The Home Buyer's Korner

Information presented should be used for educational purposes only.

June 18th, 2015

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GREATER HONOLULU HAWAII

The Home Buyer’s Korner

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After The Home Inspection

Home InspectionFirst, off the top let me get this out. A home buyer that expects a used home to be delivered like it’s new construction would do better working with a builder and for some home buyers it’s the better choice. Existing homes have issues, some are minor and some major. The purpose of a home inspection is to find major defects that would cause the home buyer not to want to move forward with the transaction or at the very least have unknown needed repairs completed by the seller. A home inspection should never be held out as a negotiation tool, when it’s clear the issue is minor or indicates it could of very well gone unnoticed by the seller.

A home buyer who is under the false pretense that a home inspection is for the purpose of creating a “fix it list” is setting themselves up more than they may think. Most sellers are smart enough and rightly feel a home inspection is not the home buyers opportunity to change the agreed upon contract terms and both the buyer and seller should have approached the original negotiation process in good faith. Trust me, when I tell you when either party doesn’t, it has a way of surfacing.

If major problems are discovered that should be fixed, then that is a different story and the real purpose of a home inspection. There is a second aspect to a home inspection when you are purchasing a home.FHA, VA or USDA financing. These agencies are also concerned about health or safety issues and require the most minor safety issue be corrected before allowing the home buyer to close on the home purchase with government insured financing. For example a cracked window pane or missing screen isn’t a make or break issue, but all three agencies consider them both a safety concern requires them to be repaired or replaced.

When home buyers start to over step their bounds, that’s when real estate transactions often go sour. Buying and selling a home is all about being reasonable. It very important that a home buyer takes the time to complete their own personal home inspection before making an offer and include any repairs noticed in their offer to purchase. An example would be seeing missing tile or if the seller pointed out in a disclosure statement a particular issue. For goodness sake, don’t ask the seller to fix an issue that was disclosed and you were aware of just because the home inspection pointed it out, unless the lender requires it. Most real estate agents have these lender issued covered and including a dollar amount the seller is willing to pay for required lender repairs. So remember, it’s all about being reasonable and well informed for a great closing to occur for both the home buyer and seller.

If you are selling your home and a repair issue comes up and you know neither you or the home buyer couldn’t possibly of been aware of the issue offer a repair or offer closing cost credit; or even a price reductions whenever possible. Negotiating home inspection issues are not an easy item to deal with. They are unexpected, but do happen and what you should be shooting for as a seller is to close on schedule.

There is simply too much stress and uncertainty in putting yourself on the line for repair work if you can avoid it, but remember it might be a lender issue and the only solution is to fix it or cancel the contract. Lenders can’t negotiate what Congress has mandated and FHA, USDA or VA loans are designed by congressional acts! That said, if it isn’t a needed repair, human nature comes into play and your home buyer is likely to be extremely picky about the quality of the work. You could wind up being asked for even more work if he or she is unhappy and seller credit or a price reductions allows you to sell, while avoiding that headache.

It is easy to see how you would be opening yourself up to a lot of stress here. Let’s say the roof has wind damage that the home buyer demands it be fixed. You agree that repairs need to be made and offer to have them done before the closing takes place. Two things can happen:

  1. The repairs take longer than expected and delays the closing if the home buyer or possibly the lender will not agree to an escrow hold back, or
  2. The shingles are newer and the home buyer doesn’t like with way the new shingle stand out. God forbid they now want the whole roof replaced. I can assure you some home buyer don’t mean to be picky, but it happens and aren’t aware they are asking for a $10,000 cosmetic repair. You know what they say, Sh#t happens, so avoid them with a credit when you can.

Most states have provisions in their state approved purchase agreements where the seller isn’t liable for any further costs in a situation like this, but you also just put yourself through a lot of unnecessary anxiety. Avoid the anxiety by providing an estimated cost of repairs by a licensed professional and offer a credit on the sale, unless your home buyer is using FHA, USDA or VA financing, in which you’ll have to complete the repairs before closing or get the lender to accept an escrow hold-back. The later being the better choice. This way the home buyer selects their contractor and deals with the consequences, while you can move on with your life.

