The Home Buyer's Korner

Information presented should be used for educational purposes only.

May 13th, 2015

Guy looking up in color

GREATER EWA BEACH HAWAII

The Home Buyer’s Korner

Google+ RE Community

Google+ Mortgage Lender Community

Google+ General Contractor Communities

 Newly Manufactured & Modular Home Ownership Tools

FHA One Time Close

The General Contractor/Retail Dealer Role

Many of our network members offer the FHA One Time Close and it’s an ideal tool for general contractors to share with their customers considering building a manufactured or modular home on site. 

Since the permanent loan is closed before construction begins, there is no “requalifying” of the home owner when it is time for conversion of the construction loan to the permanent loan. The FHA One Time Close is just one more tool general contractors should become familiar with as manufactured and modular housing becomes an even more attractive alternative for affordable housing. 

We’ll touch on several interesting features about the FHA One Time Close and encourage you to find out more by networking with any one of our members in your area. 

First and foremost the FHA One Time Close is going to be insured by FHA, therefore home buyers need to meet the same credit, appraisal and income requirements just like when purchasing an existing residence.  If you happen to own the land, you can use the equity for all or part of the 3.5 percent investment or down payment requirements required by FHA.  Other benefits of this program are:

  1. Reduced total cost due to only one closing;
  2. Reduces interest rate risk;
  3. No payments due from the home buyer during construction;
  4. The home buyer’s first payment begins once construction is complete;
  5. No Credit, document or appraisal expiration once the loan closes;
  6. No re-qualification of for home buyers once construction is complete;
  7. General contractors/retailers are allowed staged funding draws during construction based on line-item percentage completion.

Once approved the lenders focusing is directed to the general contractor because the loan is more than a simple FHA home loan.  It’s your home installation tool and begins to work a lot like an FHA 203K renovation loan, but has some differences.   

Blue Modular HouseIt has a lot of great bells and whistles both the home buyer and general contractor will enjoy. For example, since this is a true one close, worrying about permanent financing or a second signing is eliminated.  

At closing, the title company will if necessary pay the land seller off with an initial draw. Additionally if the manufactured/modular home has been built and a factory invoice is available, the general contractors/retailer can request that the factory or their floor plan source be paid at closing as well. 

Once approved your lender will formally advise you and the general contractor/retailer with a Letter of Commencement informing everyone that the loan has closed, loan documents have been recorded and construction can begin. Often these letters detail instructions and a list of specific items and forms required prior to any release of any draws. 

In most cases on manufactured/modular homes, the general contractors/retailer is allowed up to 3 interim draws after closing including the final draw. Upon receipt of a request by the general contractors/retailer for a construction draw, your lender most likely will order an inspection of the construction project by an approved agent. The inspector will inspect the property, take photographs, and forward the report to your lender. Upon receipt of the inspection report, the lender will match the report with the manufactured/modular home construction cost breakdown to determine the draw amount. All draws are normally based on a line item percentage of completion and wired to the title agent you have been working with since closing for disbursement. 

Prior to closing general contractors/retailers need to provide several items about the home to the lender. 

As the general contractor/retailer, they need to always have available the following documents for the lender once you have made your home selection. 

  1. Structural Engineer Certified Foundation Plans: Per HUD, the plans must be site specific, stamped by an engineer licensed within the state, and comment that provided the foundation is installed per the plans that it will meet HUD Permanent Foundations Guide for Manufactured Housing. (FHA Loan and Manufactured Home Only)
  2. Proposed Plot Plan signed by the general/contractor/retailer: Must show proposed placement of the home with well and septic on the property and distances between each.
  3. Permits: Building, Well, and Septic (when available)
  4. Subcontractor Bids: Foundation, Well, and Septic (if available) 

The General Contractor/Retailer will most likely be asked to submit the completed and executed items for review and approval: 

  1. General Contractor/Builder Summary Application
  2. Contractor’s Performance Agreement
  3. Disbursement Instructions
  4. Copy of General Contractor’s/Dealer’s State License
  5. Evidence of General Liability Insurance (or signed and notarized Indemnity Agreement between the home buyer and general contractor/retailer.
  6. Evidence of Worker’s Compensation Insurance (or written statement from the general contractor/retailer as to why you are not required to carry it)
  7. Evidence of Dealer’s Open Lot Insurance Policy, reflecting the lender’s legal name, its Successors and/or Assigns” as a Loss Payee, otherwise, an individual Builder’s Risk Policy will normally be required. 

