The Home Buyer's Korner

Information presented should be used for educational purposes only.

August 21st, 2015

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Kamehameha Hwy/Lumiauau St, Waipahu, Hawaii

lumiauau StKamehameha Hwy/Lumiauau St median real estate price is $561,461, which is more expensive than 44.5 percent of the neighborhoods in Hawaii and 92.5 percent of the neighborhoods in the U.S.

The average rental price in Kamehameha Hwy/Lumiauau St is currently $1,768 and the average rental cost in this neighborhood is higher than 61.5 percent of the neighborhoods in Hawaii.

This neighborhood has the distinction of having one of the lowest real estate vacancy rates of any neighborhood in America. With just 0.0% of the real estate vacant, this indicates an exceptionally strong demand for real estate in the Kamehameha Hwy/Lumiauau St neighborhood and/or an issue with creating enough supply for the demand. This could have the effect of increasing real estate prices, increasing supply to meet demand, or both.

Kamehameha Hwy/Lumiauau St is an urban neighborhood located in Waipahu, Hawaii and primarily made up of medium sized three or four bedroom) to large four, five or more bedroom single-family homes and small condominiums. Most of the residential real estate is owner occupied. Many of the residences in the Kamehameha Hwy/Lumiauau St neighborhood are established but not old, having been built between 1970 and 1999 with a number of residences built between 1940 and 1969.

Many things matter about a neighborhood, but the first thing most people notice is the way a neighborhood looks and its particular character. For example, one might notice whether the buildings all date from a certain time period or whether shop signs are in multiple languages. This particular neighborhood in Waipahu, the Kamehameha Hwy/Lumiauau St neighborhood, has some outstanding things about the way it looks and its way of life that are worth highlighting.

We Americans love our cars. Not only are they a necessity for most Americans due to the shape of our neighborhoods and the distances between where we live, work, shop, and go to school, but we also fancy them. As a result, most households in America have one, two, or three cars. The Kamehameha Hwy/Lumiauau St neighborhood has a highly unusual pattern of car ownership. Residents of this neighborhood must really love automobiles with 39.4 percent of the households here have four, five, or more cars. That is more cars per household than in 96.4 percent of the neighborhoods in the nation.

Your future neighbors in the Kamehameha Hwy/Lumiauau St neighborhood in Waipahu are well-to-do, making it among the 15 percent highest income neighborhoods in America and this neighborhood has a higher income than 87.7 percent of the neighborhoods in America.

In the Kamehameha Hwy/Lumiauau St neighborhood, 38.2 percent of the working population is employed in sales and service jobs, from major sales accounts, to working in fast food restaurants. The second most important occupational group in this neighborhood is manufacturing and laborer occupations, with 31.8 percent of the residents employed. Other residents here are employed in clerical, assistant, and tech support occupations at 18.5 percent and 11.4 percent in executive, management, and professional occupations.

Culture is shared/learned behavior. We learn it from our parents, their parents, our houses of worship and much of our culture – our learned behavior – comes from our ancestors. That is why ancestry and ethnicity can be so interesting and important to understand: places with concentrations of people of one or more ancestry often express those shared learned behaviors and this gives each neighborhood its own culture. Even different neighborhoods in the same city can have drastically different cultures.

In the Kamehameha Hwy/Lumiauau St neighborhood in Waipahu, Hawaii, residents most commonly identify their ethnicity or ancestry as Asian at 44.4 percent. There are also a number of people of Mexican ancestry at 5.3 percent  and residents who report Irish roots at 1.6 percent. Some of the residents are also of Swedish ancestry 1.5 percent, along with some German ancestry residents at 1.3 percent, among others. In addition, 18.3 percent of the residents of this neighborhood were born in another country.

The most common language spoken in the Kamehameha Hwy/Lumiauau St neighborhood is English, spoken by 72.6 percent of households and 12.4 percent of households spoke Tagalog, the first language of the Philippine region.

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FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

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Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks


The Conventional Alternative to FHA 203K

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Organizing your home shopping experience affords a wise decision-making process.

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