The Home Buyer's Korner

Information presented should be used for educational purposes only.

September 21st, 2015

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Atoka, Tennessee 


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Atoka is a small town located in the State of Tennessee and Tipton County, just north of Memphis and Shelby County, with a population of 8,844 people. Atoka is the 72nd largest community in Tennessee and much of the housing stock in Atoka was built relatively recently. Construction of new real estate indicates that the local economy is robust, while jobs and amenities attracting an influx of new residents.

The Atoka real estate is some of the most expensive in Tennessee, although Atoka house values don’t compare to the most expensive real estate in the U.S.

Unlike some towns, Atoka isn’t mainly white-or blue-collar. Instead, the most prevalent occupations for people in Atoka are a mix of both white and blue-collar jobs. Overall, Atoka is a town of professionals, sales and office workers and managers. There are especially a lot of people living in Atoka who work in office and administrative support at 15.41 percent, management occupations at 10.75 percent and health care at 9.83 percent.

Also of interest is that Atoka has more people living here, working in industries where computer science and mathematics a desired skill than 95 percent of the places in the US.

Because of many things, Atoka is a great place for families with children to consider. First of all, many other families with children live here, making Atoka a place where both parents and children are more likely to develop social ties with other families, as well as find family-oriented services and community. The town’s good public school district and large population of college-educated adults provide an environment conducive to academic values. With regard to real estate, Atoka has a high rate of owner-occupied single family homes, which reflect stability in any community. Finally, Atoka’s overall crime rate is lower than average for the country.

The citizens of Atoka are slightly better educated than the national average of 21.84 percent for all cities and towns, with 23.13 percent of adults in Atoka having a bachelor’s or advanced degree.

The per capita income in Atoka in 2010 was $29,993, which is well-to-do relative to Tennessee, and upper middle class income relative to the rest of the US. This equates to an annual income of $119,972 for a family of four.

Atoka is a somewhat ethnically-diverse town. The people who call Atoka home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Atoka residents reports their race to be White, followed by Black or African-American. Important ancestry of people in Atoka include Irish, German, English, Italian and French.

The most common language spoken in Atoka is English.

Livingston Homes for Sale


Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

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The Conventional Alternative to FHA 203K

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Up to $10K for Home Improvements, Renovations or a Simple Remodel

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Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

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