The Home Buyer's Korner

Information presented should be used for educational purposes only.

August 18th, 2016

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ST BERNARD, LOUISIANA 70085

St Bernard

The Home Buyer’s Korner

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St Bernard LA 70085

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Saint Bernard is a small coastal town on the Gulf of Mexico located in the state of Louisiana with a population of 7,777 people and two neighborhoods, Saint Bernard is the 77th largest community in Louisiana.

Because occupations involving physical labor dominate the local economy, Saint Bernard is generally considered to be a blue collar town with nearly 39 percent of the Saint Bernard workforce employed in blue collar occupations, compared to the national average of nearly 28 percent. Overall, Saint Bernard is a town of service providers, sales and office workers, construction workers, and builders. There are especially a lot of people living in Saint Bernard who work in office and administrative support at over 13 percent, food service more than eight percent, and sales jobs over seven percent.

The town is relatively quiet, having a low population density. Saint Bernard has relatively few families with younger children, or college students. Combined, this makes Saint Bernard a pretty quiet place to live overall. If you like quiet, you will probably enjoy it here.

Saint Bernard is also nautical, which means that parts of it are somewhat historic and touches the Gulf of Mexico. Quite often, nautical areas such as Saint Bernard attract residents and visitors who the scenery and various waterfront activities.

In Saint Bernard, just over seven percent of residents over 25 have a college degree, which is very low compared to the rest of the nation, where the average among all cities is nearly 22 percent.

The per capita income in Saint Bernard in 2010 was $18,554, which is modest to middle class income relative to Louisiana and the nation. This equates to an annual income of $74,216 for a family of four. 

Saint Bernard is a somewhat ethnically-diverse town. The people who call Saint Bernard home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Saint Bernard residents reports their race to be White, followed by Sub-Saharan African. Important ancestries of people in Saint Bernard include French, German, Italian, Irish and English. The most common language spoken in Saint Bernard is English. 

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FIND HOMES THROUGHOUT GREATER ST BERNARD LOUISIANA

HUD HOMES FOR SALE IN GREATER ST BERNARD LA

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LOUISIANA HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMEPATH RENOVATIONS

Rebuilding the Dream of Home Ownership

Fannie Mae HomePath has No Mortgage Insurance up to 95% LTV

Up to $35K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you with your home purchase

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document, click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen, you will have the option to

“Create A Printable PDF of the Presentation”.

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