The Home Buyer's Korner

Information presented should be used for educational purposes only.

July 8th, 2015

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The Home Buyer’s Korner

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The Home Inspection Process

Home InspectionOnce you have found that perfect house with the right price and every little feature you were hoping for, it’s important to keep in mind that the home has been presented in a way that accentuates its highlights and shadows any flaws. For this reason, it is crucial that you get a home inspection before completing a purchase. Getting an inspection is likely to be the most important investigation you need to perform to ensure you are getting the best value. It also helps to know what reasons each party has for requiring a home inspection.

Home buyers, feel peace of mind knowing the home in question is safe. They also gain the ability to negotiate in the event a problem arises from inspection, or they can request repairs first. They can also opt out if the problems that arise are too overwhelming to deal with prior to or after the purchase. Finally, buyers can learn about the kind of maintenance and upkeep required for the home in the long run.

Sellers on the other hand, want to make the transaction as smooth a process as possible and prevent issues that could slow down the sale. They can also learn about any problems they need to repair before putting the house on the market. Lastly, a home inspection allows the seller to prove their transparency by having an inspection report available, even though he or she should expect that the buyer should be requesting an independent home inspection regardless.

It should be evident, having an inspection conducted is vital for buyers and sellers alike; though the price might seem costly at first, it is merely a small fee that is well worth the effort to solidify a home purchase.

A key point to keep in mind is that most states lack a licensing process for those who inspect homes. If your state doesn’t have a process, find an inspector in good standing with a nationally recognized organization. It is very important not to take a seller’s inspection report at face value. You might not even want to accept an inspector that someone else hires since they may have a vested interest that can influence the report. Keep in mind that a general inspector is not typically licensed to check for specific issues. As such, you will need to either seek someone who is licensed for a full inspection or specifically request inspections for those items that are deemed high concerns for you.

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LOUISIANA HOME OWNERSHIP TOOLS

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

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FANNIE MAE HOMESTYLE

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A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

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