The Home Buyer's Korner

Information presented should be used for educational purposes only.

March 7th, 2015

Guy looking up in color

GREATER SHREVEPORT, NEARBY CITIES & PARISHES

The Home Buyer’s Korner

Google+ RE Community

Google+ Mortgage Lender Community

Google+ General Contractor Communities

Newly Manufactured & Modular Home Ownership Tools

FHA One Time Close

The Retail Dealer Role or General Contractor

Many of our network members offer the FHA One Time Close and it’s an ideal tool for manufactured home retail dealers and general contractors to share with their customers considering building a manufactured or modular home on site. 

Since the permanent loan is closed before construction begins, there is no “requalifying” of the home owner when it is time for conversion of the construction loan to the permanent loan. The FHA One Time Close is just one more tool manufactured home retail dealers or general contractors should become familiar with as manufactured and modular housing becomes an even more attractive alternative for affordable housing. 

We’ll touch on several interesting features about the FHA One Time Close and encourage you to find out more by networking with any one of our members in your area. 

First and foremost the FHA One Time Close is going to be insured by FHA, therefore home buyers need to meet the same credit, appraisal and income requirements just like when purchasing an existing residence. If you happen to own the land, you can use the equity for all or part of the 3.5 percent investment or down payment requirements required by FHA.  Other benefits of this program are:

  1. Reduced total cost due to only one closing;
  2. Reduces interest rate risk;
  3. No payments due from the home buyer during construction;
  4. The home buyer’s first payment begins once construction is complete;
  5. No Credit, document or appraisal expiration once the loan closes;
  6. No re-qualification of for home buyers, once construction is complete;
  7. Manufactured Home Retail Dealers/General contractors are allowed staged funding draws during construction based on line-item percentage completion.

Once approved, the lender’s focusing is directed to the manufactured home retail dealer or general contractors because the loan is more than a simple FHA home loan.  It’s your home installation tool and begins to work a lot like an FHA 203K renovation loan, but has some differences.   

Blue Modular HouseIt has a lot of great bells and whistles the home buyer, manufactured home retail dealer and/or general contractor will enjoy. For example, since this is a true one close, worrying about permanent financing or a second signing is eliminated.  

At closing the title company will [if necessary] pay the land seller off with an initial draw. Additionally if the manufactured/modular home has been built and a factory invoice is available, manufactured home retail dealer or general contractors can request that the factory or their floor plan source be paid at closing as well. 

Once approved your lender will formally advise you and the manufactured home retail dealer or general contractor with a Letter of Commencement informing everyone that the loan has closed, loan documents have been recorded and construction can begin. Often these letters detail instructions and a list of specific items and forms required prior to any release of any draws. 

In most cases on manufactured/modular homes the manufactured home retail dealer or general contractors is allowed up to three interim draws after closing including the final draw. Upon receipt of a request by the manufactured home retail dealer or general contractor for a construction draw, your lender most likely will order an inspection of the construction project by an approved agent.

The inspector will inspect the property, take photographs, and forward the report to your lender. Upon receipt of the inspection report, the lender will match the report with the manufactured/modular home construction cost breakdown to determine the draw amount. All draws are normally based on a line item percentage of completion and wired to the title agent you have been working with since closing for disbursement. 

Prior to closing general contractors/retailers need to provide several items about the home to the lender. 

As the manufactured home retail dealer or general contractor, they need to always have available the following documents for the lender once you have made your home selection. 

  1. Structural Engineer Certified Foundation Plans: Per HUD, the plans must be site specific, stamped by an engineer licensed with the state, and comment that provided the foundation is installed per the plans that it will meet HUD Permanent Foundations Guide for Manufactured Housing. (FHA Loan and Manufactured Home Only)
  2. Proposed Plot Plan signed by the manufactured home retail dealer or general contractor: Must show proposed placement of home, well and septic on property with distances between each.
  3. Permits: Building, Well, and Septic (when available)
  4. Subcontractor Bids: Foundation, Well, and Septic (if available) 

The Manufactured Home Retail Dealer or General Contractor will most likely be asked to submit the completed and executed items for review and approval: 

  1. General Contractor/Builder Summary Application;
  2. Contractor’s Performance Agreement;
  3. Disbursement Instructions;
  4. Copy of General Contractor’s/Manufactured Home Retail Dealer’s State License;
  5. Evidence of General Liability Insurance (or signed and notarized Indemnity Agreement between the home buyer and manufactured home retail dealer or general contractor;
  6. Evidence of Worker’s Compensation Insurance (or written statement from the manufactured home retail dealer or general contractor as to why you are not required to carry it)
  7. Evidence of Dealer’s Open Lot Insurance Policy, reflecting the lender’s legal name, its “Successors and/or Assigns” as a Loss Payee, otherwise, an individual Builder’s Risk Policy will normally be required. 

