The Home Buyer's Korner

Information presented should be used for educational purposes only.

September 29th, 2015

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CREATING THE DREAM OF HOME OWNERSHIP

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Highland/Gibbs Neighborhood

Union City, Tennessee

Union City Tn

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The Highland/Gibbs area median real estate price is $97,842, which is less expensive than 72.3 percent of Tennessee neighborhoods and 80.5 percent of all U.S. neighborhoods.

The average rental price in Highland / Gibbs is currently $473, and rents here are currently lower in price than 74.4 percent of Tennessee neighborhoods.

Highland/Gibbs is a suburban neighborhood located in Union City, Tennessee, and primarily made up of medium sized three or four bedrooms to small studios to two bedroom single-family homes. Most of the residential real estate is occupied by a mixture of owners and renters. Many of the residences in the Highland/Gibbs neighborhood are established, but not old, having been built between 1970 and 1999, with a number of residences built between 1940 and 1969.

Highland/Gibbs has a 13.4 percent vacancy rate, which is well above average compared to other U.S. neighborhoods and higher than 68.6 percent of American neighborhoods. 

When you see a neighborhood for the first time, the most important thing is often the way it looks, like its homes and its setting. Some places look the same, but they only reveal their true character after living in them for a while because they contain a unique mix of occupational or cultural groups. This neighborhood is unique in some important ways.

If you’re planning where to retire, the Highland/Gibbs neighborhood in Union City is a great option to consider. It’s peaceful and quiet, has above average safety ratings compared to other neighborhoods in Tennessee, offers a wide range of housing options, and has already attracted an enviable mix of college educated seniors. This neighborhood ranks as better for retirement living than 87.8 percent of the neighborhoods in Tennessee. If you are considering retiring to Tennessee, this is a good neighborhood to look at.

Your future neighbors in the Highland/Gibbs neighborhood in Union City enjoy a middle class income, and this neighborhood has a higher income than 46.1 percent of the neighborhoods in America.

In the Highland/Gibbs neighborhood, 28.8 percent of the working population is employed in sales and service jobs, from major sales accounts, to working in fast food restaurants. The second most important occupational group in this neighborhood is executive, management, and professional occupations, with 28.0 percent of the residents employed. Other residents here are employed in manufacturing and laborer occupations at 23.2 percent, and 20.0 percent in clerical, assistant, and tech support occupations.

Each neighborhood has its own culture derived primarily from the ancestry and culture of the residents who call these neighborhoods home. Likewise, each neighborhood in America has its own culture, some more unique than others, based on lifestyle, occupations, the types of households,  and importantly on the ethnicity and ancestry of the people who live in the neighborhood. Understanding where people came from, who their grandparents or great-grandparents were can help you understand how a neighborhood is today.

In the Highland/Gibbs neighborhood of Union City, Tennessee, residents most commonly identify their ethnicity or ancestry as English at 13.1 percent. There are also a number of people of Irish ancestry at 7.2 percent, and residents who report Mexican roots at 7.1 percent. Some of the residents are also of Dutch ancestry at 4.3 percent, along with some German ancestry residents at 2.9 percent, among others.

The most common language spoken in the Highland / Gibbs neighborhood is English, spoken by 90.9 percent of households, 7.3 percent of households speak Spanish and 1.8 percent of its residents speak German at home.

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TENNESSEE HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

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