The Home Buyer's Korner

Information presented should be used for educational purposes only.

May 5th, 2015

Guy looking up in color

GREATER PEARL CITY HAWAII

The Home Buyer’s Korner

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BUILDING THE DREAM OF HOME OWNERSHIP

Picture2Pearl City is a medium-sized coastal town located in the state of Hawaii. With a population of 47,698 people and nine constituent neighborhoods, Pearl City is the second largest community in Hawaii.

Housing costs in Pearl City are among some of the highest in the nation, although real estate prices here don’t compare to real estate prices in the most expensive communities in Hawaii.

Unlike some towns, Pearl City isn’t mainly white or blue-collar. Instead, the most prevalent occupations for people in Pearl City are a mix of both white and blue-collar jobs. Overall, Pearl City is a town of sales and office workers, professionals and service providers. There are especially a lot of people living in Pearl City who work in office and administrative support at 18.82 percent, sales jobs at 9.97 percent and management occupations at 8.42 percent.

There are many members of the armed forces living in Pearl City. You will notice when you visit or live here that some of the people you meet or see around town are employed by the armed services, even if they are not always in uniform.

Also of interest is that Pearl City has more people living here who work in industries that require skills in computer science and mathematics than 95 percent of the places in the US.

One of the nice things about Pearl City is that it is nautical, which means that parts of it are somewhat historic and touch the ocean. Because of this, visitors and locals will often go to these areas to take in the scenery or to enjoy waterfront activities.

Although the majority of commuting trips in the town are by private automobile, Pearl City is somewhat unusual for a town of its size for having a substantial number of people who use public transportation. For a lot of people, the bus helps to get to and from their jobs every morning, which benefits everyone in the Pearl City area by reducing both traffic and air pollution.

The overall education level of Pearl City is somewhat higher than in the average US city of 21.84 percent with 28.86 percent of adults 25 and older in the town have at least a bachelor’s degree.

The per capita income in Pearl City in 2010 was $31,471, which is well-to-do relative to Hawaii and the nation. This equates to an annual income of $125,884 for a family of four.

Pearl City is an extremely ethnically-diverse town. The people who call Pearl City home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Pearl City residents report their race to be Asian, followed by White. Pearl City also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 10.49% of the town’s residents. The main ancestry of people in Pearl City is German.
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The languages spoken by people in Pearl City are also diverse. These are tabulated as the languages people preferentially speak when they are at home with their families. The most common language spoken in Pearl City is English. Other important languages spoken here include Japanese, Pacific Island languages, and Tagalog.

 

VISIT OUR GREATER PEARL CITY AREA

HOMES FOR SALE LISTINGS

Livingston Homes for Sale

FIND HOMES THROUGHOUT PEARL CITY HAWAII

HUD FORECLOSED HOMES IN & AROUND THE GREATER PEARL CITY HI AREA

USDA FORECLOSED HOMES IN & AROUND THE GREATER PEARL CITY HI AREA

FNMA HOMEPATH FORECLOSED HOMES IN & AROUND PEARL CITY HI

FIND MORE FORECLOSURES IN & AROUND PEARL CITY HI

HAWAII HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.

START YOUR PATH TO HOME OWNERSHIP TODAY

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