Gray ModularA Sales Contract for a new construction always seems to have an undisclosed final sale price and lenders look at several items to determine a final sale price they are willing to work with, so it’s important to work with an experienced FHA One Time Close lender.

The best way to get your relationship started off right is to provide your loan officer with a set of documents, so they can assist you in coming up with a final sales price everyone understands and can work with.  Be prepared to offer your loan officer a preliminary cost for home improvements and land.  You loan officer can then issue a pre-approval letter and disclose cost of the loan transaction, so your manufactured home retail dealer or general contractor can write the exact amount for the contract based on the cost of the transaction. 

You should be ready to provide your loan officer several documents to get your home loan application in process. Work with your manufactured home retail dealer or general contractor while gathering them up and going over them together before submitting them to your lender.  

  1. Manufactured/Modular Home Construction Cost Breakdown – This is the site improvements budget. It is imperative that it be filled out accurately.  This form is used to determine draw amounts and also lets the construction underwriter know that the manufactured home retail dealer or general contractor has included all improvements necessary to finish the construction of the home. All construction draws are based on a line item percentage of completion matched with this form.
  2. Land Contract between land seller and home buyer or copy of your deed, if you already owns the land.
  3. Purchase Agreement or Earnest Money Contract between manufactured retail home dealer and home buyer for home and improvements.
  4. Manufactured/Modular Home Floor Plan and Manufacturer’s Specifications.
  5. Builder’s Certification with all applicable boxes checked including #2-7 and #8 if a Manufactured Home.

Be Prepared to Provide Your Lender with Draw Document to Fund Your Project Fast. 

Site Improvement Draws ~ This draw is for any completed interim improvements. This draw should not be requested until the foundation is complete.

Funds that are normally included in this disbursement are: 

  1. Completed site improvements verified by the interim inspection report.
  2. Manufactured Home Retail Dealer or General Contractor will be paid for work in place in an amount not to exceed the stated line amount on the Manufactured/Modular Home Construction Cost Breakdown. 

The following documents may be required for the Site Improvement Draw: 

  1. Foundation survey (if applicable)
  2. Building Permit or Letter from the Municipality stating that a building permit is not required (if applicable) 

Manufactured/Modular Home Draw

This draw is used to pay off the Manufacture Home Retailer Dealer’s floor plan financing source or invoice (if not previously paid at closing). If desired it may also include payment of any site improvements that were not addressed in a previous draw provided the requirements of the Site Improvement Draw have been met. 

This draw will consist of the following: 

  1. Retailer’s cost of the home from manufacturer’s invoice or floor plan financing payoff statement (if not previously paid at closing).
  2. Completed site improvements verified by the interim inspection report that were not addressed in the previous Site Improvement Draw. 

The following requirements will mostly likely need to be met before disbursing funds at this stage: 

  1. Manufacturer’s Invoice or Floor plan Financing Source’s Payoff Statement on new unit(s) with the amount of the floor plan payoff, mailing address, wire instructions (if applicable), and serial numbers of the unit(s). 

From this draw’s proceeds, your title agent will most likely be instructed to pay off the Manufactured Home Retail Dealer’s cost of the Home (from manufacturer’s invoice or floor plan financing payoff statement) directly to the Manufacturer/Floor plan Finance Source.

The balance is normally disbursed to the manufactured home retail dealer or general contractor. If site improvements are also being paid with this draw the manufactured home retail dealer or general contractor will mostly be paid for work in place for an amount not to exceed the stated line amount on the Manufactured/Modular Home Construction Cost Breakdown. 

