cold Water Bnd Phillips St Rolfing Rd J M Ash Dr Mary Rahe Dr Quailwood Rd Gholson Ave Rolling Oaks Boundary St Old Highway 4 W Maury St Bobby Jones Dr Cherry Pl College Ave Turner Cv Coleman Ave Van Dorn Ave Gibson Rd Gordon Dr Jennifer Rd Crump St Hoover Rd Melody Dr Rolling Fields Ln Price Loop Highway 309 S McMillan Dr Memphis St Stratmon Dr Collins Cir Market St Cuba St Graves Rd RENCHER DR Jason Patrick Rd Chesterman St LILES RD Colston Rd Hagen Cv Shelby Dr Jones Beene Dr Chewalla Farms Chance Dr North Rd Hamilton St Ashley Cv Floate Harris Rd Rising Star Rd Oakwood Cv Russom Rd Higdon Rd Moore Rd Valley Ave Craft St Hardin Rd Highway 4 E Highway 4 W Briscoe Rd McKinney Tara Rd Pleasant Hill Dr Chickasaw St Cox Ave Highway 7 S Hwy Pine Ridge Cv Chesterman St Leewood Rd Chatham Dr REAVES RD BECK SPRINGS RD Woodland Hts SHADOW LANE DR Wyatte Tyro Rd Lunati Rd Greenbriar Cir HUDSONVILLE RD WEST ST Red Banks Rd Collier Rd Mary Vance Loop Mallory St Wildwood Rd Johnson Park Ridge Cv Palamino Way Boone Rd Duck Pond Rd Brigance Ln Carpenter Rd Woodward Ave Cedar Dr Laws Hill Rd College Ave Cunningham Rd Deer Ln Cedar Hills Rd Huggins Dr Crestview Dr Palmer Ln Memphis St CLARK CV Ross Rd Memphis Ave Carey Chapel Rd Gamble Rd Tree Line Dr Maude Rd Palamino Run Lundine Rd Shawn Cv Isom Chapel Rd TINA DR Palamino Run Boswell Rd Valentine Rd Hogan Rd Rossville Rd Highway 72 Jessica Cv Cold Water Bnd Highway 311 Melissa Ln Allison Cv Ballard Ave Barry Rd Bobbit Rd Brandon Cv Bryant Rd Commerce Sq Conner Ave Duckett Cv Duckett Rd Filly Way Henderson Rd Hunsucker Rd Hurdle Club Rd Janie Catherine Ave Jordon Rd

Join us at Real Estate Social

Comments are closed.