The Home Buyer's Korner

Information presented should be used for educational purposes only.

March 24th, 2016

Guy looking up in color

GREATER LIVINGSTON & ST HELENA PARISHES

Albany 70443, 70711, & 70744 Louisiana

The Home Buyer’s Korner

Real Estate G+

Mortgage Lender

General Contractor G+

Building the Dream of Home Ownership

Albany LA

Get Pre Approved for a Home Loan

The median real estate price in Albany (Acadian Trace – Canaan Land – Crossroad Estates – Destinys Acres – Holden – Meadow Circle – Sweet Pea Acres) is a small community located in the state of Livingston Parish, Louisiana. With a population of under 1,100 residents and only one neighborhood, Albany ranks as the 210th largest community in the state. Albany has become a growth central in recent years and seen a significant amount of newer home breaking ground in recent years. Albany’s new home construction is the result of not only new residents moving in, but jobs, a healthy local economy, or other amenities the area affords.

When you come to know your future neighbors in Albany, you’ll notice that many work solid blue-collar jobs than most other communities in America. In fact, more than 38 percent of Albany’s employed work is in blue-collar jobs, while America’s average is only slightly under 28 percent.

Overall, Albany is a community of sales and office workers, construction workers and builders, and service providers. There are especially a lot of people living in Albany who work in office and administrative support nearly 24 percent, management occupations at just over eight percent, and sales jobs at under seven percent.

Because there are quite a few people attending college in Albany, it is thought of as a college townIn Albany, just under 12 percent of residents have at least a bachelor’s degree, which is a bit lower than the national average of nearly 22 percent for cities and towns.

The per capita income in Albany in 2010 was just under $21,000, which is a middle class income relative to Louisiana, and a modest income level relative to the rest of America. 

The recent census placed the population of Albany well within their maximum limits set by the USDA, and according to the census, many, if not all of this area could be eligible for government insured zero down payment home loans. A product designed to assist modest to middle class income earning home buyers in rural and semi-suburban areas for obtaining home ownership. 

The greatest number of Albany residents reports their race to be White, followed by Black or African-American. Important ancestries of people in Albany include Irish, English, French, German, Hungarian and Italian and the most common language spoken in Albany is English.

VISIT OUR LIVINGSTON & ST HELENA PARISHES LA

“HOMES FOR SALE” BOARDS

Livingston Homes for Sale

Acadian Trace – Canaan Land – Crossroad Estates – Destinys Acres

Holden – Meadow Circle – Sweet Pea Acres

FIND HOMES THROUGHOUT

LIVINGSTON & ST HELENA PARISHES LOUISIANA

HUD FORECLOSED HOMES FOR SALE IN LIVINGSTON & ST HELENA PARISHES LA

USDA RD HOMES FOR SALE IN LIVINGSTON & ST HELENA PARISHES LA

FIND FORECLOSURES IN & LIVINGSTON & ST HELENA PARISHES LA

FIND MORE FORECLOSURES IN LIVINGSTON & ST HELENA PARISHES LA

LOUISIANA HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.

START YOUR PATH TO HOME OWNERSHIP TODAY

70443 70711 70744 FNMA HomeStyle FNMA My Community Mortgage FHA One-Time Close Construction Portfolio or VA home loan Homes for Sale REO Short Sales FNMA HomePath Properties HUD Homes USDA RD Rural Development Homes Condominiums Co-Ops Townhomes Manufactured Homes Modular Homes Mobile Homes Log Homes Second Homes Investment Property 2-4 Family Custom Home Builders Custom Built Homes Luxury Homes General Contractors Home Improvement Experts Kitchen & Bathroom Renovations Real Estate Brokers & Agents Mortgage Lenders Federal Credit Unions Community Bankers Real Estate Listings Jumbo Investor Hard Money HARP HECM Equity Zero 3% 3.5% Portfolio Non-Warrantable Down Payment Assistance

70443 70711 Acadian Trace – Canaan Land – Crossroad Estates – Destinys Acres – Holden – Meadow Circle – Sweet Pea Acres