Visit Us On Pinterest

Visit Us On Pinterest

The final draw funds all remaining completed improvements normally represents at least 20% of the construction contract/purchase agreement. The manufactured home retail dealer or general contractor should advise the Lender’s Construction Servicing Department when the project is complete, so they can order the final inspection. The manufactured home retail dealer or general contractor can provide these items the lender will mostly likely request in one form or another.: 

1. Affidavit of Commencement (Texas Only);

2. Affidavit of Completion and Indemnity;

3. Affidavit of Completion and Acceptance;

4. Final Waiver and Release of Lien;

5. Borrower’s Certification;

6. Final Survey showing home location and improvements (if required);

7. Initial Inspection (commonly referred to as an Open Hole or Pre-Pour Inspection) completed by HUD Fee Inspector or Evidence of a 10 Year Warranty;

8. HUD-NPCA-99-A: Subterranean Termite Treatment Builders Certification and Guarantee completed by the manufactured home retail dealer or general contractor; 

9. HUD-NPCA-99-B: New Construction Subterranean Termite Soil Treatment Record completed by a pest control company (if Soil Treatment is used);

10. HUD Acceptable Water Well Test Results including Lead, Nitrates, Nitrites, Total Coliforms, and E.Coli/Fecal Coliforms (if Private Well); 

11. Local Authority Approval and/or Final Inspection of Individual Septic System;

12. HUD 92544: Warranty of Completion;

Upon receipt the lender should order the Final Inspection by an approved HUD Free Inspector and confirm the property is complete. 

So that’s what’s involved when including the FHA One Time Close. Find an experience loan officer to assist you in creating home ownership opportunities in your community.

VISIT OUR NW LOUISIANA PARISHES “HOMES FOR SALE” BOARDS

Livingston Homes for Sale

FIND HOMES THROUGHOUT NW LOUISIANA PARISHES

HUD $100 DOWN PAYMENT HOMES IN NW LOUISIANA PARISHES

USDA RURAL DEVELOPMENT HOMES IN NW LOUISIANA PARISHES

FIND FORECLOSURES IN SHREVEPORT & NW LOUISIANA PARISHES

FIND MORE FORECLOSURES IN SHREVEPORT & NW LOUISIANA PARISHES

LOUISIANA HOME OWNERSHIP TOOLS

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.

