The Home Buyer's Korner

Information presented should be used for educational purposes only.

March 31st, 2016

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GREATER HAMMOND & TANGIPAHOA PARISH

Independence, 70443 & 70466 Louisiana

The Home Buyer’s Korner

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BUILDING THE DREAM OF HOME OWNERSHIP

Independence LA

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Independence (Blossom Creek – Ivy Springs – Oller Heights – Tickfaw – Riverbend – Selman Subdivision) is a small town located in the state of Louisiana, with a population of just under 1700 residents and just one neighborhood. Independence is the 179th largest community in Louisiana, and unlike other small towns where white-collar or blue-collar occupations dominate the local economy, Independence is neither. Instead, it has a mixed workforce of both white and blue collar jobs. Overall, Independence is a town of sales and office workers, professionals, and service providers. There are especially a lot of people living in Independence who work in office and administrative support at over 18 percent, health care at nearly eight percent, and sales jobs at under seven percent.

Independence is a rural neighborhood, and real estate in Independence, Louisiana is primarily made up of medium sized three or four bedroom to small studios to two bedroom single-family homes, and manufactured or modular homes.

The percentage of people in Independence with college degrees are quite a bit lower than the national average for cities and towns by nearly 22 percent, with only a little over 11 percent of residents over 25 have a bachelor’s or advanced degree.

The per capita income in Independence in 2010 was just over $16,000, which is modest income relative to Louisiana, and the rest of the country. The recent census placed the population of Albany well within their maximum limits set by the USDA, and according to the census, many, if not all of this area could be eligible for government insured zero down payment home loans. A product designed to assist modest to middle class income earning home buyers in rural and semi-suburban areas for obtaining home ownership. 

Independence is an extremely ethnically-diverse town. The people who call Independence home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Independence residents reports their race to be Black or African-American, followed by White. Important ancestries of people in Independence include Italian, Irish, French and English. The most common language spoken in Independence is English. Some people also speak Spanish. 

To learn more about this neighborhood and your home buying or selling options, consult your real estate agent. 

VISIT OUR TANGIPAHOA PARISH “HOMES FOR SALE” BOARDS

Livingston Homes for Sale

Blossom Creek – Ivy Springs – Oller Heights – Tickfaw

Riverbend – Selman Subdivision

FIND HOMES THROUGHOUT TANGIPAHOA PARISH

HUD FORECLOSED HOMES FOR SALE IN TANGIPAHOA PARISH

USDA RURAL DEVELOPMENT HOMES FOR SALE IN TANGIPAHOA PARISH

FIND FORECLOSURES IN HAMMOND & TANGIPAHOA PARISH

FIND MORE FORECLOSURES IN HAMMOND & TANGIPAHOA PARISH

LOUISIANA HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.

START YOUR PATH TO HOME OWNERSHIP TODAY

70443 70466 FNMA HomeStyle FNMA My Community Mortgage FHA One-Time Close Construction Portfolio or VA home loan Homes for Sale REO Short Sales FNMA HomePath Properties HUD Homes USDA Homes Condominiums Co-Ops Townhomes Manufactured Homes Modular Homes Mobile Homes Log Homes Second Homes Investment Property 2-4 Family Custom Home Builders Custom Built Homes General Contractors Home Improvement Experts Kitchen & Bathroom Renovations Real Estate Brokers & Agents Mortgage Lenders Down Payment Assistance

70443 70466 Independence – Blossom Creek – Ivy Springs – Oller Heights – Tickfaw – Riverbend – Selman Subdivision

