The Home Buyer's Korner

Information presented should be used for educational purposes only.

June 14th, 2015

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GREATER WAIPAHU HAWAII

The Home Buyer’s Korner

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Plumbing & Water Conservation

energy efficient bathroomMost home owners these days look at their wilted lawns and either hate yard work or water rationing, which has become a common factor in everyday life. Home owners on the east coast have been feeling what the west coast had been experiencing for some time; we have seen our lakes dwindle into ponds. Many of us didn’t get it at first; we complained about watering restrictions, but as droughts expanded across the country everyone has come to realize that maybe we needed to adapt.

When the realization of water conservation sunk in, Americans began looking for ways to change. Obviously, we watered our lawns and gardens less and maybe we stopping letting the faucet flow when we brushed our teeth, but we knew that wasn’t far enough. We needed to look for and remedy the true water wasters and we need to start with the biggest water guzzler of them all, the bathroom.

From toilets to tubs, we use around 60% of our household water supply in the bathroom. Don’t worry though; there are a few changes each of us can tackle that can dramatically reduce consumption and use simple ways to finance those changes with a FHA 203K, HomeStyle Renovation Loans or the Energy Efficient Mortgage Programs.

Inefficient Toilets — Toilets guzzle nearly 27% of your household water supply every year. Older homes often have toilets that average nearly 3.5 GALLONS PER FLUSH! If you have one I suggest you get shopping. Newer low flow toilets consume less than a third of that outdated guzzler your have now. In fact, if you toilet is using more than 1.6 GPF then it is time to make a change.

Wasteful Showers —Showers can also be huge water wasters. Some systems can actually use 60 gallons per minute or more. Federal guidelines for a single head shower require 2.5 gallons per minute or less and you can take it even further by get purchasing new shower heads that only use 1.6 GPM.

Water Heaters — On average households waste 6.35 gallons of water per day waiting around for the water to heat up. Tankless/On Demand water heater eliminates the wait and you might even qualify for federal and/or state tax credits when purchasing one.

Faucets — While making water saving changes be sure to increase efficiency at the faucet. Most faucets run about 2.2 GPM or less, but newer models use an average of 1.5 GPM.

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HAWAII HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.

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