START YOUR PATH TO HOME OWNERSHIP TODAY

FNMA HomeStyle FNMA My Community Mortgage FHA One-Time Close Construction Portfolio or VA home loan Homes for Sale REO Short Sales FNMA HomePath Properties HUD Homes USDA Homes Condominiums Co-OpsTownhomes Manufactured Homes Modular Homes Mobile Homes Log Homes Second Homes Investment Property 2-4 Family Custom Home Builders Custom Built Homes General Contractors Home Improvement Experts Kitchen & Bathroom Renovations Real Estate Brokers & Agents Mortgage Lenders Federal Credit Unions Community Bankers  Bienville Parish Arcadia Bienville Bryceland Castor Gibsland Jamestown Lucky Mount Lebanon Ringold Saline Bossier Parish Benton  Eastwood Foster Haughton Hinkle Plain Dealing Red Chute Caddo Parish Belcher Blanchard Caddo Cedar Grove Cut Off Junction  Gilliam Greenwood Hosston Ida La Rosen Lakeview Mooringsport North Highlands Oil City Reisor Rodessa Shreveport/Bossier City Anderson Island Estates Azalea Gardens  Estates Bellaire Estates Bellemead Estates Braemar Village Estates Broadmoor Estates Broadmoor Estates Broadmoor Terrace Estates Brownlee Estates Brunswick Place Estates Carriage Quarters Estates Clingman Park Estates Cobblestone Estates Cornerstone Estates Cross Creek Estates Cypress Bend Estates Dixie Gardens Estates Dogwood Park Estates Dogwood South Estates Ellerbe Road Estates Emberwood Estates Forest Hills Estates Gardens Of Southgate Estates Golden Meadows Estates Green Acres Estates Greenbriar Estates Hidden Trace Estates Highland Estates Highland Estates Kings Crossing Estates Kingston Plantation Estates Lakeside Long Lake Estates Lakewood Estates Legacy Estates Long Lake Estates Lucky Estates Madison Place Estates Magnolia Chase Estates Newcastle Estates Norris Ferry Crossing Estates Norris Ferry Estates Olde Oaks Estates Pecan Park Estates Pierremont Place Estates Plantation Estates Plantation Trace Estates Plantation Trace Estates Plantation Trace Garden Homes Estates Plantation Trace Garden Homes Estates Provenance Estates River Bend Estates River Bluff Estates Rosedale Place Estates Sherwood Forrest Estates South Ellerbe Estates Southern Trace Southgate Estates St Charles Court Estates St Charles Place Estates Stockwell Place Estates Stone Lake Estates Stone Lake Estates Stonebridge Estates Sunflower Place Estates The Colony Estates The Haven Estates The Orchard Estates Tiburon Estates Town South Estates Tuscany Crossing Estates Twelve Oaks Estates University Terrace Estates Wrenwood Park Estates Abel Acres Estates Acadiana Place Estates Ada Street Subdivision Airport Annex Estates Allendale Estates Allendale Heights Estates Andrews Estates Angelas Place Estates Arcadia Estates Arnolds Southern Hills Estates Aulds Broadmoor Terrace Estates Autumn Creek Estates Back Path Acres Estates Bagley Plantation Estates Bakers Acres Estates Barksdale Gardens Estates Barrett Subdivision Estates Barron Ridge Estates Bauman Place Estates Bay Hills North Estates Bedingfield Estates Behan Subdivision Estates Bella Vista #3 Estates Bellows Estates Beverly Hills Annex Estates Bickham Estates Big Oaks Estates Birchwood Estates Bistineau Terrace Black Bayou Estates Blanchard Estates Bocage Estates Bodcau Annex Bodcau Park Estates Bolinger Hills Estates Bolinger Park Estates Bossier Farms Estates Breckenridge Estates Brentwood Park Estates Briarcliff Estates Bridges Southern Hills Estates Brimmer & Moore Estates Broadacres Estates Broadview Estates Brookhaven Estates Brookwood Estates Brookwood Southern Hills Estates Bruce Park Estates Brushy Bayou Estates Bullen Estates Buncombe Park Estates Burgundy Oaks Estates Burgundy Ridge Estates Burton & Blands Estates Busby Estates Caddo Heights Estates Camp Joy Estates Cane Bend Estates Capitol Hill Estates Carriage Manor Estates Carriage Oaks Estates Carriage Oaks Crossing Estates Carriage Square Estates Carson Addition Estates Castanedo Estates Cattail Pointe Estates Cecile Place Estates Cedar Estates Cedar Grove Estates Cedar Grove Addition Cedar Point Estates Center Crossing Estates Central Park Estates Centre Crossing Estates Chapel Creek Estates Chasewood Estates Cherokee Hills Estates Cherokee Park Estates Cherry Hill Estates Chesterfield Park Estates Chrislo Estates Cinnamon Square Estates Claiborne Hills Estates Clover Estates Coleman Estates Coleman College Estates Coleman Park Estates College Estates Collinswood Estates Colonial Heights Estates Colonial Hill Estates Colonial Park Estates Colquitt Road Estates Cook Estates Cottage Ridge Estates Country Club Acres Estates Country Club Heights Estates Country Place Estates Crestridge Farms Estates Creswell Estates Cross Lake Estates Cross Lake Hills Estates Crossing At Wemple Estates Cumberland Estates Currie Acreage Estates Cypress