70443 Liuzza Farms IndependenceLACOX DR 11263 Hwy 190 Cason Rd Riverwood Dr Cason Road Ext Reverend J White Rd Bennett Rd Crossover Rd Noto Rd Greer Ln Frank Ln Fralick Ray Ln Toney Rd Indian Creek Ln Piazza Rd 3rd St Sagona Tranquility Dr Dick Hodges Rd J W STILLEY CIR Mandella Rd Frank Murphy Rd RR 1 Leonard Ballard Rd Evans Rd Dickson Ln Highway 51 S Elbert Stewart Rd Charlotte Dr Clements Rd Faust Ln 8th St Mason Denver Ln Schiro Rd Sam Herring Rd Warren Ln Azalea Ln Railroad Ave Ernest Stilley Rd Ernest Stilley Rd 8th St Berry Bowl Rd DEER LAKE TRAIL DEER LANE TRAIL Michelli Rd Danna Rd Ivy Springs Dr Sweetwater Rd 2nd St Bluff Line Rd LA 442 LA HWY 441 RAYMOND RUSSELL RD SELDERS RD SELDERS ROAD Tom Williams Rd Triola Ln Richardson Rd Fontana Ln Cooksey Ln Harris Rd Ferina Ln Evans Rd Turkey Creek Rd Breaux Rd 51 Hwy 40/Third Hwy 51 Black Cat Rd Paradise Park Masonic Temple Dr Acey Allen Rd Alessi Rd Paradise Park HIGHWAY 40 WEST ISRAELITE CHURCH ROAD Mahogany Ln RAGUSA ROAD PURVIS RD Guerin Ln Mount Temple Church Rd Digiovanni Ln Alessi Rd Puls Rd Cherokee Trace Trl Ivy Whiddon Rd Robertson Rd Cherokee Trce Hwy 1065 Hwy Hall Ln Cooper Rd Horseshoe Rd Leto Ln Gulotta Ln George Mashon Rd Horseshoe Rd N Highland Trce Brickyard Rd Tiger Ave Tracey Ln Bill Stilley Rd Calhoun St Wilson St Bruno Ln Mahogany Rd Larussa Ln Labruzza Ln Stilley Rd Loria Ln Glendale Dr Durbin Rd Ford Ln George Rd Lamonica Rd Horseshoe Road Oak St Wesley Rd Maddox Rd Longleaf Dr Vaccaro St Distefano Ln Cypress St Ball Cooper Rd 6th St Vicari Rd Shady Ln Carter Purvis Rd Nell Lynn Ln Lathers Ln Highland Tr Marretta Ln Highway 1054 Allen St Highway 40 GUZZARDO LN Old Highway 40 Highway 40 E Albin Rd Highway 1063 Highway 1065 Highway 40 W Railroad Ave River Bend Dr Powell Dr Red Hill Rd Old Highway 51 Dixon Ln Railroad Ave DOMIANO LN Addison Rd Copperhead Rd Amato Ln Airline Ln 4th St Marion Maurer Ln Wall Rd Mary Kinchen Rd Highway 43 Hoppy Ln Cason Rd Fontana Ln Jacobsen Ln 5th St Carlton Ln Fontana Rd Ambassador Dr Webster St Hubert Stilley Rd Baker Rd DOUGHTY LN Mashon Rd FULTZ LN Highway 442 Hill Rd Hillary Ln Jackson Ln Highway 442 E LENOIR LN Leo Rd Leonard Chapel Rd Lewis Ln Nichols Dr Sessions Ln Tulane Ave Easley Rd Israelite Church Rd Sirchia Ln Barnes Rd Vilardo Ln Ragusa Rd VITRANO LN Cutrer Ln Black Cat Rd Jones Rd Frazier Ln Stewart Rd Viola Ln Maggio Rd Dimattia Ln Durbin Rd Alexander Rd J L Kinchen Rd Millenium Trl Pine St Hendry Rd Leon Wagner Rd Pine Grove Church Rd Finch Ln Abrams Rd School Rd River Wood Ln Starnes Rd Harrison Ln Garner Ln Wiggins Rd Mason Dever Ln Tom Dimm Ln Harrison Milton Ln Capace Rd Bennett Rd Lamarca Ln Lamarca St Kemp St Catfish Farm Rd Hano Rd Larussa Ln Mumphrey Rd Ridgecrest Dr Charles Sinagra Ave River Ridge Dr Barnett Rd Saragusa Rd 

