The Home Buyer's Korner

Information presented should be used for educational purposes only.

October 8th, 2015

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Clarksdale, Mississippi


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Clarksdale is a medium-sized city located in the state of Mississippi, with a population of 17,282 people and five constituent neighborhoods. Clarksdale is the 23rd largest community in Mississippi.

Unlike some cities where white-collar or blue-collar occupations dominate the local economy, Clarksdale is neither predominantly one nor the other. Instead, it has a mixed workforce of both white and blue-collar jobs. Overall, Clarksdale is a city of service providers, sales and office workers and professionals. There are especially a lot of people living in Clarksdale who work in office and administrative support at 12.51 percent, food service at 12.40 percent and teaching at 9.50 percent.

One of the benefits of Clarksdale is that there is very little traffic. The average commute to work is 18.70 minutes, which is substantially less than the national average. Not only does this mean that the drive to work is less aggravating, but noise and pollution levels are lower as a result.
In terms of college education, Clarksdale is nearly on par with the US average for all cities of 21.84 percent, with 17.92 percent of adults 25 and older in Clarksdale have a bachelor’s or advanced degree.
The per capita income in Clarksdale in 2010 was $15,127, which is a modest income relative to Mississippi, and the rest of the US. This equates to an annual income of $60,508 for a family of four.
Clarksdale is a somewhat ethnically-diverse city. The people who call Clarksdale home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Clarksdale residents reports their race to be Black or African-American, followed by White. Important ancestries of people in Clarksdale include English and Irish. The most common language spoken in Clarksdale is English.

Livingston Homes for Sale


Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace a deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase


The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase


Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you


Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document, click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.