Bay Estates Cypress East Grove Cypress Lake Estates Cypress Place Estates Cypress Point Estates Dana Farms Estates Daniel Young Henry Estates David Sunset Estates Dean Terrace Estates Deena Heights Estates Deep Woods Estates Deer Cove Estates Deer Creek Estates Deer Park Estates Deer Run Estates Del Charro Woods Estates Dixie Place Estates Dixon Estates Dogwood Estates Donald A Nelson Estates Doss Point Estates Duck Island Estates Dudley Square Estates Eagles Nest Estates East Cypress Lake Estates East Gladstone Estates East Kings Court Estates East Pointe Estates Eastgate Estates Eastwood On The Bayou Estates Eden Gardens Estates Edgewater Estates Edgewood Estates Elm Grove Estates Engleside Estates Espanita Village Estates Evangeline Oaks Estates Expressway Acres Estates Fairfield Addition Estates Fairfield Heights Estates Fairfield Oaks Estates Fairview Point Estates Fairway Forest Estates Featherston Estates Fernwood Townhomes Fertile Gardens Estates Fincher Park Estates Forbing Heights Estates Forest Glen Estates Forest Grove Estates Forest Park Addition Estates Forest Valley Estates Fountainbleu Estates Fox Chase Estates Fox Creek Estates Fox Crossing Estates Frank Graham Estates Frank Grawood Estates Freeman Place Estates Frontier Estates Frost Lumber Estates Galloway Addition Garden Valley Estates Garrett Tract Estates Garrison Tower Addition Gathright Estates Gibson Park Estates Gladney Estates Gladstone Estates Glendale Estates Glenwood Park Estates Godfrey Estates Grand Cane Estates Grawood Estates Gray Duck Estates Graywood Estates Greenbrook Estates Greenway Estates Greenwood Estates Greenwood Hills Estates H.O.Cloud Estates Harkey Estates Harkey Southern Hills Estates Hawthorne Estates Hawthorne Heights Estates Hickory Ridge Estates Hidden Acres Estates Hidden Valley Estates Hideaway Harbor Estates Highland Commons Highland Park Estates Highland Square Estates Hillcrest Estates Hills Of Bella Vista Estates Hilltop Estates Historic District Estates Hollywood Estates Holmesville Estates Homalot Estates Home Acres Estates Hosston Estates Hunt Estates Huntington Park Estates Hyde Park Estates Iklewood Estates Indian Hills Estates Indian Mounds Estates Inglesdie Annex Ingleside Estates Inverness Estates Irving Bluff Estates Island View Estates Jackson Graham Estates Jackson Square Estates JB Ball Estates Jefferson Heights Estates JM Clarke Estates John H Fetzer Estates John Mc W. Ford Estates John W. Wall Estates Jones Cypress Garden Estates Jones-Mabry Estates Judy Lane Estates Kallie Danielle Estates Kay Lee Park Estates Killen Farms Estates Kings Country Estates Kings Hwy Heights Estates Kings Point Estates Kings Towne Estates Kingston Forest Estates Kingston Square Estates Kingston Terrace Estates Kingwood Forest Estates Lafayette Estates Lake Shreve Estates Lakes At Cottonwood Estates Lakes At Olde Oaks Estates Lakeside Acres Estates Lakeview Estates Lakewood Marina Estates Lambert Park Estates Lambert Southern Hills Estates Latierra Estates Lavon Acres Estates Lawler Gardens Estates Leanin Oaks Estates Linfield Townhouses Linton Acres Estates Lintwin Hills Estates Linwood Gardens Estates Linwood Park Estates Lone Oak Estates Long Timbers Estates Longwood Estates Loralynn Estates Love Brothers Estates Lynbrook Estates Machen Estates Madison Park Estates Mallard Bay Estates Marble Subdivision Marks Meyers Estates McClung Estates McCrarys Southern Hills Estates McKenzie Place Estates Meadow Creek Estates Meadow Park Estates Meadow Park Heights Estates Meadow Wood Estates Meadowview Estates Merritt Estates Merrywoods Estates Milam Place Estates Millcreek Estates Millicent Place Estates Mimosa Gardens Estates Monrovia Place Estates Mooretown Estates Morningside Estates Mrs. Larry V. Hunt Estates Muller Acres Estates Murry Hill Estates Nelessity Estates Nob Hill Estates Normandy Village Estates North Acres Estates North Airline Estates North Caddo Estates North Cedar Grove Estates North Club Estates North Desoto Estates North Highland Estates North Highlands Estates North Pierremont Estates North Point Place Estates North Pointe Estates North Ridge Estates Northgate Estates Northgate Village Estates Northlake Estates Northside Addition Estates Northwood Hills Estates Northwood Trace Estates O. H. Haynes Estates Oak Alley Estates Oak Creek Estates Oak Forest Estates Oak Grove Estates Oak Hollow Estates Oak Park Subdivision Oak Ridge Estates Oaklane Estates Ockley Square Estates Old River Place Estates One North Place Estates Oneonta Estates Ormand Place Estates Page Bayou Estates Palmetto Estates Palmetto Beach Estates Palmetto Park Estates Palmetto Place Estates Parham Park Estates Parkhurst Estates Parkland Village Estates Parkside Landing Estates Parkview Estates