In many states a seller is not obligated to repair their homes defects, as long as they are disclosed upfront and honest through the course of the sale. However, you also want to sell the house to a home buyer that is willing to pay what you want. Seller need to be to negotiable in most any type of markets and repairs are one area where this is a must. I can’t stress this enough, discuss any and all know issues you are aware of about your home with your real estate agent before you agree to listing it. They’re professionals and know about any issue you could possibly have and there to represent your best interest and they do! Accepting their advice is the least fool heart thing you can do.

All this being said, just because you must negotiate and spend a little money to sell, no one should be expect you to give in to every single demand. Haggling is an art not everyone is effective at and you need a real estate agent that knows how to represent you in this all too often difficult process. When you hire a real estate agent they know the value of what you are trading and are looking out for your bottom line. This is another one of those times where having an exceptional real estate agent in your corner really comes in handy.

In practical terms, this means focusing on what is best for you. There can be countless things that possibly needs repairing; some big, some small. You shouldn’t be expected to take care of them all, but you may need to take care of some.

If a home buyer approaches you with a list of issues, hopefully it’s reasonable and probably is, but it could be something like cracked tile in the kitchen and obvious when they viewed your home. Hopefully you didn’t cover it with a rug. As long as the lender isn’t requiring it to be repaired it’s an item that any reasonable person would assume was already negotiated in the original sales price and not subject to repair. Leaking pipes in basement, however is an altogether other issue and you probably need to address it by getting it fixed or offering the best of solutions with a closing credit.

Most small problems can be addressed by a contractor for a reasonable cost and this is where you have to decide your strategy. Which will cost you less? Which things are you willing to do? Will a particular situation be costly, like replacing heating and air conditioning unit? You may really want to avoid replacing the system, since it’s going to be expensive and the unit still has a few more years left in it. And you do not really feel like you should be responsible for it. If this is the case, offer to do all the other smaller repairs on the list. You can even explain that the old unit is the result of buying an older home and you are selling at a price that reflects this, but if you’re trying to use this excuse and it’s not reasonable it probably going to show up in the appraised and now you have a new issue to deal with. Again, things have a way of coming to light when you aren’t being upfront. Make it understood that you are willing to do a lot, but there is only so much you can reasonably asked to do.

For the sellers reading this post let me end with a few items to remember.

  1. Over the years you probable have become so comfortable with your nest you never stop to take a hard look around to see if it has some twigs that need fixing. Doing a once over of your home before putting it on the market really makes a difference!
  2. Navigating your way through the home inspection process is important. Don’t become stubborn! Take care of issues that are sure to come up again with a different set of home buyers and don’t try to negotiate with a lender requiring repairs; it simply isn’t going to happen unless you can set up a congressional hearing.
  3. It’s important to recognize problems that will be issues with anyone and deal with them. Unless it is an incredibly strong sellers’ market, where you can get away with telling a buyer they need to take the home “as is” and have cash in hand make sure you are reasonable. Doing so leads to happy days ahead and it begins with shaking hands with your home buyer at the closing table.

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HAWAII HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

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Great for Real Estate Investors and Second Home Renovations

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A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