Gray ModularA Sales Contract for a new construction always seems to have an undisclosed final sale price and lenders look at several items to determine a sale price they are willing to work with, so it’s important to work with an experienced FHA One Time Close lender. The best way to get your relationship started off right is to provide your loan officer with a set of documents, so they can assist you in coming up with a sales price everyone understands and can work with.  Be prepared to offer your loan officer a preliminary cost for home improvements and land.  You loan officer can then issue a pre-approval letter and disclose costs of the loan transaction, so your general contractor/retailer can write the exact amount for the contract based on the cost of the transaction. 

You should be ready to provide your loan officer several documents to get your home loan application in process.  Work with your general contractor/retailer while gathering them up and going over them together before submitting them to your lender.  

  1. Manufactured/Modular Home Construction Cost Breakdown – This is the site improvements budget. It is imperative that it be filled out accurately.  This form is used to determine draw amounts and also lets the construction underwriter know that the general contractor/retailer has included all improvements necessary to finish the construction of the home. All construction draws are based on a line item percentage of completion matched with this form.
  2. Land Contract between land seller and home buyer or copy of your deed if you already owns the land.
  3. Purchase Agreement or Earnest Money Contract between retailer and home buyer for home and improvements.
  4. Manufactured/Modular Home Floor Plan and Manufacturer’s Specifications.
  5. Builder’s Certification with all applicable boxes checked including #2-7 and #8 if a Manufactured Home.

Be Prepared to Provide Your Lender with Draw Document to Fund Your Project Fast. 

Site Improvement Draws ~ This draw is for any completed interim improvements. This draw should not be requested until the foundation is complete.

Funds that are normally included in this disbursement are: 

  1. Completed site improvements verified by the interim inspection report.
  2. General contractor/retailer will be paid for work in place in an amount not to exceed the stated line amount on the Manufactured/Modular Home Construction Cost Breakdown. 

The following documents may be required for the Site Improvement Draw: 

  1. Foundation survey (if applicable)
  2. Building Permit or Letter from the Municipality stating that a building permit is not required (if applicable) 

Manufactured/Modular Home Draw

This draw is used to pay off the Retailer’s floor plan financing source or Manufacturer’s invoice (if not previously paid at closing). If desired it may also include payment of any site improvements that were not addressed in a previous draw provided the requirements of the Site Improvement Draw have been met. 

This draw will consist of the following: 

  1. Retailer’s cost of the home from manufacturer’s invoice or floor plan financing payoff statement (if not previously paid at closing).
  2. Completed site improvements verified by the interim inspection report that were not addressed in the previous Site Improvement Draw. 

The following requirements will mostly likely need to be met before disbursing funds at this stage: 

  1. Manufacturer’s Invoice or Floor plan Financing Source’s Payoff Statement on new unit(s) with the amount of the floor plan payoff, mailing address, wire instructions (if applicable), and serial numbers of the unit(s). 

From this draw’s proceeds, your title agent will most likely be instructed to pay off the Retailer’s cost of the Home (from manufacturer’s invoice or floor plan financing payoff statement) directly to the Manufacturer/Floor plan Finance Source. The balance is normally disbursed to the general contractor. If site improvements are also being paid with this draw the general contractor/retailer will mostly be paid for work in place for an amount not to exceed the stated line amount on the Manufactured/Modular Home Construction Cost Breakdown. 

Visit Us On Pinterest

Visit Us On Pinterest

The final draw funds all remaining completed improvements normally represents at least 20% of the construction contract/purchase agreement. The general contractor/retailer should advise the Lender’s Construction Servicing Department when the project is complete, so they can order the final inspection. The general contractor/retailer can provide these items the lender will mostly likely request in one form or another.: 

1. Affidavit of Commencement (Texas Only)

2. Affidavit of Completion and Indemnity

3. Affidavit of Completion and Acceptance

4. Final Waiver and Release of Lien

5. Borrower’s Certification 

6. Final Survey showing home location and improvements (if required)

7. Initial Inspection (commonly referred to as an Open Hole or Prepour Inspection) completed by HUD Fee Inspector or Evidence of a 10 Year Warranty 

8. HUD-NPCA-99-A: Subterranean Termite Treatment Builders Certification and Guarantee completed by the general contractor/retailer 

9. HUD-NPCA-99-B: New Construction Subterranean Termite Soil Treatment Record completed by a pest control company (if Soil Treatment is used) 

10. HUD Acceptable Water Well Test Results including Lead, Nitrates, Nitrites, Total Coliforms, and E.Coli/Fecal Coliforms (if Private Well) 

11. Local Authority Approval and/or Final Inspection of Individual Septic System 

12. HUD 92544: Warranty of Completion 

Upon receipt the lender should order the Final Inspection by an approved HUD Free Inspector and confirm the property is complete. 