70443 LACOX DR 11263 Hwy 190 Cason Rd Riverwood Dr Cason Road Ext Reverend J White Rd Bennett Rd Crossover Rd Noto Rd Greer Ln Frank Ln Fralick Ray Ln Toney Rd Indian Creek Ln Piazza Rd 3rd St Sagona Tranquility Dr Dick Hodges Rd J W STILLEY CIR Mandella Rd Frank Murphy Rd RR 1 Leonard Ballard Rd Evans Rd Dickson Ln Highway 51 S Elbert Stewart Rd Charlotte Dr Clements Rd Faust Ln 8th St Mason Denver Ln Schiro Rd Sam Herring Rd Warren Ln Azalea Ln Railroad Ave Ernest Stilley Rd Ernest Stilley Rd 8th St Berry Bowl Rd DEER LAKE TRAIL DEER LANE TRAIL Michelli Rd Danna Rd Ivy Springs Dr Sweetwater Rd 2nd St Bluff Line Rd LA 442 LA HWY 441 RAYMOND RUSSELL RD SELDERS RD SELDERS ROAD Tom Williams Rd Triola Ln Richardson Rd Fontana Ln Cooksey Ln Harris Rd Ferina Ln Evans Rd Turkey Creek Rd Breaux Rd 51 Hwy 40/Third Hwy 51 Black Cat Rd Paradise Park Masonic Temple Dr Acey Allen Rd Alessi Rd Paradise Park HIGHWAY 40 WEST ISRAELITE CHURCH ROAD Mahogany Ln RAGUSA ROAD PURVIS RD Guerin Ln Mount Temple Church Rd Digiovanni Ln Alessi Rd Puls Rd Cherokee Trace Trl Ivy Whiddon Rd Robertson Rd Cherokee Trce Hwy 1065 Hwy Hall Ln Cooper Rd Horseshoe Rd Leto Ln Gulotta Ln George Mashon Rd Horseshoe Rd N Highland Trce Brickyard Rd Tiger Ave Tracey Ln Bill Stilley Rd Calhoun St Wilson St Bruno Ln Mahogany Rd Larussa Ln Labruzza Ln Stilley Rd Loria Ln Glendale Dr Durbin Rd Ford Ln George Rd Lamonica Rd Horseshoe Road Oak St Wesley Rd Maddox Rd Longleaf Dr Vaccaro St Distefano Ln Cypress St Ball Cooper Rd 6th St Vicari Rd Shady Ln Carter Purvis Rd Nell Lynn Ln Lathers Ln Highland Tr Marretta Ln Highway 1054 Allen St Highway 40 GUZZARDO LN Old Highway 40 Highway 40 E Albin Rd Highway 1063 Highway 1065 Highway 40 W Railroad Ave River Bend Dr Powell Dr Red Hill Rd Old Highway 51 Dixon Ln Railroad Ave DOMIANO LN Addison Rd Copperhead Rd Amato Ln Airline Ln 4th St Marion Maurer Ln Wall Rd Mary Kinchen Rd Highway 43 Hoppy Ln Cason Rd Fontana Ln Jacobsen Ln 5th St Carlton Ln Fontana Rd Ambassador Dr Webster St Hubert Stilley Rd Baker Rd DOUGHTY LN Mashon Rd FULTZ LN Highway 442 Hill Rd Hillary Ln Jackson Ln Highway 442 E LENOIR LN Leo Rd Leonard Chapel Rd Lewis Ln Nichols Dr Sessions Ln Tulane Ave Easley Rd Israelite Church Rd Sirchia Ln Barnes Rd Vilardo Ln Ragusa Rd VITRANO LN Cutrer Ln Black Cat Rd Jones Rd Frazier Ln Stewart Rd Viola Ln Maggio Rd Dimattia Ln Durbin Rd Alexander Rd J L Kinchen Rd Millenium Trl Pine St Hendry Rd Leon Wagner Rd Pine Grove Church Rd Finch Ln Abrams Rd School Rd River Wood Ln Starnes Rd Harrison Ln Garner Ln Wiggins Rd Mason Dever Ln Tom Dimm Ln Harrison Milton Ln Capace Rd Bennett Rd Lamarca Ln Lamarca St Kemp St Catfish Farm Rd Hano Rd Larussa Ln Mumphrey Rd Ridgecrest Dr Charles Sinagra Ave River Ridge Dr Barnett Rd Saragusa Rd 