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96817 Honolulu OLOMEA ST OLOMEA ST Olona Ln Luka St Emmeluth Ln Emmeluth Ln Kepola Pl Mason Pl LANUI PL Lanui Pl River St Iliahi St ILIMA DR Ilima Dr Nuuanu Ave Park St Momolio St Hanai Loop Sereno St Hanalima Pl HANANA PL Hanana Pl DAYTON LN Analu St Lanakila Avenue APAKI ST Pahili Rd Apaki St Liliha St Liliha Court Ln LILIHA PL Liliha St PAHOEHOE PL Pahoehoe Pl Gartley Pl NAIO ST Naio St Kalepa Pl Dayton Ln Nakele St McNeill St Kalikimaka St Puunani Place Craigside Pl Nalanui St Apio Ln VINEYARD BLVD Vineyard Blvd Paina St NAMAUU DR Namauu Dr Keaeloa Ln Iwilei Rd Kealakai St KEALIA DR Kealia Dr Huene St Kaluhikai Ln Kaluhikai Ln Nanaina Pl KAM HWY ROOKE AVE Rooke Ave Kama Ln Kamaaina Dr Twin View Dr Kamaaina Pl Kamaka Ln Akamu Pl Kamalii St Matzie Ln Akepo Ln Puu Paka Dr Panalaau St Puuhue Pl PUUMELE PL Puumele Pl PUUNANI PL Puunani Pl Puunui Ave Lee Pl Ragsdale Pl Paui Pl Alewa Dr Alewa Dr Alewa Pl Kimo Dr Maalaea Rd Beretania St Beretania St D1a Lanakila Ave Kamuela Pl PIKAKE PL Pikake Pl Hemolele Pl Maui St Holelua Pl Laimi Rd Kanani Pl KUALONO ST Kualono St Mauliola Pl Muliwai Ln Houghtailing Street HALONA ST Halona Pl Halona St McCandless Ln McCandless Ln MAO LN Mao Ln Maunakea St HOUGHTAILING ST Houghtailing St Rawlins Ln PALA ST Stillman Ln Kuakini St ALA KIMO DR Ala Kimo Dr Hotel St AULD LN Pala St Auld Ln Lowell Pl Aulii St Aulii St Hoomaikai St Gregory St Hau St Kuipaakea Ln Aumoae St HOLOKAHANA LN Robello Ln Aupuni St Kula St Kanoa St JACK LN Palama St Palamea Ln Malua Dr BARBERS POINT ACCS RD Palapala Pl KUNAWAI LN Kunawai Ln Jack Ln MAPU LN Mapu Ln HUINA ST Huina St MAMALAHOA PL Mamalahoa Pl MAMALU PL Mamalu Pl Mamalu St Waokanaka Pl Waokanaka Pl Waokanaka St Mawae Pl Waolani Ave POHAKU ST Pohaku Pl Pohaku St KUPU PL Kupu Pl Kaohinani Dr Kaohinani Dr Alakawa St Bates St KAPALAMA AVE Kapalama Ave Huli St  Makalapua Pl FOR RENT PANUI ST Wolter Ln Panui St PALI HWY Pali Hwy Palimalu Dr Bernice St Kapua Ln SKYLINE DR Bates St Elena St NUUANU PALI DR Nuuanu Ave NUUANU AVE ANALU ST Palama St Waipa Ln Honolulu Hi Hinalo Pl PUU PAKA Simon Rd WAIHELUA RD KAM HWY Wong Ln Aloha Aina Pl KAIHELENA PL Austin Ln LOPEKA PL Hoaloha Place Lopez Ln Hillcrest