So that’s what’s involved when including the FHA One Time Close. I hope it helps you with your dream of home ownership. 

VISIT OUR GREATER EWA BEACH AREA

HOMES FOR SALE LISTINGS

Livingston Homes for Sale

FIND HOMES THROUGHOUT EWA BEACH HAWAII

HUD FORECLOSED HOMES IN & AROUND THE GREATER EWA BEACH HI AREA

USDA FORECLOSED HOMES IN & AROUND THE GREATER EWA BEACH HI AREA

FNMA HOMEPATH FORECLOSED HOMES IN & AROUND EWA BEACH HI

FIND MORE FORECLOSURES IN & AROUND EWA BEACH HI

HAWAII HOME OWNERSHIP TOOLS

Your Home Purchasing or Refinancing & Renovation Tools,

Home Improvements, Home Renovations,

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase.

Here are just a few of the home improvements

you might consider with any Home Renovation loan

Repair or replace a roof

Install, replace or repair gutters and downspouts

Replace, repair or upgrade your HVAC system

Repair or replace plumbing

Install, repair or replace electrical systems

Kitchen remodeling (including the purchase and installation of appliances)

Bathroom remodeling, Full interior painting, Total exterior painting

Repair or replace a septic system and/or well

Disability access (wheelchair ramp, elevator, widen doorways)

Build, repair or replace deck, patio or porch

Basement waterproofing and finishing

Abatement/Stabilization of lead-based paint hazards

Replace old windows, Room additions, Finish an attic

Add a second story to your home

Replace a termite damaged sill plate (a water-damaged sill plate also)

Possible landscaping items such as correction of grading & drainage problems,

tree removal, repair a driveway and sidewalks

FHA 203K

Your Home Purchasing or Refinancing & Renovation Tool

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

FANNIE MAE HOMESTYLE

The Conventional Alternative to FHA 203K

Great for Real Estate Investors and Second Home Renovations

Mortgage Loan Officers, Real Estate Agents & General Contractors

are ready to assist you with your home purchase

USDA RURAL DEVELOPMENT

Up to $10K for Home Improvements, Renovations or a Simple Remodel

Mortgage Loan Officers, Real Estate Agents & General Contractors are ready to assist you

A SIMPLE HOME SHOPPING INSPECTION TOOL

Organizing your home shopping experience affords a wise decision-making process.

This simple home inspection tool makes your ultimate buying decision a smart one.

To print this document click on “Open in New Window” located at the lower right corner;

click on “File”; then click on “Print”. In the center of the screen you will

have the option to “Create A Printable PDF of the Presentation”.

