The Home Buyer's Korner

Information presented should be used for educational purposes only.

March 30th, 2016

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GREATER HAMMOND & TANGIPAHOA PARISH

City Center 70403 Neighborhood

Ponchatoula, Louisiana

The Home Buyer’s Korner

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BUILDING THE DREAM OF HOME OWNERSHIP

Ponchatoula LA

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The median real estate price in the City Center (River Birch – Highland Village Townhomes – Holbrook Heights – Logan Creek – Timber Ridge) neighborhood of Ponchatoula is nearly $139,000, which is more expensive than almost 53 percent of the neighborhoods in the state and 35 percent of the neighborhoods in the country.

The average rental price in Ponchatoula City Center is currently near $950 a month, and rents here are currently lower in price than almost 43 percent of neighborhoods in Louisiana. Most of the residential real estate is owner occupied.

Ponchatoula City Center is a suburban neighborhood, and real estate in the City Center of Ponchatoula, Louisiana is primarily made up of medium sized three and four bedroom to small studios or two bedroom single-family homes and manufactured or modular housing.  Many of the residences in the City Center neighborhood are newer, built in 2000 to present day, with a number of residences built between 1970 and 1999.

The home and apartment vacancy rate in the Ponchatoula City Center is near 15 percent, which is well above average compared to other neighborhoods in America, and higher than nearly 73 percent of all neighborhoods in the country. To learn more about this neighborhood’s vacancy rate, and its effect on your home buying or selling options, consult your real estate agent.

Your future neighbors in the City Center neighborhood in Ponchatoula earn modest incomes, and this neighborhood has an income lower than nearly 70 percent of all neighborhood in America. 

The recent census placed the population of Albany well within their maximum limits set by the USDA, and according to the census, many, if not all of this area could be eligible for government insured zero down payment home loans. A product designed to assist modest to middle class income earning home buyers in rural and semi-suburban areas for obtaining home ownership. 

In the Ponchatoula City Center neighborhood, over 37 percent of the working population is employed in executive, management, and professional occupations. The second most important occupational group in this neighborhood is sales and service jobs, from major sales accounts, to working in fast food restaurants, with 22 percent of the residents employed. Other residents here are employed in manufacturing and laborer occupations at nearly 21 percent, and almost 20 percent in clerical, assistant, and tech support occupations.

Culture is shared learning behavior. We learn it from our parents, their parents, our houses of worship, and much of our culture, our learned behavior, comes from our ancestors. That is why ancestry and ethnicity can be so interesting and important to understand. Places with concentrations of people of one or more ancestries often express those shared learned behaviors and this gives each neighborhood its own culture. Even different neighborhoods in the same city can have drastically different cultures.

In the City Center neighborhood in Ponchatoula, LA, residents most commonly identify their ethnicity or ancestry as Italian over 11 percent. There are also a number of people of French or German ancestry at almost 10 percent. Some of the residents are also of English ancestry at over seven percent, along with some Irish ancestry residents at nearly four percent and Swiss ancestry at one percent, among others.

The most common language spoken in the Ponchatoula City Center neighborhood is English, spoken by over 96 percent of households, while over two percent speak Spanish, and over one percent speaks Italian.

VISIT OUR TANGIPAHOA PARISH “HOMES FOR SALE” BOARDS

Livingston Homes for Sale

Ponchatoula – Highland Town Homes – Holbrook Heights

Logan Creek – River Birch – Timber Ridge

FIND HOMES THROUGHOUT TANGIPAHOA PARISH

HUD FORECLOSED HOMES FOR SALE  IN TANGIPAHOA PARISH

USDA RURAL DEVELOPMENT HOMES FOR SALE IN TANGIPAHOA PARISH

FIND FORECLOSURES IN HAMMOND & TANGIPAHOA PARISH

FIND MORE FORECLOSURES IN HAMMOND & TANGIPAHOA PARISH

LOUISIANA HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.

START YOUR PATH TO HOME OWNERSHIP TODAY

70403 FNMA HomeStyle FNMA My Community Mortgage FHA One-Time Close Construction Portfolio or VA home loan Homes for Sale REO Short Sales FNMA HomePath Properties HUD Homes USDA Homes Condominiums Co-Ops Townhomes Manufactured Homes Modular Homes Mobile Homes Log Homes Second Homes Investment Property 2-4 Family Custom Home Builders Custom Built Homes General Contractors Home Improvement Experts Kitchen & Bathroom Renovations Real Estate Brokers & Agents Mortgage Lenders Down Payment Assistance

70403 Ponchatoula – Highland Town Homes – Holbrook Heights – Logan Creek – River Birch – Timber Ridge

70403 Ashton Heights Audubon  Lakes Audubon Trace Autumn Run Barbers Addition Blaire Village BonAire Brakenridge Subdivision Bret Strahan The Camellia Coleman Park Coles Creek Coles Creek East Coles Creek Extension Colonial Place Commercial Park Copper Hill Cross Creek Townhome Cypress Cove Cypress Creek Eastgate Elm Court Elmwood Park Elmwood Park Gardens Flora Park Forbes Farm Greenville Park Hammond Business Park Hammond Square Business Park Hoffman Court Holly Gardens Holly Ridge Iowa Addition Jackson Jefferson Court Lakewood Magnolia Bend Milan Village Park Place Pearl Ridge Subdivison Pine Crest Subdivision Pine Hill Forest Subdivision Pleasure Ridge Professional Plaza Quail Creek Subdivision Raider Ridge Regency Estates River Crest Robinwood Shadows Southwood Ridge Sterling Estates Sweet Williams Acres The Parc Timberlane Subdivision Villa West Subdivision The Village Subdivision Wedgewood Subdivison Wellington Estates Subdivison Westdale Westwood Village Whitmar Acres Woodlake 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