St ALOKELE ST Alokele St YAMADA LN Yamada Ln Lopez Ln Country Club Rd SHERMAN PARK PL SHERMAN PARK PL KUHIO HWY Niniko Pl Judd St Nuuanu Ave Niolopa Pl Niolopua Dr Alaneo St Kuakini St Moanawai Pl Stream Dr Alani St Skyline Dr Watson Pl Frog Ln KEKAU PL Kekau Pl Homelani Pl WINANT ST Winant St Waiakamilo Rd Ehako Pl Eheu St WAIHEE ST Akau Ln Waihee St Waikahalulu Ln Puunui Ave Hawaii St Hiram Ln BANYAN ST LANE Laa Ln Old Palama St Old Pali Rd Old Pali Pl Old Pali Rd Oo Ln Banyan St Sing Loy Ln WAIPA LN Waipa Ln Mason Pl Kiapu Pl Io Ln Long Ln Huna St PUA LN Pua Ln Brigham St SCHOOL ST Meleana Pl School St Pine St MORRIS McNeill St Henry St Alika Ave Ekekela St Ekekela Pl Iao Ln Luakini Pl Mahalo St Luakini St Laki Rd Lakimela Ln Nimitz Hwy Nu Pl Dillingham Blvd JUDD ST Judd St Hialoa St Poli Hiwa Pl Hikina Ln Craigside Judd St Hoaloha Pl Hoapili Ln BURBANK ST Morris Ln Haka Dr Hakumele Pl Kilakila Dr Hala Dr Kohou St Burbank St 29 Hillcrest St FOR RENT Halapia Pl Easy St Wood St KOKEA ST Kokea St Allan Pl Judd St Monte Cooke Pl Aala St Bachelot St PUIWA RD Puiwa Ln Puiwa Rd Craigside 2101 Nuuanu Ave College Walk Peter Buck St Naio St Dow St Park Pl Pulelehua Way Rosebank Pl Huake Pl Konia St Olaa Pl MAKALAPUA PL Makalapua Pl Olalahina Pl Easy St Makanani Dr Makanani Dr KING KING ST King St Nuuanu Pali Dr For Rent Polohi Pl Polohilani Pl Polohinano Pl Polohiwa Pl Makuahine St Makuahine Pl Makuahine St Makuakane Pl Makuakane St Momolio St Ahi Pl Ahiahi St Ahipuu St Eu Ln KAAUWAI PL Kaauwai Pl Peterson Ln Lei Rd Kaauwai Pl For Sale Hone Ln Mahalo St Walea Pl NUUANU Nuuanu Ave NUUANU PALI DR Malanai Pl PUNA ST Puna St KUAKINI ST Kuakini St Kukui St Noble Ln MUTUAL LN COELHO WAY Coelho Way Kaena Ln Kauai St Klebahn Pl Kahawalu Dr KAUMAILUNA PL Kaumailuna Pl Kaumualii St Judd St Lolena Pl Lolena St SCHOOL ST Aipaako St Dowsett Ave Ihe St IHOLENA ST Iholena Pl Iholena St Kawaiiki Pl Robinson Ln KAWANANAKOA PL Kawananakoa Pl Kaikuahine St Kaikuahine St Kaikunane Loop WYLLIE ST Wyllie Pl Wyllie St Lanai St LANAKILA AVE Lanakila Ave McGregor Ln AHIAHI PL KANOA ST KEPOLA PL LAA LN PALAMEA LN LOI KALO SING LOY LN Kaimuohema Pl Malino Pl Mcgrew Ln Pelekane Dr Keola St Keolewa Pl Keolewa Pl KEONAONA ST Keonaona St