START YOUR PATH TO HOME OWNERSHIP TODAY

FNMA HomeStyle FNMA My Community Mortgage FHA One-Time Close Construction Portfolio or VA home loan Homes for Sale REO Short Sales FNMA HomePath Properties HUD Homes USDA Homes Condominiums Co-OpsTownhomes Manufactured Homes Modular Homes Mobile Homes Log Homes Second Homes Investment Property 2-4 Family Custom Home Builders Custom Built Homes Luxury Homes General Contractors Home Improvement Experts Kitchen & Bathroom Renovations Real Estate Brokers & Agents Mortgage Lenders Federal Credit Unions Community Bankers Ewa Beach Ewa Gentry Haleakea Estates Hu’elani Estates Kapilani Estates Kealohi Kai Estates Kula Lei Estates Latitudes-Sandalwood Estates Ocean Pointe Estates Soda Creek Estates Ewa Ewa Gentry Ewa Villages Fernandez Village Honouliuli Iroquois Point Kapolei Lower Village Pu’uloa Renton Village Sisal Tenney Village Varona Village Watertown West Loch Estates AG/INDL/NAVY Campbell Industrial Park Ewa Gentry Alii Court Ewa Gentry Carriages Ewa Gentry Fiesta/Del Verde Ewa Gentry Kula Lei Ewa Gentry Laulani-Tides Ewa Gentry Lombard Way Ewa Gentry Prescott Ewa Gentry Soda Creek Ewa Gentry Sun Terra Ewa Gentry Terrazza Ewa Gentry Tuscany II Ewa Beach Ewa Gentry Alii cover Ewa Gentry Cortebella Ewa Gentry Las Brisas Ewa Gentry Laulani-Trades Ewa Gentry Meridian Ewa Gentry Sandelwood Ewa Gentry Sonoma Ewa Gentry Sun Terra On The Park Ewa Gentry Tiburon Ewa Gentry Woodbridge Ewa Gentry Ewa Gentry Breakers Ewa Gentry Cypress Point Ewa Gentry Haleakea Ewa Gentry Lattitudes Ewa Gentry Montecito-Tuscany Ewa Gentry Sea Breeze Ewa Gentry Sumerhill Ewa Gentry Sun Terra South Ewa Gentry Trovare Ewa Villages Hawaiian Homes Land Hoakalei Kipuka Hoakalei Ka Makana Hoakalei Kuapapa Hoakalei-Ka Mankana Huelani Kapolei Kapolei-Aeloa Kapolei-Mehana-KuKuna Kapolei-Knolls Kapolei-Iwalani Kapolei-Malanai Kapolei-Mehana-La-Hiki Kapolei-Aeloa Kapolei Kai Kapolei-Mehana-Awakea Ko Olina Leeward Estates Nanakai Gardens Ocean Pointe Westloch Estates Westloch Fairway Ewa Ho’opili Fernandez Village  Honouliuli West Loch Estates Iroquois Point Renton Village Varona Village Makakilo City Tenney Village Kamaehu Pl Kamaehu St Kamaehu Way Kamahoi St Kamailio St Kamakaaulani Pl Kamakana St Puamaeole St Moneha Pl Ma Ke Kula Pl Noelo Street Kaimalie St Kimopelekane Rd Kamoawa Pl Kamoawa St Liuliu Pl North Rd Maohaka Pl Maohaka Way Hoohilu St Amaama St Hooilo Pl Hookaahea Pl Hookaahea St Hookahe Pl Hookaulana Pl Hookaulike Pl Kaneana St Kanela St Pohahawai Pl Pohahawai Pl Pohahawai St Pohakulepo St Pohakupili Pl POHAKUPUNA POHAKUPUNA PL Pohakupuna Rd POHAKUPUNA RD Hoolu Pl Hoolu Way Hooluolu Pl Hoomaalili Pl Hoomaalili St Hoomahana St Hoomaka St Hoomalie St Kaipalaoa St Hoomalule Pl Hoomanao St Hoomohalu Pl Hoonua Pl Kapolei Pkwy Oama Pl Oama St Hoopaa Pl Hoopili St Hoopio Pl Hoopio St Hoopohu Pl Papahi Pl Papapuhi Pl Mikiala Pl Mikiala St Mikohu St Mikohu St Kaope St Kapaahulani St Kaiko St Huleia Pl Kapana Pl Auhola Pl Auhola St Huliau St Huliau Huliau St Hulihana Pl Hulikoa Pl PAPIPI Papipi Dr Papipi Pl PAPIPI RD Mikohu St Maohaka Pl Kapolei Pkwy FORT WEAVER Fort Weaver Rd Hanapouli Cir Hoowalea Pl