70466 Loranger Uneedus Windmill Dr Van Rd A Robertson Rd Ricky Burch Ln Rayburn Rd Thornhill Ln Sibley Rd Rosehill Ln Howell Ln Dogwood Rd Rufus Bankston Rd Barbarita Ln Ambrose Hoover 0000 LA HWY 1064 Alford Ln Joel Mcdonald Rd Tin Can Aly Payne Alley Rd Palm Dr Chinook Dr Crayton Ln Magnolia Ln Strate Ln Herman Johnson Ln Galafaro Rd G Rogers Rd Shady Acres Ln Cafeline Rd PAYNE LN Martin Ln Nelsen Ln Tammy Dr Lot 17 Rose Hill Ln Lot 18 Rose Hill Ln Lot 28 Ewing Ln Lot 34 Ewing Ln Highpoint Dr Lot 42 Twin Pine Ln Lot 45 Twin Pine Ln Shady Ln Breeze Dr Ferarra Ln Lavigne Rd C Clayton Rd Arthur Cleveland Ln Milton Rd Rob Kinchen Rd Triple S Ln Alley Ln Stewart Ln Whittington Ln 18502 Faller Rd Whittington Rd Willie Harris Rd New Genessee Rd Fire Station Rd Marilyn Dr Thompson Ln Waltrip Ln Old Genessee Rd Franjo Ln Joe Etta Ln Zephyr Dr Fluker McClain Ln Durbin Rd Durbin Road Ext Pravata Ln Blossom Creek Ot Miles Rd Spook Hill Rd Robertson Rd McDonald Ln J and P Parker Ln Stone Ln Robertson Rd Ext Oneill Ln Cookie Ln 38 Twin Pine Twin Pine Ln Whiskey Lane Ext Hwy 442/I-55 Ewing Ln Highway 51 Coco Dr McDonald Rd Martin Ln For Rent Only Griffin Rd Brownsville Rd DUMMYLINE ROAD HIGHWAY 1064 EAST OLLER ROAD SAWMILL ROAD SIBLEY ROAD Susan Dr VAN ROAD Vena Dr Pardo Rd Drake Ln B and N Ln Shelly St Highway 1064 Sawmill Rd Addison Rd Becky Ln Midway Rd Johnson Ln Mussachia Ln McManus Gordon Felder Rd Wagner Ln Miley Niquiporo Ln Hwy 1064 Woodhaven Road Gene McDonald Rd Wiley Wilson Rd LAURA ROGERS RD Drake Rd Petty Dr Blossom Ln Mr Benton Rd Oller Rd Mill St John Jones Ln Maple St J Bickford Rd Dorothy Ln Catalano Rd Oak Haven Ln Benton Rd Boscoe Ln Highway 51 Giartano Ln Dummyline Rd 2 Kendal Ln Stafford Rd Mayers Rd Kim Mulkey St Trapen Ln Highway 442 Black Cat Rd Highway 442 W Faller Rd Pisciotta Pl Meaghans Loop Fedele Rd Chavers Ln Tycer Ln Jakes Ln Woodhaven Rd Johnson Cemetery Rd `Riverside Ln Jimony Dr Nita Stafford Rd J D Benton Ln Cattle Dr Kinchen Ln Kinchen Rd Ruth Stafford Ln Dimaggio Ln Baygents Ln Antioch Rd Magee Ln Dogwood Trl Lynn Ln Thomas St Miller Ln Beagle Bend Rd J E Joiner Rd Highway 1065 Louis Ln Manina Ln SECOND ST Western Acres Pardo Ln Santangello Ln OLLER RD Buckles Aly Chapel Rd Rivers Rd B R Kinchen Rd Benton Rd Belinda Dr Black Cat Rd Oak St Jenkins Ln Ridgel Rd Caroline Cv Alfano Ln Whiskey Ln Abene Rd 4th St Dusty Ln Bonfiglio Ln Ambrose Hoover Rd Railroad Ave Campo St GOUDEAUX ROAD Sanford Rd Choctaw Dr Wildoak Dr Windsor Dr Drago Ln Pecoraro Rd Caroline Cove Ln Sampere Ln Montecino Ln 442 Hwy Nuccio Rd Johns Dr

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