96818 Honolulu Moanalua Rdg Wiliki Dr Anapa St Holapa St Likini St Tinker Ave Keaka Dr Manuwa Dr Puuku Makai Dr Puuku Mauka Dr Piikea Pl Piikea St 20th St Honohono St Haloa Dr Ala Akulikuli St Ala Alii St Ala Aloalo Pl Ala Aloalo St Pakini St Wanaka St Ala Aupaka Pl Ala Awapuhi Pl Ala Hahanui St Ala Hapuu Pl Ala Hapuu St Ala Haukulu Pl Ala Haukulu St Ala Hinalo Pl Ala Hinalo St Ala Hinano Pl Ala Ilima St Ala Kamaile St Ala Kapua Pl Ala Kapua St Ala Kika Pl Ala Kopiko Pl Ala Kopiko St Ala Laulani St Ala Lehua Pl Ala Lehua St Ala Leie Pl Ala Leie St Ala Leleu St Ala Lilia St Ala Lilikoi PlAla Lonomea St Ala Makahala Pl Ala Nanala St Ala Nanu St Ala Napuaa Pl Ala Napunani Ala Naupaka St Ala Nioi Pl Ala Noni Pl Ala Oli St Ala Oliko Pl Ala Oloa Pl Ala Opeha Pl Ala Pili Loop Ala Pili Pl Ala Poha Pl Ala Puaala Pl Ala Puaala Way Ala Puawa Pl Ala Pue Pl Ala Punene Pl ALA PUUMALU PL Ala Puumalu St Ala Ulike Pl Ala Ilima St Kukila Pl Kukila St Halupa St Palahinu Pl Mananai Pl Maluna St Valkenburgh St Hulakui Dr 7TH ST Ala Nanala St BOUGAINVILLE DR 8TH ST MANANAI PL Mananai Pl BOUGAINVILLE DR Mananai Pl KAHAKAI RD 18th St 19th St Signer Blvd 3161 Ala Ilima Moreell St MOANALUA RD Main St Aliamanu Pl Aliamanu St Likini St Laakea Pl Laakea St 1ST ST Puanakau St Ala Ilima St Luaole Pl Luaole St Luapele Dr Luapele Pl Ala Napunani St Mahie Pl Mahie St Main St Uila St Ukali St Ukana St Hakupapa St Olino St Wawe Pl Opua St Salt Lake Blvd Makaala St Ala Ilima St Olaloa St Epukane St Lehia St Ala Ilima St Loina Pl Naulu Pl Punihi St Aila St Puolo Dr Kahikolu Pl Kahikolu Way Likini St KAM HWY Molehu Dr Molina St ALA LILIKOI ST KAM MOANALUA RD LIKINI ST WANAKA ST SALT LAKE BLVD RADFORD DR