Hoowalea St Hoowalea Way Hoowehi Pl AEAE ST APUU PL AUHOLA ST AAWA DR Karayan St Komoaina St Huluhulu St Puamaeole St Kupiapia Pl Kaiwana St Hanapouli Cir Ho’Oma’Alili Pl Fort Weaver Rd. Puamaeole Street Keoneula Blvd Hoiliili St PELELEU ST Peleleu Pl Peleleu St Peleleu Way RD Liuliu Pl Haehae Pl Laakona Pl Laaulu St Pa St Paaloha St Paaniana St Paapaana St Hapaiko St HAPALUA ST Olehala St Gannet Ave Koalipehu Pl Koalipehu St Olepekupe St Uluhui St Kuanoo St Hahanui St Maipuhi Pl Maipuhi St Waikai St Fort Weaver Rd WAIEMI ST Waikapoo St Waikapoo St Luahine St Luahoana St Lualai St Haiamu Pl Haiamu St Haiano Pl Haiea Pl Luanaiki St Unahipipi Pl Hailimoa Pl HAILIPO ST Hapua St Kaimalie Ekemauu St Hainoa Pl Kaipalaoa Spinnaker Pl Haipu Pl KAPAPAPUHI ST Lauo St Lauo St Paeko St Puhiko St Punako St PAPIPI Koihala Pl Paapaana St Koka St Haiwa Pl Aeae St Kaihoi St Kaimalie St Hoomaka St Keaunui Dr Kaioli St Hanapouli Cir Hanapouli Cir Hapalua St Pupu St Kapolei Pkwy Aeae Pl Aeae St Halalii St Kaioli St Aekai Pl Aeoia St Kailoa St Puamaeole St Orrick St Hanapouli Cir Puamaeole St Komana St Polea St Komoaina St MAKAALOA PL Makaaloa Pl Makaaloa St Geiger Rd Polohuku Pl Polohuku St Pololia St Makaike Pl Makaike St Lipaki Pl Poloula Pl Makaina Pl Makalauna Pl Makalea St Makalea St Makalea St Kamoawa St Kaileolea Dr Makaonaona St Makekula Pl Makekula St Makalea St Makule Rd MAKULE RD Kailipolipo St Halemano St Keaunui Dr HO OWALEA Lehu St Ewa Beach Rd Muiona St Wili St Papipi Dr Pepper Row Nehupala Pl Paeheulu St Paekii St Paeko St Waikapuna St Kaipalaoa St Kauiki St Kaukolu Pl Kaukolu St Kaukolu Way AMIO ST Kauleo Pl Kaulona Pl Kaulona Way Kaunaloa Pl Kaunana Pl Auwaha St Kaunoa St Kaunolu St Kauoha Pl Kauoha St Kauoha Way Aha Way Ololani St Kauwili St Olowa St Lawalu Pl Maliko St Ahole Pl Ahona St Ahuua St Aiami Pl Lukahiu Pl 1141 Keoneula Blvd Keoneae Pl Keonekapu Pl Keonekapu St Keoneula Blvd Aikanaka Pl Aikanaka Rd Pahau Pl Pahe St Paheahea St Pahika St Pahiki St Nahawele St Pahuhu Pl Pahuhu St PAHUHU WAY Ailaiki St Lukini Pl Kaileolea Dr Naina Pl Waipuhia St Lapine Pl Pailani St Kaiwawalo St Auhola St Kai Oio St MAKAALOA ST Luluka St Nale St 91-1003 Kaope St LAUNAHELE STREET Keoneae Pl Apaa St NALOMELI PL Kuhialoko St Aipoola Pl Aipoola St PARISH DR Keaalii Pl Keaalii Way Keakaula Pl Kanela St Kaiuliuli St Pihapono Pl Pihi St EWA BEACH RD FORT WEAVER RD EWA BEACH RD PAPIPI RD POHAKUPUNA RD Hoomaka St FARRINGTON HAMANA ST HAMANA ST KAIELEELE-LANDSCAPE PL MAKAALOA ST MAKAALOA ST Piipii St MAKAALOA T ST Mikiala St Luahoana St Omeo Pl Kaiokia St Laaulu St Kapolei Pkwy KEONEULA BLVD Omilu Pl ELEPAIO RD Kuina St Polea St Kaileolea Dr KAIMELE PL Kaunaloa Pl Kuina St Makalauna Pl Niuhiwa Pl Waimahui Pl Anae Pl Tenney St Hoopili St KEAALII PL Ho Omahana St Apai Pl Kualakai Pkwy Anaunau St Kuaeewa Pl Kuali St Kualii Pl Kualii St Kuanoo Pl Kuanoo St Kuapuu St Kamailio St Keaunui Dr Kuina Pl North Rd Kaukolu Way Lakana Pl Kuhaimoana Pl Haloko Pl Kuhia Pl Kuhialoko Pl Kuhialoko St Kuhiawaho Pl Halolani St Kuhina St Miula St Kuio Pl Kaileolea Dr Akaholo St Kuilioloa Pl Kuina Pl Kuina St Kuio Pl Akekee Pl Keele Pl Kulana Ct Kulana