Parkway Commons Estates Pat And Mike Estates Patterson Estates Pease Meadow Estates Pecan Farms Estates Pecan Grove Estates Pelican Place Estates Pepper Ridge Estates Pepper Tree Estates Perfect Place Estates Permenter Estates Pierremont Estates Pierremont Acres Estates Pierremont Resub Estates Pierremont Ridge Estates Pine Estates Pine Croft Estates Pine Forest Estates Pine Forest South Estates Pine Hill Park Estates Pine Hills Estates Pine Island Estates Pine Oak Terrace Estates Pinecrest Estates Pinecroft Estates Pinehaven Estates Pinehill Estates Pinehurst Estates Pines Edge Estates Pinetree Acres Estates Piney Forest Estates Plantation Park Estates Plantation Pines Estates Pleasant Lake Estates Premeire Park Subdivision Preston Bay Estates Princeton Estates Queensboro Annex Queensborough Addition Querbes Subdivision Quiet Acres Estates Quiet Cove Estates Quiet Place Woods Estates R. N. Robinson Estates Rambin Farms Estates Ranch Acres Estates Ranchland Acres Estates Reunion Estates Rices Southern Hills Estates Ridgecrest Estates Ridgewood Estates River Oaks Estates River Ridge Estates Riverbrooke Estates Rolling Meadow Estates Rose Hollow Estates Rose Park Annex Subdivision Roten Ranchettes Estates Sagewood Estates Salisbury Park Estates Sand Beach Estates Savannah Place Estates Schex Place Estates Seven Pines Estates Shadow Pines Estates Shady Grove Estates Shady Oaks Estates Shreve Hills Estates Shreve Island Estates Silver Pines Estates Silver Pines Village Simmons Estates Skidmore Estates Slattery Park Estates Sleepy Hollow Estates Sligo Pecan Grove Estates Smithwood Estates Snyder Gardens Estates Soda Bluff Estates South Gate Estates South Highland Park Estates South Highlands Estates South Lake Addition South Port Country Estates Southern Gardens Estates Southern Heights Estates Southern Hills Estates Southern Terrace Estates Southfield Park Estates Southland Park Estates Southpark Country Estates Southport Country Estates Southridge Estates Spokane Estates Spring Creek Estates Spring Lake Estates Spring Lake Estates Springhaven Estates Springlake Estates Squirrel Point Estates Steeple Chase Estates Sterling Ranch Estates Stevewn Israel Estates Stinson Estates Stockwell Place Estates Stockwell Villas Estates Suburban Acres Estates Sugar Creek Estates Summer Grove Estates Summerwood Estates Sun City Estates Sunset Acres Estates Swan Lake Estates Sweetwater Oaks Estates Swimming Club Lane Estates T And P Estates T.d. Connell Estates Taliaferr0 Place Estates Tall Timbers Estates Tanglewood Estates Tara Estates Tealwood Estates Terrace Acres Estates The Cedars Estates Thornhill Estates Three Creeks Estates Thrift Estates Tiburon Estates Timber Ridge Estates Timberline Estates Tom Weaver Addition Tower Estates Town North Estates Town S Village Green Estates Townhomes Of Southgate Estates Turtle Creek Estates Tuscany Villas Estates Twilight Meadows Estates Twin Branches Estates Twin Oaks Estates Twin Point Estates University Estates University Heights Estates University Place Estates Uptown Park Estates Vance Heights Estates Vera Peterson Estates Victorian Pointe Estates Victory Place Estates Villa Contessa Estates Village At Downs Estates Village Green Estates Village Square Estates Vinetree Estates Vos Road Estates Walker Estates Waller School Terrace Estates Washington Terrace Estates Waters Edge Estates Waterside Estates Waterwood Estates Waverly Estates Webb Place Estates Webster Investments Estates Wedgewood Estates Werner Park Estates West Acres Estates West Gate Estates West Gladstone Estates West Morningside Estates Western Hills Estates Western Woods Estates Westwood Park Estates Whispering Pines Estates White Acres Estates Wildwood Forest Estates Williamine Estates Willow Glen Estates Willow Lake Estates Willow Point Estates Willow Ridge Estates Wilson Estates Wimberly Land Estates Windsor Place Estates Winnie Camp Estates Winter Garden Estates Wood Pine Place Estates Woodlake North Estates Woodlake Ridge Estates Woodlake South Estates Woodland Hill Estates Woodland Springs Estates Woodlands Estates Woodlawn Estates Woodpine Place Estates Woodstone Estates Woolworth Oaks Estates Worms Partition Estates Wright Island Estates Yarborough Estates Summer Grove Vivian Werner Park Desoto Parish Frierson Gloster Grand Cane Keatchie Logansport Longstreet Mansfield South Mansfield Stanley Stonewall Lincoln Parish Choudrant Dubach Grambling Ruston Simsboro Vienna Red River Parish Coushatta Edgefield Hall Summit Martin Webster Parish Cotton Valley Cullen Dixie Inn Doyline Dubberly Heflin Minden Sarepta Shongaloo Sibley Springhill Winn Parish Atlanta Calvin Dodson Hatfield Jordan Hill Joyce Saint Maurice Sikes Winnfield

Join us at Real Estate Social

Comments are closed.