96819 Honolulu Emmeline Pl Pio Pl Pio Pl Waterhouse St Beckley St Beckley Pl Beckley St Laulani St KALAEPAA DR Kalaepaa Dr LUKELA LN Lukela Ln Laumaile St Kalena Dr Kalama Rd Kalama Rd Kalani St Kalania Pl WILSON ST Kale Pl LAGOON DR Pahukui St Pahulu St OWAWA ST Owawa St Iwaho Pl KALIHI ST Kalihi St Colburn St Nakuina St Nalani St NALANIEHA ST Nalanieha St Wilcox Ln Iluna Pl Owen St KINO Owene Ln Stanley St Huea Pl Kealoha Pl Kealoha St Kaluaopalena St Kam Iv Rd AKAHI ST Akahi St KAMANAIKI ST Kamanaiki St PUUHALE RD Puuhale Rd PUUKAPU ST PUUKAPU ST Kamehameha Hwy PUULOA RD Kamehameha Iv Rd AKINA Akina St Maalahi Pl Maalahi St Akone Pl Kamohoalii St Kamohoalii St Omilo Ln NOULO ST Kuapohaku Dr Kuahiwi Way Haaliki St Apona St Kuapapa Pl Kuapohaku Dr Wilson Pl Nene St Lakapu St Kini Pl Ala Amoamo Pl Ala Amoamo St Ala Aolani Pl Ala Aolani St Ala Aoloa Pl Ala Aoloa Loop Ala Aoloa Pl Hani Ln Hani Ln Ala Hekili Pl Ala Hoku Pl Ala Iolani Pl Ala Iolani St Ala Kapuna St Ala Kiao Pl Ala Kipa St Ala Kolopua St Ala Kula Pl Ala Lani Pl Ala Lani St Ala Mahamoe Pl ALA MAHAMOE ST Ala Mahina Pl Ala Makani Pl Ala Makani St Ala Makani Way Ala Noe Pl Ala Noe Way Ala Nolunolu St MEYERS ST Nanimauloa Pl Ala Uahi Pl Ala Uwila Pl Ala Waiopua St Kui Pl Hau St Kuikele Pl Kuikele Pl Kuikele St LIMA ST Lima St HAUIKI ST Hauiki St KULA KOLEA PL Kula Kolea Dr Kula Kolea Pl Meyers St Haumana Pl Kanoelani Rd Haupu Pl Factory St PALANEHE ST Palanehe Pl KINO ST Kino St Nimitz Hwy Adelaide St Poepoe Pl NIHI ST Adelaide St Nihi St Palena St Palena Pl Palena St HULALI PL Hulali Pl Mary St Ala Kapuna St Naopala Ln Pili Aloha Pl 2004B/C/D PUUKAPU ST Piliwai St Wilson St HOLUA WAY Holua Pl Holua Way Hart St Elua St ELUWENE ST PAPALI ST Eluwene St Papali Pl Papali St Manaiki Pl Self Ln Gulick Ave RICHARD LN 1728 Ahuula St FOR RENT Keha Pl Machado St Notley St ALA HOKU PL KALIHI ST ANUU PL PERRY ST MAKA IMOIMO ST Libby St KAAOHUAHUA PL Richard Ln Moanalualani Pl Linapuni St KAULANIAHEE PL Ala Kapuna St LINAPUNI MAHIMAHI RD Onipaa Pl Onipaa St EWA BCH PAPIPI MOANALUA Moanalua Rd Moanalualani Ct Moanalualani Pl Moanalualani Way MOANI ST Moani St ROSE ST ALA KAPUNA Ema Pl Wahine Pl Bannister Pl Ahihi Street Bannister St ANO LN Ano Ln Republican St WAIKAHE PL Waikahe Pl Unulau Pl Waikoae Rd Perry St Homerule St Wailele St Wailele St Hanu Ln Amelia St ASHFORD ST Kapalulu Pl Murphy St Merkle St Oheke Pl Amelia St Puaala Ln Puaala Ln Puanani Ln Meyers St School St Hiu St Silva St Linapuni St Farr Ln Farr Ln Maha Pl UAALAKAA ST Uaawa Pl Lakoloa Pl Mahani Loop Dillingham Blvd Mahaoo Pl Hihio Pl Dement St LALAMILO PL Lalamilo St Hiki St Pacheco St Uhu St Mahiole Pl Mahiole St OHU ST Ohu St Ukiuki Pl GULICK AVE Gulick Ave Haku Pl Haku St Hakuaina Pl Democrat St Ula St Ulana St Ulana Pl Ulana St GERTZ LN Gertz Ln Rose St Moelola Pl Numana Rd Numana Rd PULAA LN Pulaa Ln Rodgers Blvd Umalu Pl Pinkham St Kolopua St Monte St MIDDLE ST Umi St Horner St Arsenal Rd Horner St Ola Ln Ola Ln Kono Pl Kono St KING ST King St Harvey Ln Laniuma Rd Kopke St Fernandez St Ahihi St Poma Pl Lohilani St AHONUI ST Ahonui St Harvey Ln LEHUA ST Lehua St Ahu Ln Ahuahu Pl Laelae Way Ahuula St Anuu Pl Hoe St Hoenui St Koapaka St MIDDLE ST Kilohana St KILOHI ST Kilohi St KILOLANI PL Kilolani Pl VIOLET ST Kahaha St Kahai St Puolani St Puolani St Martin St Kamehameha Iv Rd For Sale JENNIE ST MARTIN ST STRM Kahanu St PUPUKEA HMST RD KAHAUIKI PL Kahauiki Pl Kahauiki St Lokelani St Ainapua St Jennie St Valley View Dr Likelike Hwy Nobrega St Halina St LEILANI ST Kaumualii St AOAO ST Leilani St Aoao Pl Aoao St Mokauea St Noe St VIOLET ST Kam Hwy Day Pl Alu Pl Alu St Kaili St Kawohi Pl KALIHI ST Lehua St Naai St A Beckley St Honolulu Hi ALA LANI Kalihi St Kamehameha Iv Rd EMMELINE PL King St LIKELIKE HWY Elliott St PILIWAI ST School St Maliu St PAPIPI