Pl Paapaana St Piliokahe Pl Piliokahe Way Apoke Pl Apole Pl Kaiokia St Kaiamalo St Kailipolipo St Kailipolipo St Waiemi St Waipaa St Waipaa St Kumimi St Makalea Loop Poowai Pl Waipaa St Keena Pl Akua St Kupekala St Kupeleko Pl Kupiapia Pl Kupipi Pl HAMANA Hamana St Puhikani St Hoowalea St Wahineomao Pl Wahineomao Way Kaiko St Kaioli St St Ala Loa St Kuuwelu Pl Manaolana St Manaopaa St Waiapo Pl RENTON RD Waiemi St Waihua Pl Waihuna Pl Waihuna St Waiilikahi St Waiinu St Waikai St Waikapoo St Waikapuna St Onelua St Hamiha Pl Waikoihi St Oneula Pl Poowai Pl Uouoa St Wailewa Pl Wailewa Pl Wailohia Pl Kehue Pl Kehue St Kei Pl Kaioli St Kaioli St Waimahui Pl Waimapuna Pl Waimomona Pl Elemakule Pl Elemakule St Niolo St Pahuhu Way Alaiki St Kuloihi Pl Niuhiwa Pl Niukahiki Pl Niulelo Pl Puamaeole St Kekaihili Pl Kekaiholo St Kekakia Pl Oola Pl Keleawe Pl Oha St Opaehuna St Kaimalie St Puahala St Puaina Pl Puaina St Waikapoo St Pualoalo Pl Pualu St Puahala St Puamaeole St Iroquois Ave Puaniu St Bond St Kaileonui St Kaimalie St Alana St Hei Pl Alanui Mauka Pl Alanui Mauka St Laaulu Street Kaiohee St Mahamoe St Mikohu St LAUNAHELE ST Puhikani Pl Puhikani St Puhiko St Puhilaka Pl Puhilaumilo Pl Puhipaka St Pukanala Pl Pukanala St Hoalauna Pl Kikoo St Kaiamaloo St Kaimoana St Hoano Pl Hoano St Kilaha Pl Kilaha St Kaikohola Street Sisal St Huliau St Okupe St Hookaahea St Kaiamu St KANELA Ma Ke Kula St MAKULE RD POPOI PL EWA BEACH RD Hamoa Pl Hamoula St Kaipalaoa St KILINAHE Kilinahe Pl Kilinahe St Kilipoe St Mailani St Punako St Puni Pl Park Row Manokihikihi Way Peeone Pl Makalea St Kaaimalu Pl Aaha Pl 1011 Pailani S Kaakina Pl Kaakina St Pupu St Pupu Pl Pupu St Aama Pl Waiaama St MUUMUU PL Kiwi St Aawa Dr Mikohu St Fort Weaver Rd Aawa Dr Kilipue St Kai Kukuma St Pekau St Kaimalie St Kaimalie St Apuu Pl Kaimalie St Apuu St Apuu Way Kahiuka St Kemika Pl 1024 Makaike St Noelo St 91-1081 Kaileolea Drive Kaihawanawana S Kai Kukuma St Kai Lea St Kai Loli St Kaimalie St Kai Uhu St Kai Weke St Kaiakua St Kaiamaloo St Kaianae St Kaiapele St Kaiapo St Nohoaloha Pl Nohoana Pl Nohoihoewa Pl Nohoihoewa Way Noholike Pl Noholike St Kaiee St Kaieleele Pl Kaieleele St Iheihe Pl Ihipehu St Kaihanupa St Kaihawanawana St Kaiheenalu St Kaihi St Kaihohonu St Kaihoi St Kaihuopalaai St Kaiikuwa St Kaikala St Kaikane St Kaikauhaa St Kaiko St Kaikoele St Kaikohola St Kaikoi Pl Ihupani Pl Kaileolea Dr Keoneae Pl Kaileonui St Kailike Pl Kailike St Kaiuliuli St Kailoa St Kaimalie St Ike Pl Kaimoana St Napoona St Noonoo St Kaiohee St Kaioli Kaioli St Ikulani St Kaiopua St Kaipalaoa Kaipalaoa St Kaipu St Kaipuhinehu St Kaimalie St Kaimalie St Kaiwana St Laukona Loop Laulauna St Laulauna St Laulaunui Ln LAULAUNUI ST Burke St Launahele St Launahele St Kaioli St Lauo St LAUPAI ST Laupai Pl Laupai St Laupai Way Laupapa Pl Laupapa St Awawalei Pl Kaimalie St FT WEAVER RD Kaiamaloo St Kaimoana St Nehupala Pl Kalapu St Bryan St Hanakahi St Hanaloa Pl Hanaloa St Hanapouli Cir Hokuikekai St Puuainako Pl Puuhala St Puwalu St Garton St Paua Pl Panapanapuhi St Kaloi Pl Kaloi St Imelda St PONCHARTRAIN ST Amador

Join us at Real Estate Social

Comments are closed.