The Home Buyer's Korner

Information presented should be used for educational purposes only.

August 21st, 2015

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Hauula~Kaaawa~Punaluu, Hawaii

HauuauHauula, Kaaawa or Punaluu is a very small coastal town located in the state of Hawaii. With a population of 4,148 people and just one neighborhood, Hauula is the 30th largest community in Hawaii.

Housing costs in Hauula, Kaaawa or Punaluu are among some of the highest in the nation, although real estate prices here don’t compare to real estate prices in the most expensive communities in Hawaii.

Unlike some towns where white-collar or blue-collar occupations dominate the local economy, Hauula, Kaaawa or Punaluu is neither predominantly one nor the other. Instead, it has a mixed workforce of both white and blue-collar jobs. Overall, Hauula is a town of professionals, service providers and construction workers and builders. There are especially a lot of people living in Hauula who work in teaching at 16.40 percent, food service at 13.17 percent and management occupations at 8.80 percent.

One downside of living in Hauula, Kaaawa or Punaluu is that it can take a long time to commute to work. In Hauula, the average commute to work is 33.03 minutes, which is quite a bit higher than the national average. On the other hand, local public transit is widely used in the town, so leaving the car at home and taking transit is often a viable alternative.

In Hauula, a lot of people use the bus to get to work every day, though Hauula, Kaaawa or Punaluu is a relatively small town. Those that ride the bus are primarily traveling out of town to good jobs in other cities.

The overall education level of Hauula, Kaaawa or Punaluu citizens is substantially higher than the typical US community, as 29.30 percent of adults in Hauula have at least a bachelor’s degree, and the average American community has 21.84 percent.

Hauula, Kaaawa or Punaluu an extremely ethnically-diverse town. The people who call Hauula home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Hauula residents reports their race to be White, followed by Native Hawaiiam. Hauula also has a sizeable Hispanic population. People of Hispanic or Latino origin account for 11.56 percent of the town’s residents. Important ancestries of people in Hauula, Kaaawa or Punaluu include English, German, Irish, Dutch and Portuguese.

The most common language spoken in Hauula, Kaaawa or Punaluu is English. Other important languages spoken here include Pacific Island languages and Chinese.

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HOME OWNERSHIP TOOLS

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HOME OWNERSHIP TOOLS

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen, you will have the option

to “Create A Printable PDF of the Presentation”.

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