70711 Hwy 43 North Hwy Leslie St Wagner Rd Tbd Jericho Dr Crain Rd Pea Ridge Rd Jericho Dr J Kinchen Rd Joe Lena St Charles King Rd 28864 Wagner Road Victor Hugo Ln James Chapel Rd N Eda Blunt Rd Karli Ln Longfellow Ln Tbd Julia St Fekete Rd Bates Rd Earl Jones Rd Deerwater Rd Vivian White Rd Herman Bankston Rd Lente Ln Leroy Shaffett Rd Boss Stewart Rd Etta Blount Rd Noah Ln Cafe Line Rd Sec 32 T5s R6e La Hwy Pea Ridge Rd Florida Blvd 29270 Gene Shaffett Lane Old C C Rd PO Box 29483 West St MONTPELIER RD Lonnie Ln ESCO WATTS RD J C STEWART Lavigne Ln Wade Russell Rd Amvets Rd Julia St Macon Dr Oak Dr Henry White Rd Firmin Farms Rd Tbd Bob Smith Rd Trappers Run Highway 190 28625 Lindsey Erin Ln Trappers Run Rd Jacob St Hwy 43 Parker Branch Rd J Wilson Rd Beregi St Prokop Rd C Stewart Cafe Line Rd Deaux Run Adagio Ln Evangeline Ln Symphony Dr Pine Dr Dogwood Ln Bates Pine Hill Dr Cousins Rd GARNER ST LA HWY 43 MARTIN PALMER RD PINEY WOODS RD Bob Smith Rd Forbes Rd PINE HILL DR RHODUS RD SYMPHONY DR Wiley St William Jones Rd Ross Trl Hutchinson Cemetary Rd Hutchinson Cemetery Rd La Highway 43 Gabriel Ln Brent Alan St Carpenter Rd Derald Murphy Rd Lowe Ln Mathes St NORTH CAFELINE J C Stewart Rd Pine Oak Dr Pit Stop Rd Sherwood Ln Stephanie Anne Ln Sziszak St Thompson St  pea ridge road Highway 43 L Cleveland Rd Carroll Rd Bankston Rd S Lindsey Erin Ln Starkey Rd Pea Ridge Rd 5 Lots 2.7 To 3.3 Acres Per Savannah Dr Harry Sherman Rd Mary Kinchen Rd Kinchen St La 43 Hwy

70744 Wisconsin Ln Country View Ln Kristi Ln EFFERSON RD Lake Brandy Dr Hoyt Ln Coker Vail Rd Abbott Stewart Rd Hwy 1036 Ginny Ln Deer Ln James Vaughn Rd Pine St Gill Rd Abbott Stewart La Hwy 441 Margaret Dr Doyle Rd Lakeview Ln Pierson Rd Jack Gill Rd James Chapel Rd N James Chapel Rd S Leroy Hano Rd Lake Sabrina Dr Hickory St H Rhodus Rd RR 1 Charles Methvien Rd D Hutchinson Rd Phillip Richardson Ln Dan Pierson Rd Lazy Lake Ln BLOUNT RD Richardson Dr Cherry Ln James Chapel Rd Annie Hano Rd Coy Kinchen Rd Oak Ln 190 Hwy M McLin Rd Courtney Ln La 42 Hwy Bahama Dr Edgar Mizell Rd LA HWY 1063 LANSDOWNE DR La 442 Hwy Broussard Rd L J Methvien Rd Denham Springs Tickfaw Acres Rd Lake Ora Dr La Hwy 1036 Cowart Rd Hood St Lakeview Dr 28484 Lindsay Tabor Rd Hancock Rd Weston Hano Rd Lard Rd Hob Hodges Rd Hopkins Rd Pecan St Woolery Ln Oak St Bennett Rd La Hwy 42 Hano Ln LA HWY 42 Onellion Rd Costanza Ln George White Rd Saucier Rd THIRD ST Lindsay Tabor Rd Pete Bankston Rd 27705 Margaret Dr Firetower Rd James Chapel Rd S John Barber Rd Shadow Lake Dr Shadow Lake Dr Eastwood Ln ARNETT RD Augusta Ln 5th St Bellwood Dr Curtis Williams Ln Chabina Ln ED JACKSON RD Duffy Ln Elsie Gill Rd ESCO WATTS RD LA HWY 43 HERMAN HUTCHINSON RD HOWARD VARNADO RD LOWER ROME RD Wh Rhodus Rd Mitchell Rd State Hwy RHODUS RD McCullen Rd Florida Blvd Firetower Rd Hwy 42 Sidney Woods Rd CHARLES HOLDEN RD Pete Smith Rd Lorin Wall Rd Henry Norred Rd Carl Hodges Rd Lee Field Rd 4th St Oak Aly Norred Rd PAMELA LN Collett Rd Dubois Rd Frank Ballard Rd Lezu Ln Peplow Rd Phillip Richardson Rd S MONTPELIER AVE Edna Kinchen Rd Mabel Ellen Ct Hwy 1036/Charles Holden Fir St Hoover Rd Hills Rd Jill Rd Durbin Ln Norma Jean Ln Whitehead Rd Hwy 441 Hurst Ln FOUNTAIN YOUNG RD Glynn King Rd Highway 1041 Highway 441 L L Ln Page Ln Scarle Ln T C King Ln Warner Ln Joe Johnson Rd MYRTLE ST La 1036 Hwy Riverlane Rd River View Ave La 441 Hwy Tickfaw Dr Hinson Rd Hull Ln Stafford Cemetery Rd Highway 1036 Ez Ln

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