96822 Honolulu Huelani Pl Huelani Dr Huelani Pl Kamehameha Ave Parker Pl Clio St Poelua Pl Poelua St Haawale Pl Alekoki Pl Hoomaha Way Aleo Pl Hoonanea St Davenport Pl Peneku Pl Davenport St Pauma Pl Paumaka Pl Punahou Chalet Alexander St Papala St Kanu St Wilder Ave Kaonawai Pl Evelyn Ln Spencer St Makiki St Makiki St Vancouver Dr Pawaina Pl Pawaina St Pawale Pl Vancouver Pl Lower Rd Vista Pl Makiki St Hulu Pl Alexander St Victoria St Rainbow Dr Lowrey Ave Lowrey Ave LOWREY ST Hopena Way Mott Smith Dr Ualakaa Pl Ualakaa St Haena Dr Poki St Karratti Ln Hanupaoa Pl McCully St Anoai Pl Anoai Pl Koaniani Way Koaniani Way MAKALE A ST Uluwehi Pl Linohau Way Hunnewell St Hunnewell Pl HUNNEWELL ST Sonoma Pl Sonoma St Ferdinand Ave HAIKI PL Clark St Manoa Rd Manoa Rd Enos Ln HAIKI Ualakaa St UHINI PL WILDER AVE BEAUMONT WOODS Beaumont Woods Pl Manoa Rd Griffiths St Alihilani Pl Hillside Ave Kolomona Pl Kolowalu St Komaia Pl Komaia Dr Komaia Pl East Manoa Road Poloke Pl Pololei Pl Pensacola St Lipioma Way Makiki St Makiki Heights Dr Makiki Heights Rd MAKIKI HEIGHTS DR Makiki Pl Makiki St Lanihuli Dr Halekula Way Lanikaula St Halelani Dr Halelea Pl Halelena Pl Spreckels St Oliver St Malama Pl Rocky Hill Pl NEHOA PL Nehoa St Liholiho St Liholiho St Liholiho St Judd Hillside Rd JUDD HILLSIDE ST Leiloke Dr Prospect St Waakaua Pl Waakaua St Waaloa Pl Waaloa Way OLOPUA ST Lawa Pl Green St Kawika Pl Ahualani Pl Anuenue St Ventura St Keoni St Pawaina St Aina Lani Pl Aina Lani Way Nakiu Pl HASSINGER Hassinger St PROSPECT ST Aolani Pl Hiehie St Prospect St Lelehune Pl Dole St Metcalf St Puunanea Pl TOP DR Marques St Keahi St Keahi Pl Luna Pl Keahi St Woolsey Pl Piikoi Pl Piikoi St Keama Pl Lunalilo St Lunalilo St Wilder Ave KEEAUMOKU Beckwith St KEEAUMOKU ST Prospect Pl Ernest St Lunalilo St PROSPECT ST MAUNAIHI Magazine St Beckwith St KEEAUMOKU ST Ward Ave Pakanu Pl Pakanu St Anapuni St Lono Pl Lilo Pl Liloa Rise Damon St Kuahine Dr Mauna Pl Maunaihi Pl Maunalaha Rd Nanihale Pl Naniu Pl UNIVERSITY Keeaumoku St Keeaumoku Pl Keeaumoku St SEA VIEW AVE University Ave Wilder Ave PROSPECT ST Prospect St Seaview Ave Akaka Pl Wilder Ave Ward Ave Mott-Smith Dr MOTT SMITH DR Mott-Smith Dr Pilikino St Pililani Pl Dominis St Loomis St Kinohou Pl Kumu Pl Kumu St Halulu Way Kumukoa Pl Kumukoa St Kumulani Pl Kumulani St Kumuone St Kumuwai Pl Mamane Pl McKinley St One St Loomis St Oneele Pl MANAMANA PL Armstrong St Napuaa Pl Kewalo St Armstrong St Nipo St Waipuna Rise Wilder Ave Makiki Hts Dr Pinao Pl Pinao St Pinaoula Pl Pinaoula St Whitney St Terrace Dr Brown Way Hyde St Chamberlain St Puaena Pl CLEMENT ST HIPAWAI PL Heulu St Alani Dr Emekona Pl Melemele Pl ALAULA WAY Oahu Ave Oahu Ave Seaview Ave Atherton Rd Seaview Rise Atherton Rd Mahi Pl Puhala Rise Puhala Rise ROUND TOP DR Round Top Dr Round Top Ter Hoalu Pl Okika Pl Pulena Pl PULENA ST Mohala Way Farrington St Plumeria Pl KAWIKA PL Huapala St Anoai Pl Maile Way Punahou St Nehoa St MANOA RD Kaaipu Ave Loi St Kaala Pl Kaala St Kaala Way Wilder Ave KAAMALIO DR Kaamalio Dr Cooper Rd Kahaloa Dr Kahaloa Dr Kahaloa Pl Vancouver Dr Kahawai St Anela Pl Kahewai Pl Artesian Way Moku Pl Doris Pl Loulu St Kahiwa Pl Woodlawn Dr Loulu St Prospect St Lewalani Dr Lewalani Dr Avon Way Kaihee St Alexander St Pamakani Pl Woodlawn Dr Momi Way TANTALUS DR  Kakela Dr Tantalus Dr Kakela Iki Pl Kakela Pl Kalaiopua Pl Awapuhi St Woodlawn Terrace Pl Thurston Ave Aina Lani Way Judd Hillside Rd Round Top Dr Kalawahine Pl Kalawahine Pl Kalawao Pl Kalawao St Pamoa Rd Kalehua St Dole St Continental Plaza Lunalilo St Pipa Pl Puu Kakea Pl Puu Nanea Pl Puualii Pl Puuhonua St Paty Dr Kaloa Way KALOALUIKI PL Kaloaluiki St

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