FNMA HomeStyle FNMA My Community Mortgage FHA One-Time Close Construction Portfolio or VA home loan Homes for Sale REO Short Sales FNMA HomePath Properties HUD Homes USDA Homes Condominiums Co-Ops Townhomes Manufactured Homes Modular Homes Mobile Homes Log Homes Second Homes Investment Property 2-4 Family Custom Home Builders Custom Built Homes Luxury Homes General Contractors Home Improvement Experts Kitchen & Bathroom Renovations Real Estate Brokers & Agents Mortgage Lenders Federal Credit Unions Community Bankers Real Estate Listings Jumbo Investor Hard Money HARP HECM Equity Zero 3% 3.5% Portfolio Non-Warrantable Down Payment Assistance 38614 Steen Dr 2nd St Gregory Cv Brooks Dr Spruce St Circle Dr Sunflower School Rd Colonial Dr Reno St Cedar St Smith St Grace St Madison Ave Maple Ave Vincent St Miller Dr Alida St Cherry St Park Circle Dr Riverside Ave Indiana Ave 914 Lincoln place Circle Dr Adams Ave Cuyahoga St Confederate St Lombard St Bobo Rd Brentwood Cv Oak Dr Herrin St Herring Dr Cherokee St ASHTON AVE Oakhurst Ave Barnes Ave Cheyenne St Elm Ave Westminister Cv Home Pl School St Shelby Dr Choctaw St Page Ave Grant Pl Byrd Cv 1st St Russell St Stiles St Westover Dr HWY 322 Newson St Boyd St Highway 322 Bellview Rd OLD HWY 61 S ALLIGATOR King St Linden Pl Desoto Ave Russwin St Little Simmons Rd Sunflower Ave Anderson Blvd Fairland Pl 6th St 7th St 8th St Anne Dr Apple Lane St Bennett Rd BOBO CLARK ST Bobo New Africa Rd Bramlett Davenport Rd BRAMLETT/D’PORT RD Calvin St Canary Ln Cardinal Ln Carr Rd Chris Rd Church St Count Spur Rd Court St Cypress Creek Dr DAVENPORT & SECOND ST Davenport 1st St Davenport Allen Rd Deloach Rd Diamond Ridge Rd Dogwood Cv Circle Dr Espy Dr FARRELL-EAGLENEST RD Florence Ave Flowers Catalina Rd FORD ST BOBO Foster Ln Francis Rd Gelston Rd Glinsey Newsom Cv Goff Rd Grattafiori Rd Harry Black Rd HIGHWAY 322 Highway 322 Sherard Rd Highway 61 S Holly St Hopson Pixley Rd HWY 322 W Jason Cv John St Johnson Rd Kyle Rd Loma Pl Luster Ln MAIN ST DAVENPORT Mallard Creek Rd Maplewood St Martin Luther King Blvd Mary Beth Ln May St Maywood Pl McGuire St Monty Martin Rd MYLES RD New Africa Rd Oak Knoll Dr Ohio Ave Palmer Rd Payne St PAYNE ST BOBO Polly Pl Porter Dr Province Rd Reinhart Rd RITCH ST River Rd Schmidt Rd SHADY OAKS DR SUNFLOWER EXT Sunflower River Rd Urban Dr Viney Ridge Rd Woodlawn Cir Wright Rd Young Rd Park Ln Broad St Lee Dr Apple Ln Cypress Ave Leflore Ave Pecan St Alabama Ave Alana Dr Andrews Ave Baird St BELLVIEW H/W 322 Bolivar Ave Briarwood Cv Bruce St Bulldog Rd Carolina Ave Carr Ave Chestnut St Clark St Coahoma Ave Corbin St CRESTLINE Cunningham Ave DAVENPORT Davenport 3rd St Davenport 4th St DAVENPORT ST DAVENPORT-THIRD Delta Ave Desoto Avenue Ext Douglas St 2nd St Tallahatchie St Edgar Ave Evans St FARRELL CROCKETT Farris St Fava Rd FLORIDA Florida Ave Flowers Rd Garfield St Georgia Ave H/W 322 H/W 61 Hallie Beth Ln Harrison Ave Henson Rd Hickory St Hopson Rd Hudson St Illinois Ave Iowa Ave Issaquena Ave Jefferson Ave LINCOLN C’DALE Lincoln Pl Louisiana Ave MAGNOLIA Magnolia St Mississippi Ave Monroe Ave Mooney Ave Orchid Dr Paul Edwards Ave Peachtree St Peacock Ave Pearson St Poplar St Rose Cir Prince Ave Quincy Ave Reinhart Ave Ritchie Ave Edwards Ave State St Seminole St Shady Ridge Rd Sharkey Ave Sommers St Stewart Ave Sycamore St VINCENT Tallahatchie St Walnut St Washington Ave Yazoo Ave Camellia Dr Circle Dr Skinner Dr 11th St Wisteria Dr 12th St 14th St 15th St 16th St 17th St 18th St 19th St 5th St 9th St Adams Cir ADAMS DR Alana Cv Anne Cv Bloom St Blue Bird Ln Boone Rd Camp Eleven Rd Center St Chancellorsville Ln Chuck Pollard Rd CLAREMONT RD COMMISSARY CIR Crestline Ave Crestline Dr Eason St Edgemont Cv Garrett Rd Gayle Dr Highway 49 S Hillcrest Dr HWY 49 E Jane Cv John Lee Hooker Ln Jones Rd Jonestown Claremont Rd Lucia Dr Lyon Ave McGuire Cv Melrose Cv Mockingbird Ln State St Neal Pl North Cv Old Highway 49 S Owen Mdws Park Center Dr Park North Dr Randy Dr Ridge Rd Ridgecrest Ln Riley St Sage Rd Sasse St Shaw Cv South Cv St George Cv Stacy Rd Washington Rd Sunset Cir Lynn Ave Sansing Dr Buena Vista St Jackson Ave Westhaven Cir Azalea Dr Catalpa St Shady Ln McKinley St Burnt Cane Rd Craig Rd Cypress Ridge Rd Farrell Cannon St Farrell Crockett St Farrell Lone Oak St Farrell N Farrell Rd Farrell Shaw St Ford St Farrell Dupree Rd Cottonwood Cv Stovall Rd FARRELL EAGLE NEST WEST RD Friars Point Rd Farrell Gaither St Farrell Pecan Highway 1 McKee Rd McWilliams Rd Miller Rd Old River Rd Reservation Rd Sandy Cv 38630 Stratford Ln LONE OAK RD FARRELL DUPREE ST Herron Pointe Dr 38720 Desoto Lake Rd Eubanks Rd Kinard Rd Morgan Rd Steele Webster Rd Wilkinson Rd Butler Rd Yellow Bayou Rd CROSS ST Highway 1 Highway 61 Hogan Holmes Dr Lake St Old Highway 61 Hillhouse Desoto Lake Rd Main St Allen Rd Alligator Rena Lara Rd Blue Water Rd Hillhouse-Desoto Lake Road Bobo Rena Lara Rd Burnett Rd

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