The Home Buyer's Korner

Information presented should be used for educational purposes only.

October 17th, 2015

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CREATING THE DREAM OF HOME OWNERSHIP

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Holly Springs, Mississippi

Holly Springs

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Holly Springs is a somewhat small city located in the state of Mississippi, with a population of 7,558 people and two constituent neighborhoods. Holly Springs is the 49th largest community in Mississippi.

Unlike some cities, Holly Springs isn’t mainly white or blue-collar. Instead, the most prevalent occupations for people in Holly Springs are a mix of both white and blue-collar jobs. Overall, Holly Springs is a city of sales and office workers, service providers and transportation and shipping workers. There are especially a lot of people living in Holly Springs who work in office and administrative support at 21.68 percent, sales jobs at 11.87 percent and food service at 6.40 percent.

Because there are quite a few people attending college in Holly Springs, it is thought of as a college town. To the benefit of the many students in the area, Holly Springs provides a number of services, amenities and opportunities geared towards their needs and activities.

In Holly Springs, just 12.04 percent of people have at least a bachelor’s degree, which is quite a bit lower than the national average for cities and towns at 21.84 percent, but that doesn’t mean the city isn’t supportive of getting an advanced education. Rust College is a historically black liberal arts college located here in Holly Springs, Mississippi. Located approximately 35 miles southeast of Memphis, Tennessee, it is the second-oldest private college in the state. Affiliated with the United Methodist Church, it is one of ten historically black colleges and universities (HBCUs) founded before 1868 that is still operating.

Many of those attracted to Holly Springs are families with an interest in higher education for their children. If you have a college bound child check out my blog post on Kiddie Condos to see if it’s something that’s right for you.

Being a small city, Holly Springs does not have a public transit system. 

The per capita income in Holly Springs in 2010 was $10,981, which is a modest income relative to Mississippi and the nation. This equates to an annual income of $43,924 for a family of four. 

Holly Springs is a somewhat ethnically-diverse city. The people who call Holly Springs home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Holly Springs residents reports their race to be Black or African-American, followed by White. The main ancestry of people in Holly Springs is English. The most common language spoken in Holly Springs is English.

Livingston Homes for Sale

MISSISSIPPI HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document, click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.

START YOUR PATH TO HOME OWNERSHIP TODAY

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